HomeMaineLincoln CountyDamariscotta
Damariscotta, Maine: commercial real estate data.
Damariscotta is a Census CDP of 1,100 people across 3.46 square miles of land, in Lincoln County. Median household income is $67,647, 69.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $179,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Damariscotta
What Damariscotta is
- Census place typeCDP
- Land area3.46 sq mi
- Water area0.68 sq mi
- Population per square mile of land318 plus or minus 69
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
How many people live in Damariscotta
- Population1,100 plus or minus 239
- Median age60.1
- Population under 18180 plus or minus 76
- Share under 1816.4 percent plus or minus 5.9
- Population 65 and over395 plus or minus 119
- Share 65 and over35.9 percent plus or minus 7.4
- Households494 plus or minus 106
- Family households256 plus or minus 82
- Share of households that are families51.8 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
Income and work in Damariscotta
- Median household income$67,647 plus or minus $19,277
- Per capita income$50,752 plus or minus $12,699
- Civilian labor force409 plus or minus 131
- Employed366 plus or minus 127
- Unemployed43 plus or minus 36
- Unemployment rate10.5 percent plus or minus 8.1
- Adults 25 and over882
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher49.2 percent plus or minus 13.0
- Adults 25 and over with a graduate degree25.4 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
Housing in Damariscotta
- Housing units575 plus or minus 119
- Occupied units494 plus or minus 106
- Vacant units81 plus or minus 60
- Vacancy rate14.1 percent plus or minus 10.0
- Owner occupied344 plus or minus 84
- Renter occupied150 plus or minus 55
- Ownership rate69.6 percent
- Median owner-occupied home value$419,100
- Median gross rent, monthly$930
- Annual rent as a share of median income16.5 percent plus or minus 4.9
- Single family units358 plus or minus 97
- Share single family62.3 percent
- Units in buildings of two or more217 plus or minus 71
- Share in buildings of two or more37.7 percent plus or minus 9.6
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
How Damariscotta gets to work
- Workers 16 and over who commute335 plus or minus 124
- Commuting under 15 minutes195 plus or minus 81
- Share commuting under 15 minutes58.2 percent
- Commuting 30 minutes or more74 plus or minus 67
- Share commuting 30 minutes or more22.1 percent plus or minus 18.2
- Drove alone85.0 percent
- Carpooled2.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked4.4 percent plus or minus 6.7
- Worked from home8.5 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Damariscotta
SBA loans in Damariscotta (7(a))
- Approvals3
- Gross approval$179,000
- Average approval$59,667
- Median approval$60,000
- Largest approval$99,000
- Jobs supported25
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Damariscotta, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Damariscotta
SBA loans in Damariscotta (504)
- Approvals3
- Gross approval$791,000
- Average approval$263,667
- Median approval$286,000
- Largest approval$330,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Damariscotta, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Damariscotta
Flood risk in Damariscotta
- NFIP communityTown of Damariscotta
- NFIP community number230216
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/15
The Town of Damariscotta participates in the National Flood Insurance Program as community 230216 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Damariscotta
Lincoln County context, not Damariscotta figures
- Establishments in Lincoln County1,383
- Covered employment, Lincoln County11,252
- Average annual pay, Lincoln County$53,238
- Housing units permitted, Lincoln County155
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Damariscotta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Damariscotta questions, answered from the record.
How many people live in Damariscotta, Maine?
1,100, in 494 households. Damariscotta CDP covers 3.46 square miles of land, which is 318 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Damariscotta in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Damariscotta?
$67,647. The median owner-occupied home is valued at $419,100. Median gross rent is $930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Damariscotta businesses?
3 7(a) approvals totaling $179,000 since FY2020, across 2 lenders, median approval $60,000, plus 3 504 approvals worth $791,000 since FY2010. These count approvals to borrowers whose address is in Damariscotta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Damariscotta borrowers get paid back?
No rate is published for Damariscotta. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Damariscotta in the National Flood Insurance Program?
Yes. Damariscotta appears in the FEMA Community Status Book as Damariscotta, town of, community 230216, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Damariscotta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Damariscotta.
Is zoning published for Damariscotta?
No. Nothing on this page presents parcel level zoning.
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