HomeIndianaLake CountyHammond
Hammond, Indiana: commercial real estate data.
Hammond is a Census city of 76,768 people across 22.74 square miles of land, in Lake County. Median household income is $55,504, 62.4 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $25.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hammond
What Hammond is
- Census place typecity
- Land area22.74 sq mi
- Water area1.09 sq mi
- Population per square mile of land3,376
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
How many people live in Hammond
- Population76,768
- Median age36.0
- Population under 1818,012
- Share under 1823.5 percent
- Population 65 and over10,883
- Share 65 and over14.2 percent
- Households29,797
- Family households18,482
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
Income and work in Hammond
- Median household income$55,504
- Per capita income$28,736
- Civilian labor force37,266
- Employed34,835
- Unemployed2,431
- Unemployment rate6.5 percent
- Adults 25 and over50,709
- Adults 25 and over with a high school diploma or higher83.1 percent
- Adults 25 and over with a bachelor degree or higher17.4 percent
- Adults 25 and over with a graduate degree4.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
Housing in Hammond
- Housing units32,877
- Occupied units29,797
- Vacant units3,080
- Vacancy rate9.4 percent
- Owner occupied18,601
- Renter occupied11,196
- Ownership rate62.4 percent
- Median owner-occupied home value$159,900
- Median gross rent, monthly$1,134
- Annual rent as a share of median income24.5 percent
- Single family units25,182
- Share single family76.6 percent
- Units in buildings of two or more7,380
- Share in buildings of two or more22.4 percent
- Mobile homes315 plus or minus 129
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
How Hammond gets to work
- Workers 16 and over who commute31,509
- Commuting under 15 minutes8,291
- Share commuting under 15 minutes26.3 percent
- Commuting 30 minutes or more11,139
- Share commuting 30 minutes or more35.4 percent
- Drove alone76.3 percent
- Carpooled11.4 percent
- Public transport1.8 percent plus or minus 0.6
- Walked2.3 percent plus or minus 0.7
- Worked from home6.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
SBA loans in Hammond (7(a))
- Approvals33
- Gross approval$25,679,600
- Average approval$778,170
- Median approval$245,000
- Ninetieth percentile approval$2,778,480
- Largest approval$5,000,000
- Jobs supported336
- Jobs per approval10.2
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more24.2 percent
- Share to franchises18.2 percent
- Distinct lenders18
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Hammond, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hammond
SBA loans in Hammond (504)
- Approvals20
- Gross approval$13,222,000
- Average approval$661,100
- Median approval$389,000
- Largest approval$2,210,000
- Jobs supported120
- Loans with a final outcome6
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Hammond, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hammond
Flood risk in Hammond
- NFIP communityCity of Hammond
- NFIP community number180134
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/26/23
The City of Hammond participates in the National Flood Insurance Program as community 180134 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Hammond
Lake County context, not Hammond figures
- Establishments in Lake County10,566
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Housing units permitted, Lake County1,649
Every figure in this section is published for Lake County as a whole and is not a measurement of Hammond.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hammond questions, answered from the record.
How many people live in Hammond, Indiana?
76,768, in 29,797 households. Hammond city covers 22.74 square miles of land, which is 3,376 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hammond in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hammond?
$55,504. The median owner-occupied home is valued at $159,900. Median gross rent is $1,134 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hammond businesses?
33 7(a) approvals totaling $25.7 m since FY2020, across 18 lenders, median approval $245,000, plus 20 504 approvals worth $13.2 m since FY2010. These count approvals to borrowers whose address is in Hammond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hammond borrowers get paid back?
No rate is published for Hammond. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hammond in the National Flood Insurance Program?
Yes. Hammond appears in the FEMA Community Status Book as Hammond, city of, community 180134, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hammond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hammond.
Is zoning published for Hammond?
No. Nothing on this page presents parcel level zoning.