HomeMarylandBaltimore CountyOwings Mills
Owings Mills, Maryland: commercial real estate data.
Owings Mills is a Census CDP of 37,245 people across 9.53 square miles of land, in Baltimore County. Median household income is $96,243, 45.3 percent of occupied homes are owned, and the SBA record carries 87 7(a) approvals to borrowers here worth $35.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Owings Mills
What Owings Mills is
- Census place typeCDP
- Land area9.53 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,907
- County holding the largest share of its areaBaltimore County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owings Mills
How many people live in Owings Mills
- Population37,245
- Median age33.4
- Population under 189,280
- Share under 1824.9 percent
- Population 65 and over3,519
- Share 65 and over9.4 percent
- Households14,627
- Family households8,974
- Share of households that are families61.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owings Mills
Income and work in Owings Mills
- Median household income$96,243
- Per capita income$45,229
- Civilian labor force22,030
- Employed20,990
- Unemployed1,040 plus or minus 440
- Unemployment rate4.7 percent plus or minus 2.0
- Adults 25 and over24,155
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher47.1 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owings Mills
Housing in Owings Mills
- Housing units15,729
- Occupied units14,627
- Vacant units1,102 plus or minus 365
- Vacancy rate7.0 percent plus or minus 2.3
- Owner occupied6,630
- Renter occupied7,997
- Ownership rate45.3 percent
- Median owner-occupied home value$361,000
- Median gross rent, monthly$1,841
- Annual rent as a share of median income23.0 percent
- Single family units6,902
- Share single family43.9 percent
- Units in buildings of two or more8,827
- Share in buildings of two or more56.1 percent
- Mobile homes0
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owings Mills
How Owings Mills gets to work
- Workers 16 and over who commute16,722
- Commuting under 15 minutes3,407
- Share commuting under 15 minutes20.4 percent
- Commuting 30 minutes or more8,231
- Share commuting 30 minutes or more49.2 percent
- Drove alone64.9 percent
- Carpooled5.9 percent plus or minus 1.9
- Public transport4.8 percent plus or minus 1.8
- Walked2.5 percent plus or minus 1.2
- Worked from home19.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owings Mills
SBA loans in Owings Mills (7(a))
- Approvals87
- Gross approval$35,342,000
- Average approval$406,230
- Median approval$149,900
- Ninetieth percentile approval$1,046,400
- Largest approval$3,800,000
- Jobs supported1,217
- Jobs per approval14.0
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more2.3 percent
- Share to franchises23.0 percent
- Distinct lenders30
- Distinct industries by NAICS48
Counted by borrower city: approvals to borrowers whose address is in Owings Mills, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owings Mills
SBA loans in Owings Mills (504)
- Approvals4
- Gross approval$9,970,000
- Average approval$2,492,500
- Median approval$2,618,500
- Largest approval$3,188,000
- Jobs supported48
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Owings Mills, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baltimore County, not Owings Mills
Baltimore County context, not Owings Mills figures
- Establishments in Baltimore County20,340
- Covered employment, Baltimore County374,470
- Average annual pay, Baltimore County$71,051
- Housing units permitted, Baltimore County1,511
Every figure in this section is published for Baltimore County as a whole and is not a measurement of Owings Mills.
All Baltimore County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Owings Mills questions, answered from the record.
How many people live in Owings Mills, Maryland?
37,245, in 14,627 households. Owings Mills CDP covers 9.53 square miles of land, which is 3,907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owings Mills in?
Baltimore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Owings Mills?
$96,243. The median owner-occupied home is valued at $361,000. Median gross rent is $1,841 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owings Mills businesses?
87 7(a) approvals totaling $35.3 m since FY2020, across 30 lenders, median approval $149,900, plus 4 504 approvals worth $10.0 m since FY2010. These count approvals to borrowers whose address is in Owings Mills, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owings Mills borrowers get paid back?
No rate is published for Owings Mills. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Owings Mills figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baltimore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owings Mills.
Is zoning published for Owings Mills?
No. Nothing on this page presents parcel level zoning.