HomeMissouriClay CountySmithville
Smithville, Missouri: commercial real estate data.
Smithville is a Census city of 10,705 people across 16.16 square miles of land, in Clay County. Median household income is $101,165, 84.2 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $7.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Smithville
What Smithville is
- Census place typecity
- Land area16.16 sq mi
- Water area0.11 sq mi
- Population per square mile of land663
- County holding the largest share of its areaClay County, 99.3 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How many people live in Smithville
- Population10,705
- Median age37.4
- Population under 182,815
- Share under 1826.3 percent
- Population 65 and over1,646
- Share 65 and over15.4 percent
- Households4,075
- Family households3,002
- Share of households that are families73.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Income and work in Smithville
- Median household income$101,165
- Per capita income$43,308
- Civilian labor force5,362
- Employed5,304
- Unemployed58 plus or minus 49
- Unemployment rate1.1 percent plus or minus 0.9
- Adults 25 and over7,134
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher32.4 percent
- Adults 25 and over with a graduate degree12.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Housing in Smithville
- Housing units4,176
- Occupied units4,075
- Vacant units101 plus or minus 97
- Vacancy rate2.4 percent plus or minus 2.3
- Owner occupied3,432
- Renter occupied643 plus or minus 164
- Ownership rate84.2 percent
- Median owner-occupied home value$290,600
- Median gross rent, monthly$1,323 plus or minus $371
- Annual rent as a share of median income15.7 percent plus or minus 4.6
- Single family units3,585
- Share single family85.8 percent
- Units in buildings of two or more586 plus or minus 206
- Share in buildings of two or more14.0 percent plus or minus 4.9
- Mobile homes5 plus or minus 8
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How Smithville gets to work
- Workers 16 and over who commute4,574
- Commuting under 15 minutes995 plus or minus 278
- Share commuting under 15 minutes21.8 percent plus or minus 5.7
- Commuting 30 minutes or more2,030 plus or minus 420
- Share commuting 30 minutes or more44.4 percent
- Drove alone81.0 percent
- Carpooled2.9 percent plus or minus 1.6
- Public transport0.0 percent
- Walked1.7 percent plus or minus 1.3
- Worked from home13.5 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
SBA loans in Smithville (7(a))
- Approvals12
- Gross approval$6,990,000
- Average approval$582,500
- Median approval$103,750
- Largest approval$3,672,000
- Jobs supported130
- Jobs per approval10.8
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term93 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises8.3 percent
- Distinct lenders9
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smithville
SBA loans in Smithville (504)
- Approvals5
- Gross approval$1,765,000
- Average approval$353,000
- Median approval$346,000
- Largest approval$698,000
- Jobs supported33
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Smithville
Flood risk in Smithville
- NFIP communityCity of Smithville
- NFIP community number295271
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/15
The City of Smithville participates in the National Flood Insurance Program as community 295271 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not Smithville
Clay County context, not Smithville figures
- Establishments in Clay County5,654
- Covered employment, Clay County111,855
- Average annual pay, Clay County$63,093
- Housing units permitted, Clay County356
Every figure in this section is published for Clay County as a whole and is not a measurement of Smithville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Smithville questions, answered from the record.
How many people live in Smithville, Missouri?
10,705, in 4,075 households. Smithville city covers 16.16 square miles of land, which is 663 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smithville in?
Clay County, which holds 99.3 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smithville?
$101,165. The median owner-occupied home is valued at $290,600. Median gross rent is $1,323 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smithville businesses?
12 7(a) approvals totaling $7.0 m since FY2020, across 9 lenders, median approval $103,750, plus 5 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Smithville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smithville borrowers get paid back?
No rate is published for Smithville. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Smithville in the National Flood Insurance Program?
Yes. Smithville appears in the FEMA Community Status Book as Smithville, city of, community 295271, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Smithville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithville.
Is zoning published for Smithville?
No. Nothing on this page presents parcel level zoning.