HomeNew JerseyBergen CountyLodi borough
Lodi borough, New Jersey: commercial real estate data.
Lodi borough is a Census borough of 26,082 people across 2.27 square miles of land, in Bergen County. Median household income is $89,305, 42.4 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $11.2 m.
76 sourced place values · tier FULL · 8 sections
Lodi
What Lodi is
- Census place typeborough
- Land area2.27 sq mi
- Water area0.02 sq mi
- Population per square mile of land11,479
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How many people live in Lodi
- Population26,082
- Median age41.1
- Population under 184,870
- Share under 1818.7 percent
- Population 65 and over3,553
- Share 65 and over13.6 percent
- Households9,687
- Family households6,277
- Share of households that are families64.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Income and work in Lodi
- Median household income$89,305
- Per capita income$46,990
- Civilian labor force15,182
- Employed14,113
- Unemployed1,069 plus or minus 338
- Unemployment rate7.0 percent plus or minus 2.2
- Adults 25 and over19,193
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Housing in Lodi
- Housing units10,108
- Occupied units9,687
- Vacant units421 plus or minus 181
- Vacancy rate4.2 percent plus or minus 1.8
- Owner occupied4,105
- Renter occupied5,582
- Ownership rate42.4 percent
- Median owner-occupied home value$475,000
- Median gross rent, monthly$1,714
- Annual rent as a share of median income23.0 percent
- Single family units2,703
- Share single family26.7 percent
- Units in buildings of two or more7,084
- Share in buildings of two or more70.1 percent
- Mobile homes240 plus or minus 211
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How Lodi gets to work
- Workers 16 and over who commute12,686
- Commuting under 15 minutes3,495
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more4,688
- Share commuting 30 minutes or more37.0 percent
- Drove alone66.6 percent
- Carpooled13.8 percent plus or minus 3.4
- Public transport6.5 percent plus or minus 2.1
- Walked2.5 percent plus or minus 1.4
- Worked from home7.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
SBA 7(a) lending to Lodi borrowers
- Approvals42
- Gross approval$11,220,300
- Average approval$267,150
- Median approval$100,000
- Ninetieth percentile approval$687,000
- Largest approval$2,300,000
- Jobs supported252
- Jobs per approval6.0
- Loans with a final outcome7
- Paid in full5
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises4.8 percent
- Distinct lenders17
- Distinct industries by NAICS33
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lodi
SBA 504 lending to Lodi borrowers
- Approvals9
- Gross approval$7,137,000
- Average approval$793,000
- Median approval$827,000
- Largest approval$1,572,000
- Jobs supported79
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Lodi
Bergen County context, not Lodi figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lodi measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Lodi. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lodi questions, answered from the record.
How many people live in Lodi, New Jersey?
26,082, in 9,687 households. Lodi borough covers 2.27 square miles of land, which is 11,479 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lodi in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lodi?
$89,305. The median owner-occupied home is valued at $475,000. Median gross rent is $1,714 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lodi businesses?
42 7(a) approvals totalling $11.2 m, across 17 lenders, median approval $100,000, plus 9 504 approvals worth $7.1 m. These count approvals to borrowers whose address is in Lodi, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lodi borrowers get paid back?
No rate is published for Lodi. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Lodi figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lodi.
Is zoning published for Lodi?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.