HomeMinnesotaChisago CountyShafer city
Shafer city, Minnesota: commercial real estate data.
Shafer city is a Census city of 1,186 people across 1.27 square miles of land, in Chisago County. Median household income is $99,489, 84.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Shafer
What Shafer is
- Census place typecity
- Land area1.27 sq mi
- Water area0 sq mi
- Population per square mile of land934
- County holding the largest share of its areaChisago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shafer
How many people live in Shafer
- Population1,186
- Median age34.0
- Population under 18312 plus or minus 67
- Share under 1826.3 percent
- Population 65 and over108 plus or minus 46
- Share 65 and over9.1 percent plus or minus 3.6
- Households431
- Family households299
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shafer
Income and work in Shafer
- Median household income$99,489
- Per capita income$38,976
- Civilian labor force725
- Employed708
- Unemployed17 plus or minus 12
- Unemployment rate2.3 percent plus or minus 1.6
- Adults 25 and over786
- Adults 25 and over with a high school diploma or higher96.1 percent plus or minus 20.8
- Adults 25 and over with a bachelor degree or higher20.6 percent plus or minus 6.0
- Adults 25 and over with a graduate degree5.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shafer
Housing in Shafer
- Housing units448
- Occupied units431
- Vacant units17 plus or minus 19
- Vacancy rate3.8 percent plus or minus 4.2
- Owner occupied364
- Renter occupied67 plus or minus 34
- Ownership rate84.5 percent
- Median owner-occupied home value$242,800
- Median gross rent, monthly$966
- Annual rent as a share of median income11.7 percent
- Single family units298
- Share single family66.5 percent
- Units in buildings of two or more29 plus or minus 28
- Share in buildings of two or more6.5 percent plus or minus 6.1
- Mobile homes121 plus or minus 52
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shafer
How Shafer gets to work
- Workers 16 and over who commute610
- Commuting under 15 minutes109 plus or minus 44
- Share commuting under 15 minutes17.9 percent plus or minus 6.5
- Commuting 30 minutes or more373 plus or minus 112
- Share commuting 30 minutes or more61.1 percent plus or minus 15.3
- Drove alone80.7 percent
- Carpooled7.2 percent plus or minus 3.9
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.9
- Worked from home8.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shafer
SBA loans in Shafer (7(a))
- Approvals2
- Gross approval$1,073,000
- Average approval$536,500
- Median approval$923,000
- Ninetieth percentile approval$923,000
- Largest approval$923,000
- Jobs supported23
- Jobs per approval11.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shafer
SBA loans in Shafer (504)
- Approvals1
- Gross approval$148,000
- Average approval$148,000
- Median approval$148,000
- Largest approval$148,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chisago County, not Shafer
Chisago County context, not Shafer figures
These are Chisago County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shafer measurements.
- Establishments in Chisago County1,358
- Employment at those establishments, Chisago County15,081
- Covered employment, Chisago County16,091
- Average annual pay, Chisago County$57,806
- Average weekly wage, Chisago County$1,112
- Housing units permitted, Chisago County362
- Of those, single family, Chisago County233
- County product, 2024, Chisago County$2,241,737,000
- County product change over the prior year, Chisago County5.2 percent
- Average income of an arriving household, Chisago County$74,784
Every figure in this section is published for Chisago County as a whole and is not a measurement of Shafer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shafer questions, answered from the record.
How many people live in Shafer, Minnesota?
1,186, in 431 households. Shafer city covers 1.27 square miles of land, which is 934 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shafer in?
Chisago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shafer?
$99,489. The median owner-occupied home is valued at $242,800. Median gross rent is $966 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shafer businesses?
2 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $923,000, plus 1 504 approvals worth $148,000. These count approvals to borrowers whose address is in Shafer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shafer borrowers get paid back?
No rate is published for Shafer. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shafer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chisago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shafer.
Is zoning published for Shafer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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