HomeMissouriSt. Charles CountyCottleville
Cottleville, Missouri: commercial real estate data.
Cottleville is a Census city of 5,937 people across 4.74 square miles of land, in St. Charles County. Median household income is $131,310, 80.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $4.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cottleville
What Cottleville is
- Census place typecity
- Land area4.74 sq mi
- Water area0 sq mi
- Population per square mile of land1,253
- County holding the largest share of its areaSt. Charles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottleville
How many people live in Cottleville
- Population5,937
- Median age41.1
- Population under 181,308
- Share under 1822.0 percent
- Population 65 and over901 plus or minus 250
- Share 65 and over15.2 percent plus or minus 4.2
- Households2,206
- Family households1,566
- Share of households that are families71.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottleville
Income and work in Cottleville
- Median household income$131,310 plus or minus $28,368
- Per capita income$67,203
- Civilian labor force3,704
- Employed3,617
- Unemployed87 plus or minus 92
- Unemployment rate2.3 percent plus or minus 2.5
- Adults 25 and over3,916
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher53.3 percent
- Adults 25 and over with a graduate degree25.1 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottleville
Housing in Cottleville
- Housing units2,275
- Occupied units2,206
- Vacant units69 plus or minus 89
- Vacancy rate3.0 percent plus or minus 3.9
- Owner occupied1,779
- Renter occupied427 plus or minus 165
- Ownership rate80.6 percent
- Median owner-occupied home value$435,400
- Median gross rent, monthly$1,624
- Annual rent as a share of median income14.8 percent plus or minus 3.8
- Single family units1,831
- Share single family80.5 percent
- Units in buildings of two or more444 plus or minus 171
- Share in buildings of two or more19.5 percent plus or minus 7.3
- Mobile homes0
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottleville
How Cottleville gets to work
- Workers 16 and over who commute3,061
- Commuting under 15 minutes804 plus or minus 225
- Share commuting under 15 minutes26.3 percent plus or minus 6.8
- Commuting 30 minutes or more951 plus or minus 222
- Share commuting 30 minutes or more31.1 percent plus or minus 6.5
- Drove alone76.2 percent
- Carpooled4.4 percent plus or minus 2.9
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.3
- Worked from home13.7 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottleville
SBA loans in Cottleville (7(a))
- Approvals1
- Gross approval$4,112,000
- Average approval$4,112,000
- Median approval$4,112,000
- Largest approval$4,112,000
- Jobs supported75
- Jobs per approval75.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term129 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cottleville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cottleville
SBA loans in Cottleville (504)
- Approvals9
- Gross approval$7,692,000
- Average approval$854,667
- Median approval$771,000
- Largest approval$1,784,000
- Jobs supported108
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Cottleville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cottleville
Flood risk in Cottleville
- NFIP communityCity of Cottleville
- NFIP community number290898
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/20/16
The City of Cottleville participates in the National Flood Insurance Program as community 290898 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Charles County, not Cottleville
St. Charles County context, not Cottleville figures
- Establishments in St. Charles County8,946
- Covered employment, St. Charles County162,611
- Average annual pay, St. Charles County$60,105
- Housing units permitted, St. Charles County2,040
Every figure in this section is published for St. Charles County as a whole and is not a measurement of Cottleville.
All St. Charles County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cottleville questions, answered from the record.
How many people live in Cottleville, Missouri?
5,937, in 2,206 households. Cottleville city covers 4.74 square miles of land, which is 1,253 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottleville in?
St. Charles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottleville?
$131,310. The median owner-occupied home is valued at $435,400. Median gross rent is $1,624 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottleville businesses?
1 7(a) approvals totaling $4.1 m since FY2020, across 1 lenders, median approval $4,112,000, plus 9 504 approvals worth $7.7 m since FY2010. These count approvals to borrowers whose address is in Cottleville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottleville borrowers get paid back?
No rate is published for Cottleville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cottleville in the National Flood Insurance Program?
Yes. Cottleville appears in the FEMA Community Status Book as Cottleville, city of, community 290898, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cottleville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Charles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottleville.
Is zoning published for Cottleville?
No. Nothing on this page presents parcel level zoning.