HomeNew JerseyBergen CountyRutherford borough
Rutherford borough, New Jersey: commercial real estate data.
Rutherford borough is a Census borough of 18,894 people across 2.78 square miles of land, in Bergen County. Median household income is $143,153, 64.3 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $10.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rutherford
What Rutherford is
- Census place typeborough
- Land area2.78 sq mi
- Water area0.11 sq mi
- Population per square mile of land6,794
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
How many people live in Rutherford
- Population18,894
- Median age40.0
- Population under 183,833
- Share under 1820.3 percent
- Population 65 and over2,951
- Share 65 and over15.6 percent
- Households6,875
- Family households4,755
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
Income and work in Rutherford
- Median household income$143,153
- Per capita income$62,187
- Civilian labor force10,760
- Employed10,306
- Unemployed454 plus or minus 143
- Unemployment rate4.2 percent plus or minus 1.3
- Adults 25 and over12,843
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher60.5 percent
- Adults 25 and over with a graduate degree23.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
Housing in Rutherford
- Housing units7,129
- Occupied units6,875
- Vacant units254 plus or minus 121
- Vacancy rate3.6 percent plus or minus 1.7
- Owner occupied4,424
- Renter occupied2,451
- Ownership rate64.3 percent
- Median owner-occupied home value$603,600
- Median gross rent, monthly$1,966
- Annual rent as a share of median income16.5 percent
- Single family units4,209
- Share single family59.0 percent
- Units in buildings of two or more2,817
- Share in buildings of two or more39.5 percent
- Mobile homes103 plus or minus 172
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
How Rutherford gets to work
- Workers 16 and over who commute7,812
- Commuting under 15 minutes1,525 plus or minus 329
- Share commuting under 15 minutes19.5 percent plus or minus 4.0
- Commuting 30 minutes or more4,077
- Share commuting 30 minutes or more52.2 percent
- Drove alone50.8 percent
- Carpooled3.6 percent plus or minus 1.4
- Public transport17.2 percent plus or minus 3.6
- Walked1.7 percent plus or minus 0.7
- Worked from home23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
SBA loans in Rutherford (7(a))
- Approvals23
- Gross approval$9,992,200
- Average approval$434,443
- Median approval$201,200
- Ninetieth percentile approval$1,320,000
- Largest approval$2,000,000
- Jobs supported190
- Jobs per approval8.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.1 percent
- Share to franchises21.7 percent
- Distinct lenders11
- Distinct industries by NAICS17
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rutherford
SBA loans in Rutherford (504)
- Approvals2
- Gross approval$584,000
- Average approval$292,000
- Median approval$315,000
- Largest approval$315,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Rutherford
Bergen County context, not Rutherford figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rutherford measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Rutherford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rutherford questions, answered from the record.
How many people live in Rutherford, New Jersey?
18,894, in 6,875 households. Rutherford borough covers 2.78 square miles of land, which is 6,794 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rutherford in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rutherford?
$143,153. The median owner-occupied home is valued at $603,600. Median gross rent is $1,966 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rutherford businesses?
23 7(a) approvals totalling $10.0 m, across 11 lenders, median approval $201,200, plus 2 504 approvals worth $584,000. These count approvals to borrowers whose address is in Rutherford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rutherford borrowers get paid back?
No rate is published for Rutherford. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rutherford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rutherford.
Is zoning published for Rutherford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.