HomeIndianaLake CountyWhiting
Whiting, Indiana: commercial real estate data.
Whiting is a Census city of 4,532 people across 1.81 square miles of land, in Lake County. Median household income is $71,708, 53.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $362,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Whiting
What Whiting is
- Census place typecity
- Land area1.81 sq mi
- Water area0 sq mi
- Population per square mile of land2,508
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whiting
How many people live in Whiting
- Population4,532
- Median age33.5
- Population under 181,214 plus or minus 282
- Share under 1826.8 percent plus or minus 6.2
- Population 65 and over473 plus or minus 140
- Share 65 and over10.4 percent plus or minus 3.1
- Households1,525
- Family households1,089
- Share of households that are families71.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whiting
Income and work in Whiting
- Median household income$71,708 plus or minus $17,978
- Per capita income$30,799
- Civilian labor force2,340
- Employed2,076
- Unemployed264 plus or minus 130
- Unemployment rate11.3 percent plus or minus 5.3
- Adults 25 and over2,720
- Adults 25 and over with a high school diploma or higher79.3 percent
- Adults 25 and over with a bachelor degree or higher17.4 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whiting
Housing in Whiting
- Housing units1,729
- Occupied units1,525
- Vacant units204 plus or minus 118
- Vacancy rate11.8 percent plus or minus 6.7
- Owner occupied808
- Renter occupied717 plus or minus 151
- Ownership rate53.0 percent
- Median owner-occupied home value$198,900
- Median gross rent, monthly$1,004
- Annual rent as a share of median income16.8 percent plus or minus 4.9
- Single family units1,082
- Share single family62.6 percent
- Units in buildings of two or more622 plus or minus 197
- Share in buildings of two or more36.0 percent plus or minus 10.5
- Mobile homes25 plus or minus 41
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whiting
How Whiting gets to work
- Workers 16 and over who commute1,880
- Commuting under 15 minutes530 plus or minus 178
- Share commuting under 15 minutes28.2 percent plus or minus 8.0
- Commuting 30 minutes or more1,058 plus or minus 239
- Share commuting 30 minutes or more56.3 percent
- Drove alone75.9 percent
- Carpooled7.3 percent plus or minus 4.8
- Public transport4.0 percent plus or minus 2.2
- Walked3.5 percent plus or minus 2.8
- Worked from home8.4 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whiting
SBA loans in Whiting (7(a))
- Approvals3
- Gross approval$362,000
- Average approval$120,667
- Median approval$100,000
- Largest approval$195,500
- Jobs supported21
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Whiting, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whiting
SBA loans in Whiting (504)
- Approvals5
- Gross approval$1,750,000
- Average approval$350,000
- Median approval$381,000
- Largest approval$572,000
- Jobs supported39
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Whiting, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Whiting
Flood risk in Whiting
- NFIP communityCity of Whiting
- NFIP community number180313
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/26/23
The City of Whiting participates in the National Flood Insurance Program as community 180313 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Whiting
Lake County context, not Whiting figures
- Establishments in Lake County10,566
- Covered employment, Lake County191,633
- Average annual pay, Lake County$61,200
- Housing units permitted, Lake County1,649
Every figure in this section is published for Lake County as a whole and is not a measurement of Whiting.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Whiting questions, answered from the record.
How many people live in Whiting, Indiana?
4,532, in 1,525 households. Whiting city covers 1.81 square miles of land, which is 2,508 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whiting in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whiting?
$71,708. The median owner-occupied home is valued at $198,900. Median gross rent is $1,004 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whiting businesses?
3 7(a) approvals totaling $362,000 since FY2020, across 2 lenders, median approval $100,000, plus 5 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Whiting, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whiting borrowers get paid back?
No rate is published for Whiting. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Whiting in the National Flood Insurance Program?
Yes. Whiting appears in the FEMA Community Status Book as Whiting, city of, community 180313, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Whiting figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whiting.
Is zoning published for Whiting?
No. Nothing on this page presents parcel level zoning.