HomeIllinoisWinnebago CountyPecatonica
Pecatonica, Illinois: commercial real estate data.
Pecatonica is a Census village of 2,024 people across 1.28 square miles of land, in Winnebago County. Median household income is $73,162, 80.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pecatonica
What Pecatonica is
- Census place typevillage
- Land area1.28 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,577
- County holding the largest share of its areaWinnebago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
How many people live in Pecatonica
- Population2,024
- Median age48.1
- Population under 18430 plus or minus 110
- Share under 1821.2 percent
- Population 65 and over324 plus or minus 77
- Share 65 and over16.0 percent
- Households939
- Family households523 plus or minus 111
- Share of households that are families55.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
Income and work in Pecatonica
- Median household income$73,162
- Per capita income$41,666
- Civilian labor force1,135 plus or minus 244
- Employed1,117 plus or minus 239
- Unemployed18 plus or minus 18
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,521
- Adults 25 and over with a high school diploma or higher91.8 percent plus or minus 22.0
- Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 4.8
- Adults 25 and over with a graduate degree5.2 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
Housing in Pecatonica
- Housing units997
- Occupied units939
- Vacant units58 plus or minus 50
- Vacancy rate5.8 percent plus or minus 4.9
- Owner occupied755 plus or minus 163
- Renter occupied184 plus or minus 80
- Ownership rate80.4 percent
- Median owner-occupied home value$143,900
- Median gross rent, monthly$1,038 plus or minus $311
- Annual rent as a share of median income17.0 percent plus or minus 5.5
- Single family units864
- Share single family86.7 percent
- Units in buildings of two or more133 plus or minus 75
- Share in buildings of two or more13.3 percent plus or minus 7.1
- Mobile homes0
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
How Pecatonica gets to work
- Workers 16 and over who commute960 plus or minus 214
- Commuting under 15 minutes212 plus or minus 105
- Share commuting under 15 minutes22.1 percent plus or minus 9.8
- Commuting 30 minutes or more567 plus or minus 141
- Share commuting 30 minutes or more59.1 percent
- Drove alone78.3 percent
- Carpooled9.6 percent plus or minus 8.4
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.1
- Worked from home9.7 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pecatonica
SBA loans in Pecatonica (7(a))
- Approvals1
- Gross approval$1,503,500
- Average approval$1,503,500
- Median approval$1,503,500
- Largest approval$1,503,500
- Jobs supported35
- Jobs per approval35.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term124 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Pecatonica, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pecatonica
SBA loans in Pecatonica (504)
- Approvals4
- Gross approval$1,640,000
- Average approval$410,000
- Median approval$429,000
- Largest approval$613,000
- Jobs supported82
- Loans with a final outcome1
- Charged off0
- Median term180 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Pecatonica, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pecatonica
Flood risk in Pecatonica
- NFIP communityVillage of Pecatonica
- NFIP community number170797
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/16
The Village of Pecatonica participates in the National Flood Insurance Program as community 170797 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winnebago County, not Pecatonica
Winnebago County context, not Pecatonica figures
- Establishments in Winnebago County6,286
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Housing units permitted, Winnebago County284
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Pecatonica.
All Winnebago County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pecatonica questions, answered from the record.
How many people live in Pecatonica, Illinois?
2,024, in 939 households. Pecatonica village covers 1.28 square miles of land, which is 1,577 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pecatonica in?
Winnebago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pecatonica?
$73,162. The median owner-occupied home is valued at $143,900. Median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pecatonica businesses?
1 7(a) approvals totaling $1.5 m since FY2020, across 1 lenders, median approval $1,503,500, plus 4 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Pecatonica, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pecatonica borrowers get paid back?
No rate is published for Pecatonica. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pecatonica in the National Flood Insurance Program?
Yes. Pecatonica appears in the FEMA Community Status Book as Pecatonica, village of, community 170797, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pecatonica figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pecatonica.
Is zoning published for Pecatonica?
No. Nothing on this page presents parcel level zoning.