HomeMissouriClay CountyKearney
Kearney, Missouri: commercial real estate data.
Kearney is a Census city of 10,885 people across 13.33 square miles of land, in Clay County. Median household income is $103,622, 74.5 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kearney
What Kearney is
- Census place typecity
- Land area13.33 sq mi
- Water area0.01 sq mi
- Population per square mile of land816
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
How many people live in Kearney
- Population10,885
- Median age39.3
- Population under 182,579
- Share under 1823.7 percent
- Population 65 and over1,967
- Share 65 and over18.1 percent
- Households4,316
- Family households2,875
- Share of households that are families66.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
Income and work in Kearney
- Median household income$103,622
- Per capita income$52,009
- Civilian labor force6,141
- Employed5,982
- Unemployed159 plus or minus 111
- Unemployment rate2.6 percent plus or minus 1.8
- Adults 25 and over7,756
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher36.8 percent
- Adults 25 and over with a graduate degree14.4 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
Housing in Kearney
- Housing units4,406
- Occupied units4,316
- Vacant units90 plus or minus 94
- Vacancy rate2.0 percent plus or minus 2.1
- Owner occupied3,217
- Renter occupied1,099 plus or minus 255
- Ownership rate74.5 percent
- Median owner-occupied home value$298,400
- Median gross rent, monthly$1,251
- Annual rent as a share of median income14.5 percent
- Single family units3,675
- Share single family83.4 percent
- Units in buildings of two or more731 plus or minus 222
- Share in buildings of two or more16.6 percent plus or minus 5.0
- Mobile homes0
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
How Kearney gets to work
- Workers 16 and over who commute5,038
- Commuting under 15 minutes1,561 plus or minus 366
- Share commuting under 15 minutes31.0 percent plus or minus 6.8
- Commuting 30 minutes or more1,781
- Share commuting 30 minutes or more35.4 percent
- Drove alone77.8 percent
- Carpooled5.2 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.9 percent plus or minus 0.8
- Worked from home15.2 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
SBA loans in Kearney (7(a))
- Approvals15
- Gross approval$5,084,700
- Average approval$338,980
- Median approval$181,200
- Largest approval$1,200,000
- Jobs supported96
- Jobs per approval6.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises6.7 percent
- Distinct lenders10
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Kearney, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearney
SBA loans in Kearney (504)
- Approvals9
- Gross approval$5,293,000
- Average approval$588,111
- Median approval$274,000
- Largest approval$2,547,000
- Jobs supported47
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Kearney, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kearney
Flood risk in Kearney
- NFIP communityCity of Kearney
- NFIP community number290095
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/15
The City of Kearney participates in the National Flood Insurance Program as community 290095 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Kearney
Clay County context, not Kearney figures
- Establishments in Clay County5,654
- Covered employment, Clay County111,855
- Average annual pay, Clay County$63,093
- Housing units permitted, Clay County356
Every figure in this section is published for Clay County as a whole and is not a measurement of Kearney.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kearney questions, answered from the record.
How many people live in Kearney, Missouri?
10,885, in 4,316 households. Kearney city covers 13.33 square miles of land, which is 816 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kearney in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kearney?
$103,622. The median owner-occupied home is valued at $298,400. Median gross rent is $1,251 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kearney businesses?
15 7(a) approvals totaling $5.1 m since FY2020, across 10 lenders, median approval $181,200, plus 9 504 approvals worth $5.3 m since FY2010. These count approvals to borrowers whose address is in Kearney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kearney borrowers get paid back?
No rate is published for Kearney. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kearney in the National Flood Insurance Program?
Yes. Kearney appears in the FEMA Community Status Book as Kearney, city of, community 290095, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kearney figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kearney.
Is zoning published for Kearney?
No. Nothing on this page presents parcel level zoning.