HomeIllinoisWinnebago CountyRoscoe
Roscoe, Illinois: commercial real estate data.
Roscoe is a Census village of 10,706 people across 10.26 square miles of land, in Winnebago County. Median household income is $93,036, 71.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Roscoe
What Roscoe is
- Census place typevillage
- Land area10.26 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,043
- County holding the largest share of its areaWinnebago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Roscoe
How many people live in Roscoe
- Population10,706
- Median age36.4
- Population under 182,987
- Share under 1827.9 percent
- Population 65 and over1,745
- Share 65 and over16.3 percent
- Households4,202
- Family households3,040
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Roscoe
Income and work in Roscoe
- Median household income$93,036
- Per capita income$42,996
- Civilian labor force5,415
- Employed5,227
- Unemployed188 plus or minus 78
- Unemployment rate3.5 percent plus or minus 1.4
- Adults 25 and over6,986
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree11.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Roscoe
Housing in Roscoe
- Housing units4,312
- Occupied units4,202
- Vacant units110 plus or minus 100
- Vacancy rate2.6 percent plus or minus 2.3
- Owner occupied2,991
- Renter occupied1,211
- Ownership rate71.2 percent
- Median owner-occupied home value$227,800
- Median gross rent, monthly$1,437
- Annual rent as a share of median income18.5 percent
- Single family units3,156
- Share single family73.2 percent
- Units in buildings of two or more1,005
- Share in buildings of two or more23.3 percent
- Mobile homes151 plus or minus 99
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Roscoe
How Roscoe gets to work
- Workers 16 and over who commute4,370
- Commuting under 15 minutes791 plus or minus 229
- Share commuting under 15 minutes18.1 percent plus or minus 4.7
- Commuting 30 minutes or more1,355 plus or minus 277
- Share commuting 30 minutes or more31.0 percent
- Drove alone77.3 percent
- Carpooled5.0 percent plus or minus 2.4
- Public transport0.2 percent plus or minus 0.3
- Walked0.8 percent plus or minus 1.3
- Worked from home15.6 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Roscoe
SBA loans in Roscoe (7(a))
- Approvals11
- Gross approval$4,012,500
- Average approval$364,773
- Median approval$250,000
- Largest approval$1,330,000
- Jobs supported63
- Jobs per approval5.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Roscoe, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Roscoe
SBA loans in Roscoe (504)
- Approvals13
- Gross approval$13,426,000
- Average approval$1,032,769
- Median approval$569,000
- Largest approval$3,623,000
- Jobs supported131
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Roscoe, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Roscoe
Flood risk in Roscoe
- NFIP communityVillage of Roscoe
- NFIP community number170724
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/16
The Village of Roscoe participates in the National Flood Insurance Program as community 170724 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winnebago County, not Roscoe
Winnebago County context, not Roscoe figures
- Establishments in Winnebago County6,286
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Housing units permitted, Winnebago County284
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Roscoe.
All Winnebago County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Roscoe questions, answered from the record.
How many people live in Roscoe, Illinois?
10,706, in 4,202 households. Roscoe village covers 10.26 square miles of land, which is 1,043 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Roscoe in?
Winnebago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Roscoe?
$93,036. The median owner-occupied home is valued at $227,800. Median gross rent is $1,437 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Roscoe businesses?
11 7(a) approvals totaling $4.0 m since FY2020, across 7 lenders, median approval $250,000, plus 13 504 approvals worth $13.4 m since FY2010. These count approvals to borrowers whose address is in Roscoe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Roscoe borrowers get paid back?
No rate is published for Roscoe. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Roscoe in the National Flood Insurance Program?
Yes. Roscoe appears in the FEMA Community Status Book as Roscoe, village of, community 170724, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Roscoe figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Roscoe.
Is zoning published for Roscoe?
No. Nothing on this page presents parcel level zoning.