HomeMassachusettsWorcester CountyRutland
Rutland, Massachusetts: commercial real estate data.
Rutland is a Census CDP of 2,019 people across 2.96 square miles of land, in Worcester County. Median household income is $95,724, 82.5 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rutland
What Rutland is
- Census place typeCDP
- Land area2.96 sq mi
- Water area0.23 sq mi
- Population per square mile of land683 plus or minus 139
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
How many people live in Rutland
- Population2,019 plus or minus 411
- Median age49.0
- Population under 18383 plus or minus 147
- Share under 1819.0 percent plus or minus 6.1
- Population 65 and over555 plus or minus 141
- Share 65 and over27.5 percent
- Households821
- Family households619 plus or minus 130
- Share of households that are families75.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
Income and work in Rutland
- Median household income$95,724 plus or minus $27,392
- Per capita income$47,352
- Civilian labor force977 plus or minus 274
- Employed895 plus or minus 264
- Unemployed82 plus or minus 70
- Unemployment rate8.4 percent plus or minus 6.8
- Adults 25 and over1,471
- Adults 25 and over with a high school diploma or higher97.1 percent plus or minus 25.1
- Adults 25 and over with a bachelor degree or higher44.0 percent
- Adults 25 and over with a graduate degree16.9 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
Housing in Rutland
- Housing units821
- Occupied units821
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied677
- Renter occupied144 plus or minus 94
- Ownership rate82.5 percent plus or minus 22.1
- Median owner-occupied home value$406,600
- Median gross rent, monthly$1,061
- Annual rent as a share of median income13.3 percent plus or minus 4.5
- Single family units709 plus or minus 146
- Share single family86.4 percent
- Units in buildings of two or more112 plus or minus 93
- Share in buildings of two or more13.6 percent plus or minus 11.1
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
How Rutland gets to work
- Workers 16 and over who commute753 plus or minus 254
- Commuting under 15 minutes73 plus or minus 72
- Share commuting under 15 minutes9.7 percent plus or minus 9.0
- Commuting 30 minutes or more449 plus or minus 155
- Share commuting 30 minutes or more59.6 percent
- Drove alone83.0 percent
- Carpooled2.6 percent plus or minus 2.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home14.4 percent plus or minus 7.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
SBA loans in Rutland (7(a))
- Approvals14
- Gross approval$5,133,300
- Average approval$366,664
- Median approval$88,800
- Largest approval$3,350,000
- Jobs supported61
- Jobs per approval4.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises7.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Rutland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rutland
SBA loans in Rutland (504)
- Approvals1
- Gross approval$808,000
- Average approval$808,000
- Median approval$808,000
- Largest approval$808,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Rutland, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rutland
Flood risk in Rutland
- NFIP communityTown of Rutland
- NFIP community number250331
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Rutland participates in the National Flood Insurance Program as community 250331 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Rutland
Worcester County context, not Rutland figures
- Establishments in Worcester County19,181
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Housing units permitted, Worcester County2,506
Every figure in this section is published for Worcester County as a whole and is not a measurement of Rutland.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rutland questions, answered from the record.
How many people live in Rutland, Massachusetts?
2,019, in 821 households. Rutland CDP covers 2.96 square miles of land, which is 683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rutland in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rutland?
$95,724. The median owner-occupied home is valued at $406,600. Median gross rent is $1,061 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rutland businesses?
14 7(a) approvals totaling $5.1 m since FY2020, across 8 lenders, median approval $88,800, plus 1 504 approvals worth $808,000 since FY2010. These count approvals to borrowers whose address is in Rutland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rutland borrowers get paid back?
No rate is published for Rutland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rutland in the National Flood Insurance Program?
Yes. Rutland appears in the FEMA Community Status Book as Rutland, town of, community 250331, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rutland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rutland.
Is zoning published for Rutland?
No. Nothing on this page presents parcel level zoning.