HomeIndianaLake CountySt. John town
St. John town, Indiana: commercial real estate data.
St. John town is a Census town of 22,567 people across 12.74 square miles of land, in Lake County. Median household income is $131,467, 97.4 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $6.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. John
What St. John is
- Census place typetown
- Land area12.74 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,771
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. John
How many people live in St. John
- Population22,567
- Median age42.3
- Population under 185,451
- Share under 1824.2 percent
- Population 65 and over4,290
- Share 65 and over19.0 percent
- Households7,844
- Family households6,385
- Share of households that are families81.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. John
Income and work in St. John
- Median household income$131,467
- Per capita income$54,962
- Civilian labor force11,263
- Employed11,002
- Unemployed261 plus or minus 100
- Unemployment rate2.3 percent plus or minus 0.9
- Adults 25 and over15,315
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher43.7 percent
- Adults 25 and over with a graduate degree14.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. John
Housing in St. John
- Housing units7,979
- Occupied units7,844
- Vacant units135 plus or minus 93
- Vacancy rate1.7 percent plus or minus 1.2
- Owner occupied7,637
- Renter occupied207 plus or minus 86
- Ownership rate97.4 percent
- Median owner-occupied home value$406,300
- Median gross rent, monthly$989
- Annual rent as a share of median income9.0 percent plus or minus 2.0
- Single family units7,763
- Share single family97.3 percent
- Units in buildings of two or more172 plus or minus 86
- Share in buildings of two or more2.2 percent plus or minus 1.1
- Mobile homes44 plus or minus 49
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. John
How St. John gets to work
- Workers 16 and over who commute9,443
- Commuting under 15 minutes1,608 plus or minus 349
- Share commuting under 15 minutes17.0 percent plus or minus 3.6
- Commuting 30 minutes or more4,623
- Share commuting 30 minutes or more49.0 percent
- Drove alone80.3 percent
- Carpooled4.3 percent plus or minus 1.3
- Public transport1.4 percent plus or minus 0.7
- Walked0.8 percent plus or minus 0.6
- Worked from home12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. John
SBA loans in St. John (7(a))
- Approvals27
- Gross approval$6,602,000
- Average approval$244,519
- Median approval$175,000
- Ninetieth percentile approval$499,700
- Largest approval$1,407,200
- Jobs supported261
- Jobs per approval9.7
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more3.7 percent
- Share to franchises25.9 percent
- Distinct lenders15
- Distinct industries by NAICS19
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. John
SBA loans in St. John (504)
- Approvals12
- Gross approval$4,285,000
- Average approval$357,083
- Median approval$258,000
- Largest approval$1,330,000
- Jobs supported87
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake County, not St. John
Lake County context, not St. John figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. John measurements.
- Establishments in Lake County10,566
- Employment at those establishments, Lake County171,790
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Average weekly wage, Lake County$1,177
- Housing units permitted, Lake County1,649
- Of those, single family, Lake County1,621
- County product, 2024, Lake County$31,242,109,000
- County product change over the prior year, Lake County3.3 percent
- Average income of an arriving household, Lake County$56,327
Every figure in this section is published for Lake County as a whole and is not a measurement of St. John. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. John questions, answered from the record.
How many people live in St. John, Indiana?
22,567, in 7,844 households. St. John town covers 12.74 square miles of land, which is 1,771 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. John in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. John?
$131,467. The median owner-occupied home is valued at $406,300. Median gross rent is $989 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. John businesses?
27 7(a) approvals totalling $6.6 m, across 15 lenders, median approval $175,000, plus 12 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in St. John, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. John borrowers get paid back?
No rate is published for St. John. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. John figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. John.
Is zoning published for St. John?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.