HomeNew JerseyBergen CountyBergenfield
Bergenfield, New Jersey: commercial real estate data.
Bergenfield is a Census borough of 28,450 people across 2.90 square miles of land, in Bergen County. Median household income is $130,045, 70.6 percent of occupied homes are owned, and the SBA record carries 39 7(a) approvals to borrowers here worth $9.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bergenfield
What Bergenfield is
- Census place typeborough
- Land area2.9 sq mi
- Water area0.01 sq mi
- Population per square mile of land9,796
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bergenfield
How many people live in Bergenfield
- Population28,450
- Median age40.7
- Population under 186,033
- Share under 1821.2 percent
- Population 65 and over4,780
- Share 65 and over16.8 percent
- Households9,322
- Family households7,180
- Share of households that are families77.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bergenfield
Income and work in Bergenfield
- Median household income$130,045
- Per capita income$48,968
- Civilian labor force15,709
- Employed14,730
- Unemployed979 plus or minus 331
- Unemployment rate6.2 percent plus or minus 2.1
- Adults 25 and over19,546
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher48.3 percent
- Adults 25 and over with a graduate degree14.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bergenfield
Housing in Bergenfield
- Housing units9,479
- Occupied units9,322
- Vacant units157 plus or minus 86
- Vacancy rate1.7 percent plus or minus 0.9
- Owner occupied6,578
- Renter occupied2,744
- Ownership rate70.6 percent
- Median owner-occupied home value$491,500
- Median gross rent, monthly$1,752
- Annual rent as a share of median income16.2 percent
- Single family units6,934
- Share single family73.2 percent
- Units in buildings of two or more2,545
- Share in buildings of two or more26.8 percent
- Mobile homes0
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bergenfield
How Bergenfield gets to work
- Workers 16 and over who commute13,103
- Commuting under 15 minutes2,590
- Share commuting under 15 minutes19.8 percent
- Commuting 30 minutes or more6,474
- Share commuting 30 minutes or more49.4 percent
- Drove alone67.9 percent
- Carpooled9.6 percent plus or minus 2.3
- Public transport9.8 percent plus or minus 2.6
- Walked2.0 percent plus or minus 0.9
- Worked from home8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bergenfield
SBA loans in Bergenfield (7(a))
- Approvals39
- Gross approval$9,659,400
- Average approval$247,677
- Median approval$113,000
- Ninetieth percentile approval$602,520
- Largest approval$1,575,000
- Jobs supported192
- Jobs per approval4.9
- Loans with a final outcome5
- Paid in full2
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more12.8 percent
- Share to franchises2.6 percent
- Distinct lenders17
- Distinct industries by NAICS31
Counted by borrower city: approvals to borrowers whose address is in Bergenfield, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bergenfield
SBA loans in Bergenfield (504)
- Approvals3
- Gross approval$1,344,000
- Average approval$448,000
- Median approval$327,000
- Largest approval$735,000
- Jobs supported27
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Bergenfield, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergenfield
Flood risk in Bergenfield
- NFIP communityBorough of Bergenfield
- NFIP community number340020
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Bergenfield participates in the National Flood Insurance Program as community 340020 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Bergenfield
Bergen County context, not Bergenfield figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Bergenfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bergenfield questions, answered from the record.
How many people live in Bergenfield, New Jersey?
28,450, in 9,322 households. Bergenfield borough covers 2.90 square miles of land, which is 9,796 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bergenfield in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bergenfield?
$130,045. The median owner-occupied home is valued at $491,500. Median gross rent is $1,752 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bergenfield businesses?
39 7(a) approvals totaling $9.7 m since FY2020, across 17 lenders, median approval $113,000, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Bergenfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bergenfield borrowers get paid back?
No rate is published for Bergenfield. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bergenfield in the National Flood Insurance Program?
Yes. Bergenfield appears in the FEMA Community Status Book as Bergenfield, borough of, community 340020, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bergenfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bergenfield.
Is zoning published for Bergenfield?
No. Nothing on this page presents parcel level zoning.