HomeIllinoisWinnebago CountyPecatonica village
Pecatonica village, Illinois: commercial real estate data.
Pecatonica village is a Census village of 2,024 people across 1.28 square miles of land, in Winnebago County. Median household income is $73,162, 80.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pecatonica
What Pecatonica is
- Census place typevillage
- Land area1.28 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,577
- County holding the largest share of its areaWinnebago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
How many people live in Pecatonica
- Population2,024
- Median age48.1
- Population under 18430 plus or minus 110
- Share under 1821.2 percent
- Population 65 and over324 plus or minus 77
- Share 65 and over16.0 percent
- Households939
- Family households523 plus or minus 111
- Share of households that are families55.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
Income and work in Pecatonica
- Median household income$73,162
- Per capita income$41,666
- Civilian labor force1,135 plus or minus 244
- Employed1,117 plus or minus 239
- Unemployed18 plus or minus 18
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,521
- Adults 25 and over with a high school diploma or higher91.8 percent plus or minus 22.0
- Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 4.8
- Adults 25 and over with a graduate degree5.2 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
Housing in Pecatonica
- Housing units997
- Occupied units939
- Vacant units58 plus or minus 50
- Vacancy rate5.8 percent plus or minus 4.9
- Owner occupied755 plus or minus 163
- Renter occupied184 plus or minus 80
- Ownership rate80.4 percent
- Median owner-occupied home value$143,900
- Median gross rent, monthly$1,038 plus or minus $311
- Annual rent as a share of median income17.0 percent plus or minus 5.5
- Single family units864
- Share single family86.7 percent
- Units in buildings of two or more133 plus or minus 75
- Share in buildings of two or more13.3 percent plus or minus 7.1
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
How Pecatonica gets to work
- Workers 16 and over who commute960 plus or minus 214
- Commuting under 15 minutes212 plus or minus 105
- Share commuting under 15 minutes22.1 percent plus or minus 9.8
- Commuting 30 minutes or more567 plus or minus 141
- Share commuting 30 minutes or more59.1 percent
- Drove alone78.3 percent
- Carpooled9.6 percent plus or minus 8.4
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.1
- Worked from home9.7 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
SBA loans in Pecatonica (7(a))
- Approvals1
- Gross approval$1,503,500
- Average approval$1,503,500
- Median approval$1,503,500
- Ninetieth percentile approval$1,503,500
- Largest approval$1,503,500
- Jobs supported35
- Jobs per approval35.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term124 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pecatonica
SBA loans in Pecatonica (504)
- Approvals4
- Gross approval$1,640,000
- Average approval$410,000
- Median approval$537,000
- Largest approval$613,000
- Jobs supported82
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pecatonica
Flood risk in Pecatonica
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170797
- Currently effective map date02/17/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Winnebago County, not Pecatonica
Winnebago County context, not Pecatonica figures
These are Winnebago County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pecatonica measurements.
- Establishments in Winnebago County6,286
- Employment at those establishments, Winnebago County117,137
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Average weekly wage, Winnebago County$1,142
- Housing units permitted, Winnebago County284
- Of those, single family, Winnebago County248
- County product, 2024, Winnebago County$18,797,963,000
- County product change over the prior year, Winnebago County4.1 percent
- Average income of an arriving household, Winnebago County$50,453
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Pecatonica. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pecatonica questions, answered from the record.
How many people live in Pecatonica, Illinois?
2,024, in 939 households. Pecatonica village covers 1.28 square miles of land, which is 1,577 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pecatonica in?
Winnebago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pecatonica?
$73,162. The median owner-occupied home is valued at $143,900. Median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pecatonica businesses?
1 7(a) approvals totalling $1.5 m, across 1 lenders, median approval $1,503,500, plus 4 504 approvals worth $1.6 m. These count approvals to borrowers whose address is in Pecatonica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pecatonica borrowers get paid back?
No rate is published for Pecatonica. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Pecatonica in the National Flood Insurance Program?
Yes. Pecatonica appears in the FEMA Community Status Book as community 170797, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pecatonica figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pecatonica.
Is zoning published for Pecatonica?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.