HomeIllinoisWinnebago CountySouth Beloit
South Beloit, Illinois: commercial real estate data.
South Beloit is a Census city of 7,946 people across 6.17 square miles of land, in Winnebago County. Median household income is $78,616, 69.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $4.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
South Beloit
What South Beloit is
- Census place typecity
- Land area6.17 sq mi
- Water area0.25 sq mi
- Population per square mile of land1,289
- County holding the largest share of its areaWinnebago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Beloit
How many people live in South Beloit
- Population7,946
- Median age36.0
- Population under 181,975
- Share under 1824.9 percent
- Population 65 and over1,049 plus or minus 307
- Share 65 and over13.2 percent plus or minus 3.9
- Households3,339
- Family households1,756
- Share of households that are families52.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Beloit
Income and work in South Beloit
- Median household income$78,616
- Per capita income$36,716
- Civilian labor force4,630
- Employed4,358
- Unemployed272 plus or minus 129
- Unemployment rate5.9 percent plus or minus 2.7
- Adults 25 and over5,533
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent plus or minus 7.3
- Adults 25 and over with a graduate degree10.2 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Beloit
Housing in South Beloit
- Housing units3,559
- Occupied units3,339
- Vacant units220 plus or minus 200
- Vacancy rate6.2 percent plus or minus 5.6
- Owner occupied2,304
- Renter occupied1,035 plus or minus 248
- Ownership rate69.0 percent
- Median owner-occupied home value$173,000
- Median gross rent, monthly$972
- Annual rent as a share of median income14.8 percent
- Single family units2,668
- Share single family75.0 percent
- Units in buildings of two or more635 plus or minus 335
- Share in buildings of two or more17.8 percent plus or minus 9.3
- Mobile homes256 plus or minus 177
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Beloit
How South Beloit gets to work
- Workers 16 and over who commute4,278
- Commuting under 15 minutes1,441 plus or minus 358
- Share commuting under 15 minutes33.7 percent plus or minus 7.8
- Commuting 30 minutes or more1,368 plus or minus 380
- Share commuting 30 minutes or more32.0 percent plus or minus 8.4
- Drove alone72.8 percent
- Carpooled21.9 percent plus or minus 6.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.1 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
South Beloit
SBA loans in South Beloit (7(a))
- Approvals6
- Gross approval$4,127,300
- Average approval$687,883
- Median approval$629,950
- Largest approval$1,538,000
- Jobs supported34
- Jobs per approval5.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in South Beloit, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
South Beloit
SBA loans in South Beloit (504)
- Approvals3
- Gross approval$1,942,000
- Average approval$647,333
- Median approval$139,000
- Largest approval$1,673,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in South Beloit, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
South Beloit
Flood risk in South Beloit
- NFIP communityCity of South Beloit
- NFIP community number170725
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/16
The City of South Beloit participates in the National Flood Insurance Program as community 170725 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winnebago County, not South Beloit
Winnebago County context, not South Beloit figures
- Establishments in Winnebago County6,286
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Housing units permitted, Winnebago County284
Every figure in this section is published for Winnebago County as a whole and is not a measurement of South Beloit.
All Winnebago County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
South Beloit questions, answered from the record.
How many people live in South Beloit, Illinois?
7,946, in 3,339 households. South Beloit city covers 6.17 square miles of land, which is 1,289 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is South Beloit in?
Winnebago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in South Beloit?
$78,616. The median owner-occupied home is valued at $173,000. Median gross rent is $972 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to South Beloit businesses?
6 7(a) approvals totaling $4.1 m since FY2020, across 4 lenders, median approval $629,950, plus 3 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in South Beloit, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to South Beloit borrowers get paid back?
No rate is published for South Beloit. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is South Beloit in the National Flood Insurance Program?
Yes. South Beloit appears in the FEMA Community Status Book as South Beloit, city of, community 170725, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page South Beloit figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South Beloit.
Is zoning published for South Beloit?
No. Nothing on this page presents parcel level zoning.