HomeMissouriSt. Charles CountyO'Fallon city
O'Fallon city, Missouri: commercial real estate data.
O'Fallon city is a Census city of 93,801 people across 30.55 square miles of land, in St. Charles County. Median household income is $110,443, 81.0 percent of occupied homes are owned, and the SBA record carries 102 7(a) approvals to borrowers here worth $40.0 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
O'Fallon
What O'Fallon is
- Census place typecity
- Land area30.55 sq mi
- Water area0 sq mi
- Population per square mile of land3,070
- County holding the largest share of its areaSt. Charles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Fallon
How many people live in O'Fallon
- Population93,801
- Median age38.4
- Population under 1822,676
- Share under 1824.2 percent
- Population 65 and over13,569
- Share 65 and over14.5 percent
- Households35,471
- Family households25,352
- Share of households that are families71.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Fallon
Income and work in O'Fallon
- Median household income$110,443
- Per capita income$49,304
- Civilian labor force54,222
- Employed52,770
- Unemployed1,452 plus or minus 358
- Unemployment rate2.7 percent plus or minus 0.7
- Adults 25 and over64,636
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher43.3 percent
- Adults 25 and over with a graduate degree15.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Fallon
Housing in O'Fallon
- Housing units36,206
- Occupied units35,471
- Vacant units735 plus or minus 295
- Vacancy rate2.0 percent plus or minus 0.8
- Owner occupied28,737
- Renter occupied6,734
- Ownership rate81.0 percent
- Median owner-occupied home value$326,200
- Median gross rent, monthly$1,443
- Annual rent as a share of median income15.7 percent
- Single family units30,496
- Share single family84.2 percent
- Units in buildings of two or more4,493
- Share in buildings of two or more12.4 percent
- Mobile homes1,217 plus or minus 280
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Fallon
How O'Fallon gets to work
- Workers 16 and over who commute42,679
- Commuting under 15 minutes9,167
- Share commuting under 15 minutes21.5 percent
- Commuting 30 minutes or more17,198
- Share commuting 30 minutes or more40.3 percent
- Drove alone75.2 percent
- Carpooled4.3 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.8 percent plus or minus 0.5
- Worked from home18.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
O'Fallon
SBA loans in O'Fallon (7(a))
- Approvals102
- Gross approval$40,024,500
- Average approval$392,397
- Median approval$219,000
- Ninetieth percentile approval$1,094,500
- Largest approval$2,051,000
- Jobs supported1,376
- Jobs per approval13.5
- Loans with a final outcome18
- Paid in full15
- Charged off3
- Charge-off rate over resolved loans16.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.9 percent
- Share to franchises27.5 percent
- Distinct lenders43
- Distinct industries by NAICS45
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
O'Fallon
SBA loans in O'Fallon (504)
- Approvals46
- Gross approval$27,950,000
- Average approval$607,609
- Median approval$414,000
- Largest approval$3,340,000
- Jobs supported486
- Loans with a final outcome18
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Charles County, not O'Fallon
St. Charles County context, not O'Fallon figures
These are St. Charles County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as O'Fallon measurements.
- Establishments in St. Charles County8,946
- Employment at those establishments, St. Charles County143,624
- Covered employment, St. Charles County162,611
- Average annual pay, St. Charles County$60,105
- Average weekly wage, St. Charles County$1,156
- Housing units permitted, St. Charles County2,040
- Of those, single family, St. Charles County1,420
- County product, 2024, St. Charles County$26,418,953,000
- County product change over the prior year, St. Charles County5.8 percent
- Average income of an arriving household, St. Charles County$77,444
Every figure in this section is published for St. Charles County as a whole and is not a measurement of O'Fallon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
O'Fallon questions, answered from the record.
How many people live in O'Fallon, Missouri?
93,801, in 35,471 households. O'Fallon city covers 30.55 square miles of land, which is 3,070 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is O'Fallon in?
St. Charles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in O'Fallon?
$110,443. The median owner-occupied home is valued at $326,200. Median gross rent is $1,443 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to O'Fallon businesses?
102 7(a) approvals totalling $40.0 m, across 43 lenders, median approval $219,000, plus 46 504 approvals worth $27.9 m. These count approvals to borrowers whose address is in O'Fallon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to O'Fallon borrowers get paid back?
Of the 18 loans that have reached a final outcome, 15 were paid in full and 3 charged off, a charge off rate of 16.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page O'Fallon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Charles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of O'Fallon.
Is zoning published for O'Fallon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.