HomeMinnesotaChisago CountyStacy city
Stacy city, Minnesota: commercial real estate data.
Stacy city is a Census city of 4,384 people across 28.51 square miles of land, in Chisago County. Median household income is $98,464, 95.7 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $1.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Stacy
What Stacy is
- Census place typecity
- Land area28.51 sq mi
- Water area1.63 sq mi
- Population per square mile of land154
- County holding the largest share of its areaChisago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stacy
How many people live in Stacy
- Population4,384
- Median age38.4
- Population under 18988
- Share under 1822.5 percent
- Population 65 and over740
- Share 65 and over16.9 percent
- Households1,585
- Family households1,146
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stacy
Income and work in Stacy
- Median household income$98,464
- Per capita income$43,122
- Civilian labor force2,544
- Employed2,470
- Unemployed74 plus or minus 28
- Unemployment rate2.9 percent plus or minus 1.1
- Adults 25 and over3,080
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree3.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stacy
Housing in Stacy
- Housing units1,630
- Occupied units1,585
- Vacant units45 plus or minus 42
- Vacancy rate2.8 percent plus or minus 2.6
- Owner occupied1,517
- Renter occupied68 plus or minus 29
- Ownership rate95.7 percent
- Median owner-occupied home value$323,800
- Median gross rent, monthly$892 plus or minus $305
- Annual rent as a share of median income10.9 percent plus or minus 3.8
- Single family units1,377
- Share single family84.5 percent
- Units in buildings of two or more33 plus or minus 22
- Share in buildings of two or more2.0 percent plus or minus 1.4
- Mobile homes220 plus or minus 56
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stacy
How Stacy gets to work
- Workers 16 and over who commute2,136
- Commuting under 15 minutes540 plus or minus 148
- Share commuting under 15 minutes25.3 percent plus or minus 6.7
- Commuting 30 minutes or more1,167
- Share commuting 30 minutes or more54.6 percent
- Drove alone76.9 percent
- Carpooled6.7 percent plus or minus 2.9
- Public transport0.0 percent
- Walked1.9 percent plus or minus 1.1
- Worked from home12.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stacy
SBA loans in Stacy (7(a))
- Approvals10
- Gross approval$1,100,500
- Average approval$110,050
- Median approval$50,000
- Ninetieth percentile approval$308,000
- Largest approval$308,000
- Jobs supported18
- Jobs per approval1.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stacy
SBA loans in Stacy (504)
- Approvals4
- Gross approval$991,000
- Average approval$247,750
- Median approval$338,000
- Largest approval$359,000
- Jobs supported11
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chisago County, not Stacy
Chisago County context, not Stacy figures
These are Chisago County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stacy measurements.
- Establishments in Chisago County1,358
- Employment at those establishments, Chisago County15,081
- Covered employment, Chisago County16,091
- Average annual pay, Chisago County$57,806
- Average weekly wage, Chisago County$1,112
- Housing units permitted, Chisago County362
- Of those, single family, Chisago County233
- County product, 2024, Chisago County$2,241,737,000
- County product change over the prior year, Chisago County5.2 percent
- Average income of an arriving household, Chisago County$74,784
Every figure in this section is published for Chisago County as a whole and is not a measurement of Stacy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stacy questions, answered from the record.
How many people live in Stacy, Minnesota?
4,384, in 1,585 households. Stacy city covers 28.51 square miles of land, which is 154 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stacy in?
Chisago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stacy?
$98,464. The median owner-occupied home is valued at $323,800. Median gross rent is $892 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stacy businesses?
10 7(a) approvals totalling $1.1 m, across 4 lenders, median approval $50,000, plus 4 504 approvals worth $991,000. These count approvals to borrowers whose address is in Stacy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stacy borrowers get paid back?
No rate is published for Stacy. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Stacy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chisago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stacy.
Is zoning published for Stacy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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