HomeMassachusettsWorcester CountyUpton
Upton, Massachusetts: commercial real estate data.
Upton is a Census CDP of 3,234 people across 2.47 square miles of land, in Worcester County. Median household income is $110,900, 69.5 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Upton
What Upton is
- Census place typeCDP
- Land area2.47 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,310
- County holding the largest share of its areaWorcester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
How many people live in Upton
- Population3,234
- Median age43.3
- Population under 18646 plus or minus 249
- Share under 1820.0 percent plus or minus 6.8
- Population 65 and over649 plus or minus 253
- Share 65 and over20.1 percent plus or minus 6.9
- Households1,218
- Family households842
- Share of households that are families69.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
Income and work in Upton
- Median household income$110,900
- Per capita income$50,892
- Civilian labor force1,863
- Employed1,751
- Unemployed112 plus or minus 125
- Unemployment rate6.0 percent plus or minus 6.6
- Adults 25 and over2,338
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher39.3 percent plus or minus 11.2
- Adults 25 and over with a graduate degree13.7 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
Housing in Upton
- Housing units1,218
- Occupied units1,218
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied847 plus or minus 170
- Renter occupied371 plus or minus 150
- Ownership rate69.5 percent
- Median owner-occupied home value$476,300
- Median gross rent, monthly$939 plus or minus $559
- Annual rent as a share of median income10.2 percent plus or minus 6.2
- Single family units821 plus or minus 199
- Share single family67.4 percent
- Units in buildings of two or more397 plus or minus 188
- Share in buildings of two or more32.6 percent plus or minus 14.6
- Mobile homes0
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
How Upton gets to work
- Workers 16 and over who commute1,423 plus or minus 352
- Commuting under 15 minutes254 plus or minus 158
- Share commuting under 15 minutes17.8 percent plus or minus 10.2
- Commuting 30 minutes or more774 plus or minus 243
- Share commuting 30 minutes or more54.4 percent
- Drove alone59.5 percent
- Carpooled19.0 percent plus or minus 13.9
- Public transport1.8 percent plus or minus 2.1
- Walked0.7 percent plus or minus 1.3
- Worked from home18.1 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Upton
SBA loans in Upton (7(a))
- Approvals9
- Gross approval$1,619,200
- Average approval$179,911
- Median approval$100,000
- Largest approval$400,000
- Jobs supported72
- Jobs per approval8.0
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term86 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises11.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Upton, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Upton
SBA loans in Upton (504)
- Approvals4
- Gross approval$1,418,000
- Average approval$354,500
- Median approval$306,000
- Largest approval$650,000
- Jobs supported34
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Upton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Upton
Flood risk in Upton
- NFIP communityTown of Upton
- NFIP community number250340
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Upton participates in the National Flood Insurance Program as community 250340 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Worcester County, not Upton
Worcester County context, not Upton figures
- Establishments in Worcester County19,181
- Covered employment, Worcester County351,476
- Average annual pay, Worcester County$71,641
- Housing units permitted, Worcester County2,506
Every figure in this section is published for Worcester County as a whole and is not a measurement of Upton.
All Worcester County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Upton questions, answered from the record.
How many people live in Upton, Massachusetts?
3,234, in 1,218 households. Upton CDP covers 2.47 square miles of land, which is 1,310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Upton in?
Worcester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Upton?
$110,900. The median owner-occupied home is valued at $476,300. Median gross rent is $939 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Upton businesses?
9 7(a) approvals totaling $1.6 m since FY2020, across 8 lenders, median approval $100,000, plus 4 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Upton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Upton borrowers get paid back?
No rate is published for Upton. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Upton in the National Flood Insurance Program?
Yes. Upton appears in the FEMA Community Status Book as Upton, town of, community 250340, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Upton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Worcester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Upton.
Is zoning published for Upton?
No. Nothing on this page presents parcel level zoning.