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Highland, Indiana: commercial real estate data.

Highland is a Census town of 23,680 people across 6.93 square miles of land, in Lake County. Median household income is $78,062, 78.4 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $8.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Highland

What Highland is

  • Census place typetown
  • Land area6.93 sq mi
  • Water area0.04 sq mi
  • Population per square mile of land3,419
  • County holding the largest share of its areaLake County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

How many people live in Highland

  • Population23,680
  • Median age44.6
  • Population under 184,466
  • Share under 1818.9 percent
  • Population 65 and over5,096
  • Share 65 and over21.5 percent
  • Households10,440
  • Family households6,518
  • Share of households that are families62.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

Income and work in Highland

  • Median household income$78,062
  • Per capita income$42,248
  • Civilian labor force12,184
  • Employed11,609
  • Unemployed575 plus or minus 170
  • Unemployment rate4.7 percent plus or minus 1.4
  • Adults 25 and over17,762
  • Adults 25 and over with a high school diploma or higher94.0 percent
  • Adults 25 and over with a bachelor degree or higher29.6 percent
  • Adults 25 and over with a graduate degree9.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

Housing in Highland

  • Housing units10,879
  • Occupied units10,440
  • Vacant units439 plus or minus 177
  • Vacancy rate4.0 percent plus or minus 1.6
  • Owner occupied8,187
  • Renter occupied2,253
  • Ownership rate78.4 percent
  • Median owner-occupied home value$233,300
  • Median gross rent, monthly$1,230
  • Annual rent as a share of median income18.9 percent
  • Single family units8,280
  • Share single family76.1 percent
  • Units in buildings of two or more2,538
  • Share in buildings of two or more23.3 percent
  • Mobile homes61 plus or minus 60
  • Median year structure built1967

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

How Highland gets to work

  • Workers 16 and over who commute10,322
  • Commuting under 15 minutes2,974
  • Share commuting under 15 minutes28.8 percent
  • Commuting 30 minutes or more3,608
  • Share commuting 30 minutes or more35.0 percent
  • Drove alone82.0 percent
  • Carpooled4.3 percent plus or minus 1.6
  • Public transport2.8 percent plus or minus 1.2
  • Walked0.3 percent plus or minus 0.2
  • Worked from home8.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

SBA loans in Highland (7(a))

  • Approvals31
  • Gross approval$8,176,400
  • Average approval$263,755
  • Median approval$150,000
  • Ninetieth percentile approval$394,200
  • Largest approval$1,494,000
  • Jobs supported248
  • Jobs per approval8.0
  • Loans with a final outcome4
  • Paid in full2
  • Charged off2
  • Median term120 months
  • Share on real estate terms of 20 years or more19.4 percent
  • Share to franchises19.4 percent
  • Distinct lenders14
  • Distinct industries by NAICS21

Counted by borrower city: approvals to borrowers whose address is in Highland, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Highland

SBA loans in Highland (504)

  • Approvals13
  • Gross approval$5,133,000
  • Average approval$394,846
  • Median approval$247,000
  • Largest approval$1,019,000
  • Jobs supported80
  • Loans with a final outcome3
  • Charged off0
  • Median term240 months
  • Distinct CDCs3

Counted by borrower city: approvals to borrowers whose address is in Highland, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Highland

Flood risk in Highland

  • NFIP communityTown of Highland
  • NFIP community number185176
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date03/16/16

The Town of Highland participates in the National Flood Insurance Program as community 185176 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lake County, not Highland

Lake County context, not Highland figures

  • Establishments in Lake County10,566
  • Covered employment, Lake County191,633
  • Average annual pay, Lake County$61,200
  • Housing units permitted, Lake County1,649

Every figure in this section is published for Lake County as a whole and is not a measurement of Highland.

All Lake County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Highland questions, answered from the record.

How many people live in Highland, Indiana?

23,680, in 10,440 households. Highland town covers 6.93 square miles of land, which is 3,419 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Highland in?

Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Highland?

$78,062. The median owner-occupied home is valued at $233,300. Median gross rent is $1,230 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Highland businesses?

31 7(a) approvals totaling $8.2 m since FY2020, across 14 lenders, median approval $150,000, plus 13 504 approvals worth $5.1 m since FY2010. These count approvals to borrowers whose address is in Highland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Highland borrowers get paid back?

No rate is published for Highland. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Highland in the National Flood Insurance Program?

Yes. Highland appears in the FEMA Community Status Book as Highland, town of, community 185176, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Highland figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highland.

Is zoning published for Highland?

No. Nothing on this page presents parcel level zoning.