HomeIndianaLake CountyMerrillville
Merrillville, Indiana: commercial real estate data.
Merrillville is a Census town of 36,476 people across 33.22 square miles of land, in Lake County. Median household income is $67,587, 70.5 percent of occupied homes are owned, and the SBA record carries 102 7(a) approvals to borrowers here worth $72.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Merrillville
What Merrillville is
- Census place typetown
- Land area33.22 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,098
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrillville
How many people live in Merrillville
- Population36,476
- Median age42.4
- Population under 187,460
- Share under 1820.5 percent
- Population 65 and over7,540
- Share 65 and over20.7 percent
- Households15,487
- Family households8,776
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrillville
Income and work in Merrillville
- Median household income$67,587
- Per capita income$36,629
- Civilian labor force18,562
- Employed17,168
- Unemployed1,394 plus or minus 439
- Unemployment rate7.5 percent plus or minus 2.3
- Adults 25 and over25,533
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree9.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrillville
Housing in Merrillville
- Housing units16,213
- Occupied units15,487
- Vacant units726 plus or minus 234
- Vacancy rate4.5 percent plus or minus 1.4
- Owner occupied10,917
- Renter occupied4,570
- Ownership rate70.5 percent
- Median owner-occupied home value$211,400
- Median gross rent, monthly$1,282
- Annual rent as a share of median income22.8 percent
- Single family units11,273
- Share single family69.5 percent
- Units in buildings of two or more4,692
- Share in buildings of two or more28.9 percent
- Mobile homes248 plus or minus 313
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrillville
How Merrillville gets to work
- Workers 16 and over who commute15,672
- Commuting under 15 minutes2,944
- Share commuting under 15 minutes18.8 percent
- Commuting 30 minutes or more7,116
- Share commuting 30 minutes or more45.4 percent
- Drove alone82.2 percent
- Carpooled4.9 percent plus or minus 1.6
- Public transport1.9 percent plus or minus 0.9
- Walked1.5 percent plus or minus 0.8
- Worked from home7.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrillville
SBA loans in Merrillville (7(a))
- Approvals102
- Gross approval$72,402,200
- Average approval$709,825
- Median approval$193,500
- Ninetieth percentile approval$2,073,800
- Largest approval$5,000,000
- Jobs supported1,132
- Jobs per approval11.1
- Loans with a final outcome16
- Paid in full16
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.5 percent
- Share to franchises25.5 percent
- Distinct lenders35
- Distinct industries by NAICS52
Counted by borrower city: approvals to borrowers whose address is in Merrillville, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Merrillville
SBA loans in Merrillville (504)
- Approvals49
- Gross approval$32,682,000
- Average approval$666,980
- Median approval$574,000
- Largest approval$3,425,000
- Jobs supported441
- Loans with a final outcome22
- Charged off0
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Merrillville, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Merrillville
Flood risk in Merrillville
- NFIP communityTown of Merrillville
- NFIP community number180138
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/18/12
The Town of Merrillville participates in the National Flood Insurance Program as community 180138 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Merrillville
Lake County context, not Merrillville figures
- Establishments in Lake County10,566
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Housing units permitted, Lake County1,649
Every figure in this section is published for Lake County as a whole and is not a measurement of Merrillville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Merrillville questions, answered from the record.
How many people live in Merrillville, Indiana?
36,476, in 15,487 households. Merrillville town covers 33.22 square miles of land, which is 1,098 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Merrillville in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Merrillville?
$67,587. The median owner-occupied home is valued at $211,400. Median gross rent is $1,282 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Merrillville businesses?
102 7(a) approvals totaling $72.4 m since FY2020, across 35 lenders, median approval $193,500, plus 49 504 approvals worth $32.7 m since FY2010. These count approvals to borrowers whose address is in Merrillville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Merrillville borrowers get paid back?
No rate is published for Merrillville. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Merrillville in the National Flood Insurance Program?
Yes. Merrillville appears in the FEMA Community Status Book as Merrillville, town of, community 180138, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Merrillville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Merrillville.
Is zoning published for Merrillville?
No. Nothing on this page presents parcel level zoning.