HomeMissouriClay CountyExcelsior Springs city
Excelsior Springs city, Missouri: commercial real estate data.
Excelsior Springs city is a Census city of 10,484 people across 10.84 square miles of land, lying across Clay County and Ray County. Median household income is $72,609, 68.2 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $3.6 m.
77 sourced place values · tier FULL · 8 sections
Excelsior Springs
What Excelsior Springs is
- Census place typecity
- Land area10.84 sq mi
- Water area0.02 sq mi
- Population per square mile of land967
- County holding the largest share of its areaClay County, 90.2 percent
- Counties this place lies inClay County 90.2 percent, Ray County 9.8 percent
Excelsior Springs city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
How many people live in Excelsior Springs
- Population10,484
- Median age35.9
- Population under 182,429
- Share under 1823.2 percent
- Population 65 and over1,641
- Share 65 and over15.7 percent
- Households3,814
- Family households2,610
- Share of households that are families68.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
Income and work in Excelsior Springs
- Median household income$72,609
- Per capita income$31,334
- Civilian labor force5,600
- Employed5,322
- Unemployed278 plus or minus 157
- Unemployment rate5.0 percent plus or minus 2.8
- Adults 25 and over7,036
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
Housing in Excelsior Springs
- Housing units4,337
- Occupied units3,814
- Vacant units523 plus or minus 186
- Vacancy rate12.1 percent plus or minus 4.2
- Owner occupied2,600
- Renter occupied1,214
- Ownership rate68.2 percent
- Median owner-occupied home value$186,800
- Median gross rent, monthly$975
- Annual rent as a share of median income16.1 percent plus or minus 3.8
- Single family units3,330
- Share single family76.8 percent
- Units in buildings of two or more930 plus or minus 281
- Share in buildings of two or more21.4 percent plus or minus 6.3
- Mobile homes77 plus or minus 63
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
How Excelsior Springs gets to work
- Workers 16 and over who commute4,835
- Commuting under 15 minutes1,699
- Share commuting under 15 minutes35.1 percent
- Commuting 30 minutes or more1,584 plus or minus 333
- Share commuting 30 minutes or more32.8 percent
- Drove alone76.2 percent
- Carpooled10.5 percent plus or minus 3.6
- Public transport0.0 percent
- Walked2.6 percent plus or minus 1.9
- Worked from home7.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Excelsior Springs
SBA 7(a) lending to Excelsior Springs borrowers
- Approvals18
- Gross approval$3,636,300
- Average approval$202,017
- Median approval$107,600
- Ninetieth percentile approval$629,500
- Largest approval$1,000,000
- Jobs supported170
- Jobs per approval9.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS10
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Excelsior Springs
SBA 504 lending to Excelsior Springs borrowers
- Approvals2
- Gross approval$1,315,000
- Average approval$657,500
- Median approval$902,000
- Largest approval$902,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clay County, not Excelsior Springs
Clay County context, not Excelsior Springs figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Excelsior Springs measurements.
- Establishments in Clay County5,654
- Employment at those establishments, Clay County118,402
- Covered employment, Clay County111,855
- Average annual pay, Clay County$63,093
- Average weekly wage, Clay County$1,213
- Housing units permitted, Clay County356
- Of those, single family, Clay County314
- County product, 2024, Clay County$17,309,687,000
- County product change over the prior year, Clay County3.0 percent
- Average income of an arriving household, Clay County$62,064
Every figure in this section is published for Clay County as a whole and is not a measurement of Excelsior Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Excelsior Springs questions, answered from the record.
How many people live in Excelsior Springs, Missouri?
10,484, in 3,814 households. Excelsior Springs city covers 10.84 square miles of land, which is 967 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Excelsior Springs in?
Excelsior Springs lies in more than one. By area it is 90.2 percent in Clay County, 9.8 percent in Ray County. This page sits under Clay County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Excelsior Springs?
$72,609. The median owner-occupied home is valued at $186,800. Median gross rent is $975 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Excelsior Springs businesses?
18 7(a) approvals totalling $3.6 m, across 10 lenders, median approval $107,600, plus 2 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in Excelsior Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Excelsior Springs borrowers get paid back?
No rate is published for Excelsior Springs. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Excelsior Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Excelsior Springs.
Is zoning published for Excelsior Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.