HomeIllinoisMadison CountySt. Jacob village
St. Jacob village, Illinois: commercial real estate data.
St. Jacob village is a Census village of 1,759 people across 0.85 square miles of land, in Madison County. Median household income is $112,188, 85.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.2 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Jacob
What St. Jacob is
- Census place typevillage
- Land area0.85 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,078
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jacob
How many people live in St. Jacob
- Population1,759
- Median age33.9
- Population under 18650 plus or minus 165
- Share under 1837.0 percent
- Population 65 and over98 plus or minus 35
- Share 65 and over5.6 percent plus or minus 1.8
- Households567
- Family households462
- Share of households that are families81.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jacob
Income and work in St. Jacob
- Median household income$112,188
- Per capita income$38,720
- Civilian labor force903
- Employed881
- Unemployed22 plus or minus 13
- Unemployment rate2.4 percent plus or minus 1.4
- Adults 25 and over1,029
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher34.2 percent plus or minus 7.8
- Adults 25 and over with a graduate degree14.1 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jacob
Housing in St. Jacob
- Housing units603
- Occupied units567
- Vacant units36 plus or minus 27
- Vacancy rate6.0 percent plus or minus 4.4
- Owner occupied485
- Renter occupied82 plus or minus 42
- Ownership rate85.5 percent
- Median owner-occupied home value$201,000
- Median gross rent, monthly$1,138
- Annual rent as a share of median income12.2 percent
- Single family units575
- Share single family95.4 percent
- Units in buildings of two or more27 plus or minus 23
- Share in buildings of two or more4.5 percent plus or minus 3.7
- Mobile homes1 plus or minus 5
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jacob
How St. Jacob gets to work
- Workers 16 and over who commute811
- Commuting under 15 minutes109 plus or minus 43
- Share commuting under 15 minutes13.4 percent plus or minus 4.6
- Commuting 30 minutes or more447 plus or minus 115
- Share commuting 30 minutes or more55.1 percent
- Drove alone85.8 percent
- Carpooled5.0 percent plus or minus 4.0
- Public transport0.5 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.9
- Worked from home8.2 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jacob
SBA loans in St. Jacob (7(a))
- Approvals3
- Gross approval$2,151,000
- Average approval$717,000
- Median approval$522,500
- Ninetieth percentile approval$1,275,000
- Largest approval$1,275,000
- Jobs supported55
- Jobs per approval18.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises33.3 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison County, not St. Jacob
Madison County context, not St. Jacob figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Jacob measurements.
- Establishments in Madison County5,659
- Employment at those establishments, Madison County93,915
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Average weekly wage, Madison County$1,099
- Housing units permitted, Madison County366
- Of those, single family, Madison County314
- County product, 2024, Madison County$16,575,291,000
- County product change over the prior year, Madison County6.9 percent
- Average income of an arriving household, Madison County$53,270
Every figure in this section is published for Madison County as a whole and is not a measurement of St. Jacob. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Jacob questions, answered from the record.
How many people live in St. Jacob, Illinois?
1,759, in 567 households. St. Jacob village covers 0.85 square miles of land, which is 2,078 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Jacob in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Jacob?
$112,188. The median owner-occupied home is valued at $201,000. Median gross rent is $1,138 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Jacob businesses?
3 7(a) approvals totalling $2.2 m, across 3 lenders, median approval $522,500. These count approvals to borrowers whose address is in St. Jacob, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Jacob borrowers get paid back?
No rate is published for St. Jacob. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. Jacob figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Jacob.
Is zoning published for St. Jacob?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.