HomeMarylandBaltimore CountyTowson CDP
Towson CDP, Maryland: commercial real estate data.
Towson CDP is a Census CDP of 58,679 people across 14.15 square miles of land, in Baltimore County. Median household income is $101,320, 55.6 percent of occupied homes are owned, and the SBA record carries 70 7(a) approvals to borrowers here worth $25.7 m.
77 sourced place values · tier FULL · 8 sections
Towson
What Towson is
- Census place typeCDP
- Land area14.15 sq mi
- Water area0.14 sq mi
- Population per square mile of land4,146
- County holding the largest share of its areaBaltimore County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towson
How many people live in Towson
- Population58,679
- Median age33.6
- Population under 1810,430
- Share under 1817.8 percent
- Population 65 and over10,565
- Share 65 and over18.0 percent
- Households23,262
- Family households11,961
- Share of households that are families51.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towson
Income and work in Towson
- Median household income$101,320
- Per capita income$61,912
- Civilian labor force31,192
- Employed29,684
- Unemployed1,508 plus or minus 336
- Unemployment rate4.8 percent plus or minus 1.1
- Adults 25 and over36,086
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher69.3 percent
- Adults 25 and over with a graduate degree35.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towson
Housing in Towson
- Housing units24,871
- Occupied units23,262
- Vacant units1,609 plus or minus 336
- Vacancy rate6.5 percent plus or minus 1.3
- Owner occupied12,943
- Renter occupied10,319
- Ownership rate55.6 percent
- Median owner-occupied home value$469,000
- Median gross rent, monthly$1,764
- Annual rent as a share of median income20.9 percent
- Single family units13,788
- Share single family55.4 percent
- Units in buildings of two or more11,083
- Share in buildings of two or more44.6 percent
- Mobile homes0
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towson
How Towson gets to work
- Workers 16 and over who commute22,192
- Commuting under 15 minutes6,125
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more7,755
- Share commuting 30 minutes or more34.9 percent
- Drove alone61.7 percent
- Carpooled6.3 percent
- Public transport2.0 percent plus or minus 0.7
- Walked5.2 percent
- Worked from home23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towson
SBA 7(a) lending to Towson borrowers
- Approvals70
- Gross approval$25,683,800
- Average approval$366,911
- Median approval$100,000
- Ninetieth percentile approval$879,000
- Largest approval$4,990,000
- Jobs supported885
- Jobs per approval12.6
- Loans with a final outcome19
- Paid in full14
- Charged off5
- Charge-off rate over resolved loans26.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises15.7 percent
- Distinct lenders20
- Distinct industries by NAICS46
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Towson
SBA 504 lending to Towson borrowers
- Approvals3
- Gross approval$2,423,000
- Average approval$807,667
- Median approval$913,000
- Largest approval$1,230,000
- Jobs supported44
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baltimore County, not Towson
Baltimore County context, not Towson figures
These are Baltimore County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Towson measurements.
- Establishments in Baltimore County20,340
- Employment at those establishments, Baltimore County340,854
- Covered employment, Baltimore County374,470
- Average annual pay, Baltimore County$71,051
- Average weekly wage, Baltimore County$1,366
- Housing units permitted, Baltimore County1,511
- Of those, single family, Baltimore County866
- County product, 2024, Baltimore County$73,113,508,000
- County product change over the prior year, Baltimore County6.1 percent
- Average income of an arriving household, Baltimore County$71,583
Every figure in this section is published for Baltimore County as a whole and is not a measurement of Towson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Towson questions, answered from the record.
How many people live in Towson, Maryland?
58,679, in 23,262 households. Towson CDP covers 14.15 square miles of land, which is 4,146 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Towson in?
Baltimore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Towson?
$101,320. The median owner-occupied home is valued at $469,000. Median gross rent is $1,764 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Towson businesses?
70 7(a) approvals totalling $25.7 m, across 20 lenders, median approval $100,000, plus 3 504 approvals worth $2.4 m. These count approvals to borrowers whose address is in Towson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Towson borrowers get paid back?
Of the 19 loans that have reached a final outcome, 14 were paid in full and 5 charged off, a charge off rate of 26.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Towson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baltimore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Towson.
Is zoning published for Towson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.