HomeMissouriClay CountyExcelsior Springs
Excelsior Springs, Missouri: commercial real estate data.
Excelsior Springs is a Census city of 10,484 people across 10.84 square miles of land, lying across Clay County and Ray County. Median household income is $72,609, 68.2 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $3.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Excelsior Springs
What Excelsior Springs is
- Census place typecity
- Land area10.84 sq mi
- Water area0.02 sq mi
- Population per square mile of land967
- County holding the largest share of its areaClay County, 90.2 percent
- Counties this place lies inClay County 90.2 percent, Ray County 9.8 percent
Excelsior Springs crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
How many people live in Excelsior Springs
- Population10,484
- Median age35.9
- Population under 182,429
- Share under 1823.2 percent
- Population 65 and over1,641
- Share 65 and over15.7 percent
- Households3,814
- Family households2,610
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
Income and work in Excelsior Springs
- Median household income$72,609
- Per capita income$31,334
- Civilian labor force5,600
- Employed5,322
- Unemployed278 plus or minus 157
- Unemployment rate5.0 percent plus or minus 2.8
- Adults 25 and over7,036
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
Housing in Excelsior Springs
- Housing units4,337
- Occupied units3,814
- Vacant units523 plus or minus 186
- Vacancy rate12.1 percent plus or minus 4.2
- Owner occupied2,600
- Renter occupied1,214
- Ownership rate68.2 percent
- Median owner-occupied home value$186,800
- Median gross rent, monthly$975
- Annual rent as a share of median income16.1 percent plus or minus 3.8
- Single family units3,330
- Share single family76.8 percent
- Units in buildings of two or more930 plus or minus 281
- Share in buildings of two or more21.4 percent plus or minus 6.3
- Mobile homes77 plus or minus 63
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
How Excelsior Springs gets to work
- Workers 16 and over who commute4,835
- Commuting under 15 minutes1,699
- Share commuting under 15 minutes35.1 percent
- Commuting 30 minutes or more1,584 plus or minus 333
- Share commuting 30 minutes or more32.8 percent
- Drove alone76.2 percent
- Carpooled10.5 percent plus or minus 3.6
- Public transport0.0 percent
- Walked2.6 percent plus or minus 1.9
- Worked from home7.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
SBA loans in Excelsior Springs (7(a))
- Approvals18
- Gross approval$3,636,300
- Average approval$202,017
- Median approval$100,000
- Largest approval$1,000,000
- Jobs supported170
- Jobs per approval9.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Excelsior Springs, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Excelsior Springs
SBA loans in Excelsior Springs (504)
- Approvals2
- Gross approval$1,315,000
- Average approval$657,500
- Median approval$657,500
- Largest approval$902,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Excelsior Springs, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Excelsior Springs
Flood risk in Excelsior Springs
- NFIP communityCity of Excelsior Springs
- NFIP community number290090
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/15
The City of Excelsior Springs participates in the National Flood Insurance Program as community 290090 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Excelsior Springs
Clay County context, not Excelsior Springs figures
- Establishments in Clay County5,654
- Covered employment, Clay County111,855
- Average annual pay, Clay County$63,093
- Housing units permitted, Clay County356
Every figure in this section is published for Clay County as a whole and is not a measurement of Excelsior Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Excelsior Springs questions, answered from the record.
How many people live in Excelsior Springs, Missouri?
10,484, in 3,814 households. Excelsior Springs city covers 10.84 square miles of land, which is 967 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Excelsior Springs in?
Excelsior Springs lies in more than one. By area it is 90.2 percent in Clay County, 9.8 percent in Ray County. This page sits under Clay County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Excelsior Springs?
$72,609. The median owner-occupied home is valued at $186,800. Median gross rent is $975 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Excelsior Springs businesses?
18 7(a) approvals totaling $3.6 m since FY2020, across 10 lenders, median approval $100,000, plus 2 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Excelsior Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Excelsior Springs borrowers get paid back?
No rate is published for Excelsior Springs. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Excelsior Springs in the National Flood Insurance Program?
Yes. Excelsior Springs appears in the FEMA Community Status Book as Excelsior Springs, city of, community 290090, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Excelsior Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Excelsior Springs.
Is zoning published for Excelsior Springs?
No. Nothing on this page presents parcel level zoning.