HomeMinnesotaChisago CountyCenter City
Center City, Minnesota: commercial real estate data.
Center City is a Census city of 651 people across 0.59 square miles of land, in Chisago County. Median household income is $96,875, 91.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $577,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Center City
What Center City is
- Census place typecity
- Land area0.59 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,104
- County holding the largest share of its areaChisago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center City
How many people live in Center City
- Population651
- Median age56.2
- Population under 1864 plus or minus 30
- Share under 189.8 percent plus or minus 4.2
- Population 65 and over191 plus or minus 53
- Share 65 and over29.3 percent plus or minus 5.9
- Households278
- Family households189 plus or minus 48
- Share of households that are families68.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center City
Income and work in Center City
- Median household income$96,875
- Per capita income$50,564
- Civilian labor force350 plus or minus 85
- Employed341 plus or minus 85
- Unemployed9 plus or minus 9
- Unemployment rate2.6 percent plus or minus 2.5
- Adults 25 and over558
- Adults 25 and over with a high school diploma or higher96.8 percent plus or minus 25.9
- Adults 25 and over with a bachelor degree or higher24.7 percent
- Adults 25 and over with a graduate degree8.1 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center City
Housing in Center City
- Housing units340
- Occupied units278
- Vacant units62 plus or minus 32
- Vacancy rate18.2 percent plus or minus 8.8
- Owner occupied254
- Renter occupied24 plus or minus 13
- Ownership rate91.4 percent plus or minus 24.5
- Median owner-occupied home value$362,000
- Median gross rent, monthly$1,611 plus or minus $455
- Annual rent as a share of median income20.0 percent plus or minus 5.9
- Single family units312
- Share single family91.8 percent
- Units in buildings of two or more28 plus or minus 22
- Share in buildings of two or more8.2 percent plus or minus 6.3
- Mobile homes0
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center City
How Center City gets to work
- Workers 16 and over who commute268 plus or minus 76
- Commuting under 15 minutes63 plus or minus 32
- Share commuting under 15 minutes23.5 percent plus or minus 9.8
- Commuting 30 minutes or more135 plus or minus 37
- Share commuting 30 minutes or more50.4 percent plus or minus 19.7
- Drove alone80.3 percent
- Carpooled2.2 percent plus or minus 3.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home17.5 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center City
SBA loans in Center City (7(a))
- Approvals2
- Gross approval$577,500
- Average approval$288,750
- Median approval$288,750
- Largest approval$427,500
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Center City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Center City
Flood risk in Center City
- NFIP communityCity of Center City
- NFIP community number270685
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12
The City of Center City participates in the National Flood Insurance Program as community 270685 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chisago County, not Center City
Chisago County context, not Center City figures
- Establishments in Chisago County1,358
- Covered employment, Chisago County16,091
- Average annual pay, Chisago County$57,806
- Housing units permitted, Chisago County362
Every figure in this section is published for Chisago County as a whole and is not a measurement of Center City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Center City questions, answered from the record.
How many people live in Center City, Minnesota?
651, in 278 households. Center City city covers 0.59 square miles of land, which is 1,104 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center City in?
Chisago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center City?
$96,875. The median owner-occupied home is valued at $362,000. Median gross rent is $1,611 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center City businesses?
2 7(a) approvals totaling $577,500 since FY2020, across 2 lenders, median approval $288,750. These count approvals to borrowers whose address is in Center City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center City borrowers get paid back?
No rate is published for Center City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Center City in the National Flood Insurance Program?
Yes. Center City appears in the FEMA Community Status Book as Center City, city of, community 270685, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Center City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chisago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center City.
Is zoning published for Center City?
No. Nothing on this page presents parcel level zoning.
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