HomeMaineLincoln CountyWaldoboro
Waldoboro, Maine: commercial real estate data.
Waldoboro is a Census CDP of 1,459 people across 5.40 square miles of land, in Lincoln County. Median household income is $68,895, 49.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waldoboro
What Waldoboro is
- Census place typeCDP
- Land area5.4 sq mi
- Water area0.4 sq mi
- Population per square mile of land270 plus or minus 68
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldoboro
How many people live in Waldoboro
- Population1,459 plus or minus 369
- Median age52.9
- Population under 18162 plus or minus 108
- Share under 1811.1 percent plus or minus 6.9
- Population 65 and over370 plus or minus 157
- Share 65 and over25.4 percent plus or minus 8.6
- Households873 plus or minus 182
- Family households343 plus or minus 141
- Share of households that are families39.3 percent plus or minus 13.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldoboro
Income and work in Waldoboro
- Median household income$68,895
- Per capita income$56,385 plus or minus $16,120
- Civilian labor force805 plus or minus 260
- Employed805 plus or minus 260
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,260 plus or minus 277
- Adults 25 and over with a high school diploma or higher97.5 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent plus or minus 11.4
- Adults 25 and over with a graduate degree3.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldoboro
Housing in Waldoboro
- Housing units913
- Occupied units873 plus or minus 182
- Vacant units40 plus or minus 63
- Vacancy rate4.4 percent plus or minus 6.8
- Owner occupied436 plus or minus 143
- Renter occupied437 plus or minus 166
- Ownership rate49.9 percent plus or minus 12.6
- Median owner-occupied home value$291,600
- Median gross rent, monthly$344 plus or minus $108
- Annual rent as a share of median income6.0 percent plus or minus 2.2
- Single family units486 plus or minus 166
- Share single family53.2 percent plus or minus 14.8
- Units in buildings of two or more401 plus or minus 185
- Share in buildings of two or more43.9 percent plus or minus 18.3
- Mobile homes26 plus or minus 43
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldoboro
How Waldoboro gets to work
- Workers 16 and over who commute760 plus or minus 246
- Commuting under 15 minutes162 plus or minus 133
- Share commuting under 15 minutes21.3 percent plus or minus 16.1
- Commuting 30 minutes or more244 plus or minus 149
- Share commuting 30 minutes or more32.1 percent plus or minus 16.7
- Drove alone85.6 percent
- Carpooled8.1 percent plus or minus 8.2
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.3
- Worked from home5.6 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldoboro
SBA loans in Waldoboro (7(a))
- Approvals10
- Gross approval$1,710,200
- Average approval$171,020
- Median approval$81,600
- Largest approval$500,000
- Jobs supported55
- Jobs per approval5.5
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Waldoboro, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waldoboro
SBA loans in Waldoboro (504)
- Approvals1
- Gross approval$129,000
- Average approval$129,000
- Median approval$129,000
- Largest approval$129,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waldoboro, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waldoboro
Flood risk in Waldoboro
- NFIP communityTown of Waldoboro
- NFIP community number230086
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/15
The Town of Waldoboro participates in the National Flood Insurance Program as community 230086 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Waldoboro
Lincoln County context, not Waldoboro figures
- Establishments in Lincoln County1,383
- Covered employment, Lincoln County11,252
- Average annual pay, Lincoln County$53,238
- Housing units permitted, Lincoln County155
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Waldoboro.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waldoboro questions, answered from the record.
How many people live in Waldoboro, Maine?
1,459, in 873 households. Waldoboro CDP covers 5.40 square miles of land, which is 270 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waldoboro in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waldoboro?
$68,895. The median owner-occupied home is valued at $291,600. Median gross rent is $344 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waldoboro businesses?
10 7(a) approvals totaling $1.7 m since FY2020, across 6 lenders, median approval $81,600, plus 1 504 approvals worth $129,000 since FY2010. These count approvals to borrowers whose address is in Waldoboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waldoboro borrowers get paid back?
No rate is published for Waldoboro. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waldoboro in the National Flood Insurance Program?
Yes. Waldoboro appears in the FEMA Community Status Book as Waldoboro, town of, community 230086, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waldoboro figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waldoboro.
Is zoning published for Waldoboro?
No. Nothing on this page presents parcel level zoning.
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