HomeIndianaLake CountyShelby CDP
Shelby CDP, Indiana: commercial real estate data.
Shelby CDP is a Census CDP of 164 people across 1.29 square miles of land, in Lake County. Median household income is $32,180, 81.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $110,000.
63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Shelby through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 164 with a margin of error of plus or minus 147, which is 89.6 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Shelby
What Shelby is
- Census place typeCDP
- Land area1.29 sq mi
- Water area0 sq mi
- Population per square mile of land127 plus or minus 114
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How many people live in Shelby
- Population164 plus or minus 147
- Median age63.4
- Population under 180
- Share under 180.0 percent
- Population 65 and over75 plus or minus 75
- Share 65 and over45.7 percent plus or minus 20.3
- Households99 plus or minus 80
- Family households11 plus or minus 19
- Share of households that are families11.1 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Income and work in Shelby
- Median household income$32,180 plus or minus $17,050
- Per capita income$26,070 plus or minus $12,502
- Civilian labor force11 plus or minus 19
- Employed11 plus or minus 19
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over164 plus or minus 147
- Adults 25 and over with a high school diploma or higher74.4 percent plus or minus 90.2
- Adults 25 and over with a bachelor degree or higher0.0 percent
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Housing in Shelby
- Housing units99 plus or minus 80
- Occupied units99 plus or minus 80
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied81 plus or minus 76
- Renter occupied18 plus or minus 28
- Ownership rate81.8 percent plus or minus 39.0
- Single family units81 plus or minus 77
- Share single family81.8 percent plus or minus 41.2
- Units in buildings of two or more18 plus or minus 31
- Share in buildings of two or more18.2 percent plus or minus 27.5
- Mobile homes0
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How Shelby gets to work
- Workers 16 and over who commute11 plus or minus 19
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more11 plus or minus 23
- Share commuting 30 minutes or more100.0 percent plus or minus 118.2
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
SBA loans in Shelby (7(a))
- Approvals1
- Gross approval$110,000
- Average approval$110,000
- Median approval$110,000
- Ninetieth percentile approval$110,000
- Largest approval$110,000
- Jobs supported7
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake County, not Shelby
Lake County context, not Shelby figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shelby measurements.
- Establishments in Lake County10,566
- Employment at those establishments, Lake County171,790
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Average weekly wage, Lake County$1,177
- Housing units permitted, Lake County1,649
- Of those, single family, Lake County1,621
- County product, 2024, Lake County$31,242,109,000
- County product change over the prior year, Lake County3.3 percent
- Average income of an arriving household, Lake County$56,327
Every figure in this section is published for Lake County as a whole and is not a measurement of Shelby. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shelby questions, answered from the record.
How many people live in Shelby, Indiana?
164, in 99 households. Shelby CDP covers 1.29 square miles of land, which is 127 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelby in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelby?
$32,180. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelby businesses?
1 7(a) approvals totalling $110,000, across 1 lenders, median approval $110,000. These count approvals to borrowers whose address is in Shelby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelby borrowers get paid back?
No rate is published for Shelby. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shelby figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelby.
Is zoning published for Shelby?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.