HomeMarylandBaltimore CountyMiddle River CDP
Middle River CDP, Maryland: commercial real estate data.
Middle River CDP is a Census CDP of 31,712 people across 12.76 square miles of land, in Baltimore County. Median household income is $78,398, 66.4 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $7.1 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Middle River
What Middle River is
- Census place typeCDP
- Land area12.76 sq mi
- Water area0.89 sq mi
- Population per square mile of land2,486
- County holding the largest share of its areaBaltimore County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle River
How many people live in Middle River
- Population31,712
- Median age37.2
- Population under 187,207
- Share under 1822.7 percent
- Population 65 and over4,304
- Share 65 and over13.6 percent
- Households12,531
- Family households7,486
- Share of households that are families59.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle River
Income and work in Middle River
- Median household income$78,398
- Per capita income$40,486
- Civilian labor force16,744
- Employed16,010
- Unemployed734 plus or minus 204
- Unemployment rate4.4 percent plus or minus 1.2
- Adults 25 and over21,542
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher32.3 percent
- Adults 25 and over with a graduate degree13.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle River
Housing in Middle River
- Housing units13,410
- Occupied units12,531
- Vacant units879 plus or minus 310
- Vacancy rate6.6 percent plus or minus 2.3
- Owner occupied8,324
- Renter occupied4,207
- Ownership rate66.4 percent
- Median owner-occupied home value$271,700
- Median gross rent, monthly$1,636
- Annual rent as a share of median income25.0 percent
- Single family units9,612
- Share single family71.7 percent
- Units in buildings of two or more2,511
- Share in buildings of two or more18.7 percent
- Mobile homes1,287 plus or minus 266
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle River
How Middle River gets to work
- Workers 16 and over who commute13,452
- Commuting under 15 minutes2,658 plus or minus 634
- Share commuting under 15 minutes19.8 percent plus or minus 4.3
- Commuting 30 minutes or more6,683
- Share commuting 30 minutes or more49.7 percent
- Drove alone71.6 percent
- Carpooled9.3 percent plus or minus 2.2
- Public transport1.7 percent plus or minus 1.2
- Walked1.6 percent plus or minus 0.8
- Worked from home14.1 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middle River
SBA loans in Middle River (7(a))
- Approvals38
- Gross approval$7,119,400
- Average approval$187,353
- Median approval$50,000
- Ninetieth percentile approval$250,000
- Largest approval$2,722,500
- Jobs supported282
- Jobs per approval7.4
- Loans with a final outcome11
- Paid in full8
- Charged off3
- Charge-off rate over resolved loans27.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.6 percent
- Share to franchises2.6 percent
- Distinct lenders12
- Distinct industries by NAICS29
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middle River
SBA loans in Middle River (504)
- Approvals1
- Gross approval$714,000
- Average approval$714,000
- Median approval$714,000
- Largest approval$714,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baltimore County, not Middle River
Baltimore County context, not Middle River figures
These are Baltimore County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middle River measurements.
- Establishments in Baltimore County20,340
- Employment at those establishments, Baltimore County340,854
- Covered employment, Baltimore County374,470
- Average annual pay, Baltimore County$71,051
- Average weekly wage, Baltimore County$1,366
- Housing units permitted, Baltimore County1,511
- Of those, single family, Baltimore County866
- County product, 2024, Baltimore County$73,113,508,000
- County product change over the prior year, Baltimore County6.1 percent
- Average income of an arriving household, Baltimore County$71,583
Every figure in this section is published for Baltimore County as a whole and is not a measurement of Middle River. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middle River questions, answered from the record.
How many people live in Middle River, Maryland?
31,712, in 12,531 households. Middle River CDP covers 12.76 square miles of land, which is 2,486 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middle River in?
Baltimore County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middle River?
$78,398. The median owner-occupied home is valued at $271,700. Median gross rent is $1,636 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middle River businesses?
38 7(a) approvals totalling $7.1 m, across 12 lenders, median approval $50,000, plus 1 504 approvals worth $714,000. These count approvals to borrowers whose address is in Middle River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middle River borrowers get paid back?
Of the 11 loans that have reached a final outcome, 8 were paid in full and 3 charged off, a charge off rate of 27.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Middle River figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baltimore County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middle River.
Is zoning published for Middle River?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.