HomeIllinoisWinnebago CountyRockford
Rockford, Illinois: commercial real estate data.
Rockford is a Census city of 147,521 people across 65.31 square miles of land, in Winnebago County. Median household income is $54,752, 54.9 percent of occupied homes are owned, and the SBA record carries 142 7(a) approvals to borrowers here worth $91.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rockford
What Rockford is
- Census place typecity
- Land area65.31 sq mi
- Water area1.01 sq mi
- Population per square mile of land2,259
- County holding the largest share of its areaWinnebago County, 99.1 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockford
How many people live in Rockford
- Population147,521
- Median age37.7
- Population under 1835,677
- Share under 1824.2 percent
- Population 65 and over26,200
- Share 65 and over17.8 percent
- Households61,324
- Family households35,175
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockford
Income and work in Rockford
- Median household income$54,752
- Per capita income$31,263
- Civilian labor force68,998
- Employed63,139
- Unemployed5,859
- Unemployment rate8.5 percent
- Adults 25 and over98,585
- Adults 25 and over with a high school diploma or higher84.9 percent
- Adults 25 and over with a bachelor degree or higher23.5 percent
- Adults 25 and over with a graduate degree9.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockford
Housing in Rockford
- Housing units67,423
- Occupied units61,324
- Vacant units6,099
- Vacancy rate9.0 percent
- Owner occupied33,697
- Renter occupied27,627
- Ownership rate54.9 percent
- Median owner-occupied home value$129,000
- Median gross rent, monthly$985
- Annual rent as a share of median income21.6 percent
- Single family units44,544
- Share single family66.1 percent
- Units in buildings of two or more22,487
- Share in buildings of two or more33.4 percent
- Mobile homes375 plus or minus 201
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockford
How Rockford gets to work
- Workers 16 and over who commute55,285
- Commuting under 15 minutes19,231
- Share commuting under 15 minutes34.8 percent
- Commuting 30 minutes or more11,837
- Share commuting 30 minutes or more21.4 percent
- Drove alone74.3 percent
- Carpooled11.7 percent
- Public transport1.0 percent plus or minus 0.3
- Walked1.3 percent plus or minus 0.4
- Worked from home10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rockford
SBA loans in Rockford (7(a))
- Approvals142
- Gross approval$91,360,500
- Average approval$643,384
- Median approval$200,000
- Ninetieth percentile approval$1,546,000
- Largest approval$5,000,000
- Jobs supported2,454
- Jobs per approval17.3
- Loans with a final outcome33
- Paid in full32
- Charged off1
- Charge-off rate over resolved loans3.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.4 percent
- Share to franchises20.4 percent
- Distinct lenders32
- Distinct industries by NAICS62
Counted by borrower city: approvals to borrowers whose address is in Rockford, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rockford
SBA loans in Rockford (504)
- Approvals97
- Gross approval$56,250,000
- Average approval$579,897
- Median approval$352,000
- Largest approval$3,948,000
- Jobs supported1,004
- Loans with a final outcome39
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Rockford, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rockford
Flood risk in Rockford
- NFIP communityCity of Rockford
- NFIP community number170723
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/17/16
The City of Rockford participates in the National Flood Insurance Program as community 170723 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Winnebago County, not Rockford
Winnebago County context, not Rockford figures
- Establishments in Winnebago County6,286
- Covered employment, Winnebago County126,415
- Average annual pay, Winnebago County$59,400
- Housing units permitted, Winnebago County284
Every figure in this section is published for Winnebago County as a whole and is not a measurement of Rockford.
All Winnebago County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rockford questions, answered from the record.
How many people live in Rockford, Illinois?
147,521, in 61,324 households. Rockford city covers 65.31 square miles of land, which is 2,259 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rockford in?
Winnebago County, which holds 99.1 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rockford?
$54,752. The median owner-occupied home is valued at $129,000. Median gross rent is $985 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rockford businesses?
142 7(a) approvals totaling $91.4 m since FY2020, across 32 lenders, median approval $200,000, plus 97 504 approvals worth $56.3 m since FY2010. These count approvals to borrowers whose address is in Rockford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rockford borrowers get paid back?
Of the 33 loans that have reached a final outcome, 32 were paid in full and 1 charged off, a charge off rate of 3.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Rockford in the National Flood Insurance Program?
Yes. Rockford appears in the FEMA Community Status Book as Rockford, city of, community 170723, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rockford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Winnebago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rockford.
Is zoning published for Rockford?
No. Nothing on this page presents parcel level zoning.