HomeMinnesotaChisago CountyHarris city
Harris city, Minnesota: commercial real estate data.
Harris city is a Census city of 776 people across 19.96 square miles of land, in Chisago County. Median household income is $87,375, 86.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harris
What Harris is
- Census place typecity
- Land area19.96 sq mi
- Water area0.12 sq mi
- Population per square mile of land39
- County holding the largest share of its areaChisago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harris
How many people live in Harris
- Population776
- Median age43.6 plus or minus 10.5
- Population under 1895 plus or minus 35
- Share under 1812.2 percent plus or minus 4.1
- Population 65 and over168 plus or minus 50
- Share 65 and over21.6 percent plus or minus 5.2
- Households319
- Family households209 plus or minus 44
- Share of households that are families65.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harris
Income and work in Harris
- Median household income$87,375
- Per capita income$40,064
- Civilian labor force436 plus or minus 87
- Employed425
- Unemployed11 plus or minus 15
- Unemployment rate2.5 percent plus or minus 3.4
- Adults 25 and over629
- Adults 25 and over with a high school diploma or higher96.7 percent plus or minus 20.9
- Adults 25 and over with a bachelor degree or higher11.9 percent plus or minus 5.0
- Adults 25 and over with a graduate degree2.9 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harris
Housing in Harris
- Housing units352
- Occupied units319
- Vacant units33 plus or minus 22
- Vacancy rate9.4 percent plus or minus 6.1
- Owner occupied276
- Renter occupied43 plus or minus 27
- Ownership rate86.5 percent
- Median owner-occupied home value$306,000
- Median gross rent, monthly$870 plus or minus $408
- Annual rent as a share of median income11.9 percent plus or minus 6.0
- Single family units338
- Share single family96.0 percent
- Units in buildings of two or more7 plus or minus 12
- Share in buildings of two or more2.0 percent plus or minus 3.3
- Mobile homes4 plus or minus 5
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harris
How Harris gets to work
- Workers 16 and over who commute379 plus or minus 83
- Commuting under 15 minutes78 plus or minus 32
- Share commuting under 15 minutes20.6 percent plus or minus 7.2
- Commuting 30 minutes or more221 plus or minus 61
- Share commuting 30 minutes or more58.3 percent
- Drove alone80.1 percent
- Carpooled10.7 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home8.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harris
SBA loans in Harris (7(a))
- Approvals4
- Gross approval$1,105,700
- Average approval$276,425
- Median approval$420,700
- Ninetieth percentile approval$635,000
- Largest approval$635,000
- Jobs supported8
- Jobs per approval2.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term147 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chisago County, not Harris
Chisago County context, not Harris figures
These are Chisago County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harris measurements.
- Establishments in Chisago County1,358
- Employment at those establishments, Chisago County15,081
- Covered employment, Chisago County16,091
- Average annual pay, Chisago County$57,806
- Average weekly wage, Chisago County$1,112
- Housing units permitted, Chisago County362
- Of those, single family, Chisago County233
- County product, 2024, Chisago County$2,241,737,000
- County product change over the prior year, Chisago County5.2 percent
- Average income of an arriving household, Chisago County$74,784
Every figure in this section is published for Chisago County as a whole and is not a measurement of Harris. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harris questions, answered from the record.
How many people live in Harris, Minnesota?
776, in 319 households. Harris city covers 19.96 square miles of land, which is 39 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harris in?
Chisago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harris?
$87,375. The median owner-occupied home is valued at $306,000. Median gross rent is $870 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harris businesses?
4 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $420,700. These count approvals to borrowers whose address is in Harris, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harris borrowers get paid back?
No rate is published for Harris. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Harris figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chisago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harris.
Is zoning published for Harris?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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