HomeNew JerseyBergen CountyRutherford
Rutherford, New Jersey: commercial real estate data.
Rutherford is a Census borough of 18,894 people across 2.78 square miles of land, in Bergen County. Median household income is $143,153, 64.3 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $10.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rutherford
What Rutherford is
- Census place typeborough
- Land area2.78 sq mi
- Water area0.11 sq mi
- Population per square mile of land6,794
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
How many people live in Rutherford
- Population18,894
- Median age40.0
- Population under 183,833
- Share under 1820.3 percent
- Population 65 and over2,951
- Share 65 and over15.6 percent
- Households6,875
- Family households4,755
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
Income and work in Rutherford
- Median household income$143,153
- Per capita income$62,187
- Civilian labor force10,760
- Employed10,306
- Unemployed454 plus or minus 143
- Unemployment rate4.2 percent plus or minus 1.3
- Adults 25 and over12,843
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher60.5 percent
- Adults 25 and over with a graduate degree23.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
Housing in Rutherford
- Housing units7,129
- Occupied units6,875
- Vacant units254 plus or minus 121
- Vacancy rate3.6 percent plus or minus 1.7
- Owner occupied4,424
- Renter occupied2,451
- Ownership rate64.3 percent
- Median owner-occupied home value$603,600
- Median gross rent, monthly$1,966
- Annual rent as a share of median income16.5 percent
- Single family units4,209
- Share single family59.0 percent
- Units in buildings of two or more2,817
- Share in buildings of two or more39.5 percent
- Mobile homes103 plus or minus 172
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
How Rutherford gets to work
- Workers 16 and over who commute7,812
- Commuting under 15 minutes1,525 plus or minus 329
- Share commuting under 15 minutes19.5 percent plus or minus 4.0
- Commuting 30 minutes or more4,077
- Share commuting 30 minutes or more52.2 percent
- Drove alone50.8 percent
- Carpooled3.6 percent plus or minus 1.4
- Public transport17.2 percent plus or minus 3.6
- Walked1.7 percent plus or minus 0.7
- Worked from home23.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutherford
SBA loans in Rutherford (7(a))
- Approvals23
- Gross approval$9,992,200
- Average approval$434,443
- Median approval$201,200
- Ninetieth percentile approval$1,246,000
- Largest approval$2,000,000
- Jobs supported190
- Jobs per approval8.3
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.1 percent
- Share to franchises21.7 percent
- Distinct lenders11
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Rutherford, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rutherford
SBA loans in Rutherford (504)
- Approvals2
- Gross approval$584,000
- Average approval$292,000
- Median approval$292,000
- Largest approval$315,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rutherford, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rutherford
Flood risk in Rutherford
- NFIP communityBorough of Rutherford
- NFIP community number340072
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Rutherford participates in the National Flood Insurance Program as community 340072 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Rutherford
Bergen County context, not Rutherford figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Rutherford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rutherford questions, answered from the record.
How many people live in Rutherford, New Jersey?
18,894, in 6,875 households. Rutherford borough covers 2.78 square miles of land, which is 6,794 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rutherford in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rutherford?
$143,153. The median owner-occupied home is valued at $603,600. Median gross rent is $1,966 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rutherford businesses?
23 7(a) approvals totaling $10.0 m since FY2020, across 11 lenders, median approval $201,200, plus 2 504 approvals worth $584,000 since FY2010. These count approvals to borrowers whose address is in Rutherford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rutherford borrowers get paid back?
No rate is published for Rutherford. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rutherford in the National Flood Insurance Program?
Yes. Rutherford appears in the FEMA Community Status Book as Rutherford, borough of, community 340072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rutherford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rutherford.
Is zoning published for Rutherford?
No. Nothing on this page presents parcel level zoning.