HomeMinnesotaChisago CountyNorth Branch
North Branch, Minnesota: commercial real estate data.
North Branch is a Census city of 11,565 people across 37.32 square miles of land, in Chisago County. Median household income is $90,456, 82.1 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $8.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Branch
What North Branch is
- Census place typecity
- Land area37.32 sq mi
- Water area0.43 sq mi
- Population per square mile of land310
- County holding the largest share of its areaChisago County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Branch
How many people live in North Branch
- Population11,565
- Median age39.5
- Population under 182,409
- Share under 1820.8 percent
- Population 65 and over1,980
- Share 65 and over17.1 percent
- Households4,709
- Family households3,120
- Share of households that are families66.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Branch
Income and work in North Branch
- Median household income$90,456
- Per capita income$46,387
- Civilian labor force6,406
- Employed6,144
- Unemployed262 plus or minus 131
- Unemployment rate4.1 percent plus or minus 2.0
- Adults 25 and over8,190
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent plus or minus 3.8
- Adults 25 and over with a graduate degree4.7 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Branch
Housing in North Branch
- Housing units4,805
- Occupied units4,709
- Vacant units96 plus or minus 93
- Vacancy rate2.0 percent plus or minus 1.9
- Owner occupied3,864
- Renter occupied845 plus or minus 187
- Ownership rate82.1 percent
- Median owner-occupied home value$322,300
- Median gross rent, monthly$1,308
- Annual rent as a share of median income17.4 percent
- Single family units4,144
- Share single family86.2 percent
- Units in buildings of two or more550 plus or minus 159
- Share in buildings of two or more11.4 percent plus or minus 3.3
- Mobile homes111 plus or minus 60
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Branch
How North Branch gets to work
- Workers 16 and over who commute5,729
- Commuting under 15 minutes1,738 plus or minus 424
- Share commuting under 15 minutes30.3 percent plus or minus 7.2
- Commuting 30 minutes or more2,852
- Share commuting 30 minutes or more49.8 percent
- Drove alone81.5 percent
- Carpooled9.7 percent plus or minus 3.5
- Public transport0.0 percent
- Walked0.9 percent plus or minus 0.9
- Worked from home6.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Branch
SBA loans in North Branch (7(a))
- Approvals23
- Gross approval$8,739,800
- Average approval$379,991
- Median approval$170,000
- Ninetieth percentile approval$1,116,100
- Largest approval$1,300,000
- Jobs supported438
- Jobs per approval19.0
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more21.7 percent
- Share to franchises8.7 percent
- Distinct lenders16
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in North Branch, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Branch
SBA loans in North Branch (504)
- Approvals12
- Gross approval$10,999,000
- Average approval$916,583
- Median approval$483,000
- Largest approval$2,854,000
- Jobs supported135
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in North Branch, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Branch
Flood risk in North Branch
- NFIP communityCity of North Branch
- NFIP community number270072
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12
The City of North Branch participates in the National Flood Insurance Program as community 270072 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chisago County, not North Branch
Chisago County context, not North Branch figures
- Establishments in Chisago County1,358
- Covered employment, Chisago County16,091
- Average annual pay, Chisago County$57,806
- Housing units permitted, Chisago County362
Every figure in this section is published for Chisago County as a whole and is not a measurement of North Branch.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Branch questions, answered from the record.
How many people live in North Branch, Minnesota?
11,565, in 4,709 households. North Branch city covers 37.32 square miles of land, which is 310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Branch in?
Chisago County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Branch?
$90,456. The median owner-occupied home is valued at $322,300. Median gross rent is $1,308 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Branch businesses?
23 7(a) approvals totaling $8.7 m since FY2020, across 16 lenders, median approval $170,000, plus 12 504 approvals worth $11.0 m since FY2010. These count approvals to borrowers whose address is in North Branch, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Branch borrowers get paid back?
No rate is published for North Branch. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Branch in the National Flood Insurance Program?
Yes. North Branch appears in the FEMA Community Status Book as North Branch, city of, community 270072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Branch figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chisago County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Branch.
Is zoning published for North Branch?
No. Nothing on this page presents parcel level zoning.
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