HomeIndianaLake CountyCedar Lake
Cedar Lake, Indiana: commercial real estate data.
Cedar Lake is a Census town of 15,295 people across 9.45 square miles of land, in Lake County. Median household income is $83,381, 85.2 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $6.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar Lake
What Cedar Lake is
- Census place typetown
- Land area9.45 sq mi
- Water area1.42 sq mi
- Population per square mile of land1,618
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Lake
How many people live in Cedar Lake
- Population15,295
- Median age40.2
- Population under 183,631
- Share under 1823.7 percent
- Population 65 and over2,404
- Share 65 and over15.7 percent
- Households5,500
- Family households4,063
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Lake
Income and work in Cedar Lake
- Median household income$83,381
- Per capita income$40,962
- Civilian labor force8,269
- Employed7,817
- Unemployed452 plus or minus 187
- Unemployment rate5.5 percent plus or minus 2.2
- Adults 25 and over10,229
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent
- Adults 25 and over with a graduate degree12.7 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Lake
Housing in Cedar Lake
- Housing units6,140
- Occupied units5,500
- Vacant units640 plus or minus 276
- Vacancy rate10.4 percent plus or minus 4.5
- Owner occupied4,686
- Renter occupied814 plus or minus 242
- Ownership rate85.2 percent
- Median owner-occupied home value$282,000
- Median gross rent, monthly$1,350 plus or minus $342
- Annual rent as a share of median income19.4 percent plus or minus 5.8
- Single family units5,660
- Share single family92.2 percent
- Units in buildings of two or more362 plus or minus 172
- Share in buildings of two or more5.9 percent plus or minus 2.8
- Mobile homes118 plus or minus 112
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Lake
How Cedar Lake gets to work
- Workers 16 and over who commute7,219
- Commuting under 15 minutes1,286 plus or minus 355
- Share commuting under 15 minutes17.8 percent plus or minus 4.8
- Commuting 30 minutes or more3,668
- Share commuting 30 minutes or more50.8 percent
- Drove alone81.1 percent
- Carpooled7.2 percent plus or minus 2.5
- Public transport0.3 percent plus or minus 0.5
- Walked0.7 percent plus or minus 0.7
- Worked from home7.0 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Lake
SBA loans in Cedar Lake (7(a))
- Approvals10
- Gross approval$6,320,400
- Average approval$632,040
- Median approval$137,500
- Largest approval$5,000,000
- Jobs supported75
- Jobs per approval7.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises40.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Cedar Lake, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Lake
SBA loans in Cedar Lake (504)
- Approvals18
- Gross approval$8,775,000
- Average approval$487,500
- Median approval$361,500
- Largest approval$2,222,000
- Jobs supported98
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cedar Lake, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar Lake
Flood risk in Cedar Lake
- NFIP communityTown of Cedar Lake
- NFIP community number180127
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/18/12(M)
The Town of Cedar Lake participates in the National Flood Insurance Program as community 180127 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Cedar Lake
Lake County context, not Cedar Lake figures
- Establishments in Lake County10,566
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Housing units permitted, Lake County1,649
Every figure in this section is published for Lake County as a whole and is not a measurement of Cedar Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar Lake questions, answered from the record.
How many people live in Cedar Lake, Indiana?
15,295, in 5,500 households. Cedar Lake town covers 9.45 square miles of land, which is 1,618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Lake in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Lake?
$83,381. The median owner-occupied home is valued at $282,000. Median gross rent is $1,350 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Lake businesses?
10 7(a) approvals totaling $6.3 m since FY2020, across 5 lenders, median approval $137,500, plus 18 504 approvals worth $8.8 m since FY2010. These count approvals to borrowers whose address is in Cedar Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Lake borrowers get paid back?
No rate is published for Cedar Lake. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedar Lake in the National Flood Insurance Program?
Yes. Cedar Lake appears in the FEMA Community Status Book as Cedar Lake, town of, community 180127, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Lake.
Is zoning published for Cedar Lake?
No. Nothing on this page presents parcel level zoning.