HomeMarylandBaltimore CountyEssex CDP
Essex CDP, Maryland: commercial real estate data.
Essex CDP is a Census CDP of 40,580 people across 9.26 square miles of land, in Baltimore County. Median household income is $67,168, 61.3 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $14.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Essex
What Essex is
- Census place typeCDP
- Land area9.26 sq mi
- Water area2.78 sq mi
- Population per square mile of land4,382
- County holding the largest share of its areaBaltimore County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
How many people live in Essex
- Population40,580
- Median age41.8
- Population under 188,848
- Share under 1821.8 percent
- Population 65 and over7,311
- Share 65 and over18.0 percent
- Households16,053
- Family households9,767
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
Income and work in Essex
- Median household income$67,168
- Per capita income$35,849
- Civilian labor force21,591
- Employed20,249
- Unemployed1,342 plus or minus 382
- Unemployment rate6.2 percent plus or minus 1.7
- Adults 25 and over28,164
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher19.9 percent
- Adults 25 and over with a graduate degree7.1 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
Housing in Essex
- Housing units17,128
- Occupied units16,053
- Vacant units1,075 plus or minus 333
- Vacancy rate6.3 percent plus or minus 1.9
- Owner occupied9,846
- Renter occupied6,207
- Ownership rate61.3 percent
- Median owner-occupied home value$258,900
- Median gross rent, monthly$1,319
- Annual rent as a share of median income23.6 percent
- Single family units12,819
- Share single family74.8 percent
- Units in buildings of two or more4,160
- Share in buildings of two or more24.3 percent
- Mobile homes149 plus or minus 108
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
How Essex gets to work
- Workers 16 and over who commute18,350
- Commuting under 15 minutes3,090
- Share commuting under 15 minutes16.8 percent
- Commuting 30 minutes or more8,350
- Share commuting 30 minutes or more45.5 percent
- Drove alone73.1 percent
- Carpooled12.1 percent plus or minus 2.7
- Public transport4.1 percent plus or minus 1.4
- Walked1.1 percent plus or minus 0.6
- Worked from home7.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essex
SBA loans in Essex (7(a))
- Approvals35
- Gross approval$14,073,600
- Average approval$402,103
- Median approval$90,000
- Ninetieth percentile approval$637,500
- Largest approval$3,960,000
- Jobs supported330
- Jobs per approval9.4
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises5.7 percent
- Distinct lenders16
- Distinct industries by NAICS24
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Essex
SBA loans in Essex (504)
- Approvals1
- Gross approval$1,022,000
- Average approval$1,022,000
- Median approval$1,022,000
- Largest approval$1,022,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baltimore County, not Essex
Baltimore County context, not Essex figures
These are Baltimore County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Essex measurements.
- Establishments in Baltimore County20,340
- Employment at those establishments, Baltimore County340,854
- Covered employment, Baltimore County374,470
- Average annual pay, Baltimore County$71,051
- Average weekly wage, Baltimore County$1,366
- Housing units permitted, Baltimore County1,511
- Of those, single family, Baltimore County866
- County product, 2024, Baltimore County$73,113,508,000
- County product change over the prior year, Baltimore County6.1 percent
- Average income of an arriving household, Baltimore County$71,583
Every figure in this section is published for Baltimore County as a whole and is not a measurement of Essex. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Essex questions, answered from the record.
How many people live in Essex, Maryland?
40,580, in 16,053 households. Essex CDP covers 9.26 square miles of land, which is 4,382 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Essex in?
Baltimore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Essex?
$67,168. The median owner-occupied home is valued at $258,900. Median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Essex businesses?
35 7(a) approvals totalling $14.1 m, across 16 lenders, median approval $90,000, plus 1 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Essex, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Essex borrowers get paid back?
No rate is published for Essex. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Essex figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baltimore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Essex.
Is zoning published for Essex?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.