HomeMaineKennebec CountyOakland
Oakland, Maine: commercial real estate data.
Oakland is a Census CDP of 2,710 people across 5.41 square miles of land, in Kennebec County. Median household income is $44,848, 66.8 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakland
What Oakland is
- Census place typeCDP
- Land area5.41 sq mi
- Water area0.3 sq mi
- Population per square mile of land501
- County holding the largest share of its areaKennebec County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How many people live in Oakland
- Population2,710
- Median age32.6
- Population under 18789 plus or minus 257
- Share under 1829.1 percent plus or minus 8.0
- Population 65 and over392 plus or minus 126
- Share 65 and over14.5 percent plus or minus 3.9
- Households1,162
- Family households805 plus or minus 191
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Income and work in Oakland
- Median household income$44,848 plus or minus $18,528
- Per capita income$28,013
- Civilian labor force1,186
- Employed1,177
- Unemployed9 plus or minus 11
- Unemployment rate0.8 percent plus or minus 0.9
- Adults 25 and over1,746
- Adults 25 and over with a high school diploma or higher97.5 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 6.8
- Adults 25 and over with a graduate degree3.3 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Housing in Oakland
- Housing units1,237
- Occupied units1,162
- Vacant units75 plus or minus 81
- Vacancy rate6.1 percent plus or minus 6.5
- Owner occupied776 plus or minus 173
- Renter occupied386 plus or minus 159
- Ownership rate66.8 percent
- Median owner-occupied home value$167,000 plus or minus $64,706
- Median gross rent, monthly$956
- Annual rent as a share of median income25.6 percent plus or minus 11.0
- Single family units652 plus or minus 166
- Share single family52.7 percent
- Units in buildings of two or more323 plus or minus 166
- Share in buildings of two or more26.1 percent plus or minus 12.7
- Mobile homes262 plus or minus 110
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How Oakland gets to work
- Workers 16 and over who commute1,081
- Commuting under 15 minutes373 plus or minus 151
- Share commuting under 15 minutes34.5 percent plus or minus 12.2
- Commuting 30 minutes or more358 plus or minus 178
- Share commuting 30 minutes or more33.1 percent plus or minus 15.1
- Drove alone82.5 percent
- Carpooled7.9 percent plus or minus 5.6
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.8
- Worked from home8.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
SBA loans in Oakland (7(a))
- Approvals9
- Gross approval$2,663,000
- Average approval$295,889
- Median approval$234,000
- Largest approval$657,000
- Jobs supported50
- Jobs per approval5.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Oakland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakland
Flood risk in Oakland
- NFIP communityTown of Oakland
- NFIP community number230242
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11
The Town of Oakland participates in the National Flood Insurance Program as community 230242 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kennebec County, not Oakland
Kennebec County context, not Oakland figures
- Establishments in Kennebec County3,318
- Covered employment, Kennebec County62,487
- Average annual pay, Kennebec County$60,846
- Housing units permitted, Kennebec County480
Every figure in this section is published for Kennebec County as a whole and is not a measurement of Oakland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakland questions, answered from the record.
How many people live in Oakland, Maine?
2,710, in 1,162 households. Oakland CDP covers 5.41 square miles of land, which is 501 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland in?
Kennebec County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland?
$44,848. The median owner-occupied home is valued at $167,000. Median gross rent is $956 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland businesses?
9 7(a) approvals totaling $2.7 m since FY2020, across 5 lenders, median approval $234,000. These count approvals to borrowers whose address is in Oakland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland borrowers get paid back?
No rate is published for Oakland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakland in the National Flood Insurance Program?
Yes. Oakland appears in the FEMA Community Status Book as Oakland, town of, community 230242, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kennebec County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland.
Is zoning published for Oakland?
No. Nothing on this page presents parcel level zoning.
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