HomeIllinoisWinnebago CountyLoves Park
Loves Park, Illinois: commercial real estate data.
Loves Park is a Census city of 23,502 people across 16.33 square miles of land, lying across Winnebago County and Boone County. Median household income is $61,868, 60.9 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $20.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Loves Park
What Loves Park is
- Census place typecity
- Land area16.33 sq mi
- Water area0.53 sq mi
- Population per square mile of land1,440
- County holding the largest share of its areaWinnebago County, 96.4 percent
- Counties this place lies inWinnebago County 96.4 percent, Boone County 3.6 percent
Loves Park crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loves Park
How many people live in Loves Park
- Population23,502
- Median age37.2
- Population under 184,789
- Share under 1820.4 percent
- Population 65 and over4,350
- Share 65 and over18.5 percent
- Households10,302
- Family households5,830
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loves Park
Income and work in Loves Park
- Median household income$61,868
- Per capita income$37,338
- Civilian labor force12,624
- Employed11,826
- Unemployed798 plus or minus 199
- Unemployment rate6.3 percent plus or minus 1.6
- Adults 25 and over16,278
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher25.7 percent
- Adults 25 and over with a graduate degree10.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loves Park
Housing in Loves Park
- Housing units10,675
- Occupied units10,302
- Vacant units373 plus or minus 166
- Vacancy rate3.5 percent plus or minus 1.5
- Owner occupied6,277
- Renter occupied4,025
- Ownership rate60.9 percent
- Median owner-occupied home value$160,400
- Median gross rent, monthly$1,120
- Annual rent as a share of median income21.7 percent
- Single family units7,386
- Share single family69.2 percent
- Units in buildings of two or more2,822
- Share in buildings of two or more26.4 percent
- Mobile homes467 plus or minus 157
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loves Park
How Loves Park gets to work
- Workers 16 and over who commute10,609
- Commuting under 15 minutes3,967
- Share commuting under 15 minutes37.4 percent
- Commuting 30 minutes or more1,721
- Share commuting 30 minutes or more16.2 percent
- Drove alone80.9 percent
- Carpooled7.9 percent plus or minus 2.3
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.6
- Worked from home8.8 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loves Park
SBA loans in Loves Park (7(a))
- Approvals37
- Gross approval$20,578,500
- Average approval$556,176
- Median approval$400,000
- Ninetieth percentile approval$1,101,360
- Largest approval$2,500,000
- Jobs supported582
- Jobs per approval15.7
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.9 percent
- Share to franchises10.8 percent
- Distinct lenders14
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Loves Park, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Loves Park
SBA loans in Loves Park (504)
- Approvals21
- Gross approval$15,252,000
- Average approval$726,286
- Median approval$364,000
- Largest approval$4,333,000
- Jobs supported334
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Loves Park, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Loves Park
Flood risk in Loves Park
- NFIP communityCity of Loves Park
- NFIP community number170722
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/16
The City of Loves Park participates in the National Flood Insurance Program as community 170722 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winnebago County, not Loves Park
Winnebago County context, not Loves Park figures
- Establishments in Winnebago County6,286
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Housing units permitted, Winnebago County284
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Loves Park.
All Winnebago County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Loves Park questions, answered from the record.
How many people live in Loves Park, Illinois?
23,502, in 10,302 households. Loves Park city covers 16.33 square miles of land, which is 1,440 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Loves Park in?
Loves Park lies in more than one. By area it is 96.4 percent in Winnebago County, 3.6 percent in Boone County. This page sits under Winnebago County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Loves Park?
$61,868. The median owner-occupied home is valued at $160,400. Median gross rent is $1,120 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Loves Park businesses?
37 7(a) approvals totaling $20.6 m since FY2020, across 14 lenders, median approval $400,000, plus 21 504 approvals worth $15.3 m since FY2010. These count approvals to borrowers whose address is in Loves Park, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Loves Park borrowers get paid back?
No rate is published for Loves Park. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Loves Park in the National Flood Insurance Program?
Yes. Loves Park appears in the FEMA Community Status Book as Loves Park, city of, community 170722, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Loves Park figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Loves Park.
Is zoning published for Loves Park?
No. Nothing on this page presents parcel level zoning.