HomeMaineLincoln CountyDamariscotta CDP
Damariscotta CDP, Maine: commercial real estate data.
Damariscotta CDP is a Census CDP of 1,100 people across 3.46 square miles of land, in Lincoln County. Median household income is $67,647, 69.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $179,000.
76 sourced place values · tier FULL · 8 sections
Damariscotta
What Damariscotta is
- Census place typeCDP
- Land area3.46 sq mi
- Water area0.68 sq mi
- Population per square mile of land318 plus or minus 69
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
How many people live in Damariscotta
- Population1,100 plus or minus 239
- Median age60.1
- Population under 18180 plus or minus 76
- Share under 1816.4 percent plus or minus 5.9
- Population 65 and over395 plus or minus 119
- Share 65 and over35.9 percent plus or minus 7.4
- Households494 plus or minus 106
- Family households256 plus or minus 82
- Share of households that are families51.8 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
Income and work in Damariscotta
- Median household income$67,647 plus or minus $19,277
- Per capita income$50,752 plus or minus $12,699
- Civilian labor force409 plus or minus 131
- Employed366 plus or minus 127
- Unemployed43 plus or minus 36
- Unemployment rate10.5 percent plus or minus 8.1
- Adults 25 and over882
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher49.2 percent plus or minus 13.0
- Adults 25 and over with a graduate degree25.4 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
Housing in Damariscotta
- Housing units575 plus or minus 119
- Occupied units494 plus or minus 106
- Vacant units81 plus or minus 60
- Vacancy rate14.1 percent plus or minus 10.0
- Owner occupied344 plus or minus 84
- Renter occupied150 plus or minus 55
- Ownership rate69.6 percent
- Median owner-occupied home value$419,100
- Median gross rent, monthly$930
- Annual rent as a share of median income16.5 percent plus or minus 4.9
- Single family units358 plus or minus 97
- Share single family62.3 percent
- Units in buildings of two or more217 plus or minus 71
- Share in buildings of two or more37.7 percent plus or minus 9.6
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
How Damariscotta gets to work
- Workers 16 and over who commute335 plus or minus 124
- Commuting under 15 minutes195 plus or minus 81
- Share commuting under 15 minutes58.2 percent
- Commuting 30 minutes or more74 plus or minus 67
- Share commuting 30 minutes or more22.1 percent plus or minus 18.2
- Drove alone85.0 percent
- Carpooled2.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked4.4 percent plus or minus 6.7
- Worked from home8.5 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
SBA 7(a) lending to Damariscotta borrowers
- Approvals3
- Gross approval$179,000
- Average approval$59,667
- Median approval$60,000
- Ninetieth percentile approval$99,000
- Largest approval$99,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Damariscotta
SBA 504 lending to Damariscotta borrowers
- Approvals3
- Gross approval$791,000
- Average approval$263,667
- Median approval$286,000
- Largest approval$330,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Damariscotta
Lincoln County context, not Damariscotta figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Damariscotta measurements.
- Establishments in Lincoln County1,383
- Employment at those establishments, Lincoln County9,608
- Covered employment, Lincoln County11,252
- Average annual pay, Lincoln County$53,238
- Average weekly wage, Lincoln County$1,024
- Housing units permitted, Lincoln County155
- Of those, single family, Lincoln County155
- County product, 2024, Lincoln County$1,810,924,000
- County product change over the prior year, Lincoln County3.9 percent
- Average income of an arriving household, Lincoln County$113,387
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Damariscotta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Damariscotta questions, answered from the record.
How many people live in Damariscotta, Maine?
1,100, in 494 households. Damariscotta CDP covers 3.46 square miles of land, which is 318 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Damariscotta in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Damariscotta?
$67,647. The median owner-occupied home is valued at $419,100. Median gross rent is $930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Damariscotta businesses?
3 7(a) approvals totalling $179,000, across 2 lenders, median approval $60,000, plus 3 504 approvals worth $791,000. These count approvals to borrowers whose address is in Damariscotta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Damariscotta borrowers get paid back?
No rate is published for Damariscotta. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Damariscotta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Damariscotta.
Is zoning published for Damariscotta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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