HomeMassachusettsWorcester CountyUpton CDP
Upton CDP, Massachusetts: commercial real estate data.
Upton CDP is a Census CDP of 3,234 people across 2.47 square miles of land, in Worcester County. Median household income is $110,900, 69.5 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Upton
What Upton is
- Census place typeCDP
- Land area2.47 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,310
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
How many people live in Upton
- Population3,234
- Median age43.3
- Population under 18646 plus or minus 249
- Share under 1820.0 percent plus or minus 6.8
- Population 65 and over649 plus or minus 253
- Share 65 and over20.1 percent plus or minus 6.9
- Households1,218
- Family households842
- Share of households that are families69.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
Income and work in Upton
- Median household income$110,900
- Per capita income$50,892
- Civilian labor force1,863
- Employed1,751
- Unemployed112 plus or minus 125
- Unemployment rate6.0 percent plus or minus 6.6
- Adults 25 and over2,338
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher39.3 percent plus or minus 11.2
- Adults 25 and over with a graduate degree13.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
Housing in Upton
- Housing units1,218
- Occupied units1,218
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied847 plus or minus 170
- Renter occupied371 plus or minus 150
- Ownership rate69.5 percent
- Median owner-occupied home value$476,300
- Median gross rent, monthly$939 plus or minus $559
- Annual rent as a share of median income10.2 percent plus or minus 6.2
- Single family units821 plus or minus 199
- Share single family67.4 percent
- Units in buildings of two or more397 plus or minus 188
- Share in buildings of two or more32.6 percent plus or minus 14.6
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
How Upton gets to work
- Workers 16 and over who commute1,423 plus or minus 352
- Commuting under 15 minutes254 plus or minus 158
- Share commuting under 15 minutes17.8 percent plus or minus 10.2
- Commuting 30 minutes or more774 plus or minus 243
- Share commuting 30 minutes or more54.4 percent
- Drove alone59.5 percent
- Carpooled19.0 percent plus or minus 13.9
- Public transport1.8 percent plus or minus 2.1
- Walked0.7 percent plus or minus 1.3
- Worked from home18.1 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
SBA loans in Upton (7(a))
- Approvals9
- Gross approval$1,619,200
- Average approval$179,911
- Median approval$100,000
- Ninetieth percentile approval$400,000
- Largest approval$400,000
- Jobs supported72
- Jobs per approval8.0
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term86 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises11.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton
SBA loans in Upton (504)
- Approvals4
- Gross approval$1,418,000
- Average approval$354,500
- Median approval$450,000
- Largest approval$650,000
- Jobs supported34
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Worcester County, not Upton
Worcester County context, not Upton figures
These are Worcester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Upton measurements.
- Establishments in Worcester County19,181
- Employment at those establishments, Worcester County319,255
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Average weekly wage, Worcester County$1,378
- Housing units permitted, Worcester County2,506
- Of those, single family, Worcester County964
- County product, 2024, Worcester County$60,947,229,000
- County product change over the prior year, Worcester County4.4 percent
- Average income of an arriving household, Worcester County$87,853
Every figure in this section is published for Worcester County as a whole and is not a measurement of Upton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Upton questions, answered from the record.
How many people live in Upton, Massachusetts?
3,234, in 1,218 households. Upton CDP covers 2.47 square miles of land, which is 1,310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Upton in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Upton?
$110,900. The median owner-occupied home is valued at $476,300. Median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Upton businesses?
9 7(a) approvals totalling $1.6 m, across 8 lenders, median approval $100,000, plus 4 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in Upton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Upton borrowers get paid back?
No rate is published for Upton. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Upton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Upton.
Is zoning published for Upton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.