HomeMaineKennebec CountyWinthrop
Winthrop, Maine: commercial real estate data.
Winthrop is a Census CDP of 3,108 people across 5.53 square miles of land, in Kennebec County. Median household income is $61,058, 89.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winthrop
What Winthrop is
- Census place typeCDP
- Land area5.53 sq mi
- Water area1.67 sq mi
- Population per square mile of land562 plus or minus 113
- County holding the largest share of its areaKennebec County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
How many people live in Winthrop
- Population3,108 plus or minus 623
- Median age37.3
- Population under 18915 plus or minus 299
- Share under 1829.4 percent plus or minus 7.6
- Population 65 and over500 plus or minus 147
- Share 65 and over16.1 percent plus or minus 3.5
- Households1,187
- Family households633 plus or minus 155
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
Income and work in Winthrop
- Median household income$61,058 plus or minus $30,382
- Per capita income$33,231 plus or minus $7,561
- Civilian labor force1,431 plus or minus 341
- Employed1,366 plus or minus 344
- Unemployed65 plus or minus 69
- Unemployment rate4.5 percent plus or minus 4.7
- Adults 25 and over2,027
- Adults 25 and over with a high school diploma or higher96.1 percent
- Adults 25 and over with a bachelor degree or higher40.8 percent plus or minus 9.2
- Adults 25 and over with a graduate degree10.9 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
Housing in Winthrop
- Housing units1,421
- Occupied units1,187
- Vacant units234 plus or minus 160
- Vacancy rate16.5 percent plus or minus 10.8
- Owner occupied1,058 plus or minus 224
- Renter occupied129 plus or minus 66
- Ownership rate89.1 percent
- Median owner-occupied home value$244,900
- Median gross rent, monthly$881 plus or minus $355
- Annual rent as a share of median income17.3 percent plus or minus 11.1
- Single family units1,074 plus or minus 224
- Share single family75.6 percent
- Units in buildings of two or more286 plus or minus 153
- Share in buildings of two or more20.1 percent plus or minus 10.1
- Mobile homes61 plus or minus 51
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
How Winthrop gets to work
- Workers 16 and over who commute1,021 plus or minus 319
- Commuting under 15 minutes283 plus or minus 182
- Share commuting under 15 minutes27.7 percent plus or minus 15.6
- Commuting 30 minutes or more458 plus or minus 192
- Share commuting 30 minutes or more44.9 percent plus or minus 12.5
- Drove alone71.9 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked2.1 percent plus or minus 2.4
- Worked from home25.3 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop
SBA loans in Winthrop (7(a))
- Approvals1
- Gross approval$2,500,000
- Average approval$2,500,000
- Median approval$2,500,000
- Largest approval$2,500,000
- Jobs supported86
- Jobs per approval86.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Winthrop, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winthrop
SBA loans in Winthrop (504)
- Approvals1
- Gross approval$299,000
- Average approval$299,000
- Median approval$299,000
- Largest approval$299,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Winthrop, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winthrop
Flood risk in Winthrop
- NFIP communityTown of Winthrop
- NFIP community number230072
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11
The Town of Winthrop participates in the National Flood Insurance Program as community 230072 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kennebec County, not Winthrop
Kennebec County context, not Winthrop figures
- Establishments in Kennebec County3,318
- Covered employment, Kennebec County62,487
- Average annual pay, Kennebec County$60,846
- Housing units permitted, Kennebec County480
Every figure in this section is published for Kennebec County as a whole and is not a measurement of Winthrop.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winthrop questions, answered from the record.
How many people live in Winthrop, Maine?
3,108, in 1,187 households. Winthrop CDP covers 5.53 square miles of land, which is 562 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winthrop in?
Kennebec County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winthrop?
$61,058. The median owner-occupied home is valued at $244,900. Median gross rent is $881 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winthrop businesses?
1 7(a) approvals totaling $2.5 m since FY2020, across 1 lenders, median approval $2,500,000, plus 1 504 approvals worth $299,000 since FY2010. These count approvals to borrowers whose address is in Winthrop, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winthrop borrowers get paid back?
No rate is published for Winthrop. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winthrop in the National Flood Insurance Program?
Yes. Winthrop appears in the FEMA Community Status Book as Winthrop, town of, community 230072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winthrop figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kennebec County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winthrop.
Is zoning published for Winthrop?
No. Nothing on this page presents parcel level zoning.
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