HomeNew JerseyBergen CountyLodi
Lodi, New Jersey: commercial real estate data.
Lodi is a Census borough of 26,082 people across 2.27 square miles of land, in Bergen County. Median household income is $89,305, 42.4 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $11.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lodi
What Lodi is
- Census place typeborough
- Land area2.27 sq mi
- Water area0.02 sq mi
- Population per square mile of land11,479
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How many people live in Lodi
- Population26,082
- Median age41.1
- Population under 184,870
- Share under 1818.7 percent
- Population 65 and over3,553
- Share 65 and over13.6 percent
- Households9,687
- Family households6,277
- Share of households that are families64.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Income and work in Lodi
- Median household income$89,305
- Per capita income$46,990
- Civilian labor force15,182
- Employed14,113
- Unemployed1,069 plus or minus 338
- Unemployment rate7.0 percent plus or minus 2.2
- Adults 25 and over19,193
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Housing in Lodi
- Housing units10,108
- Occupied units9,687
- Vacant units421 plus or minus 181
- Vacancy rate4.2 percent plus or minus 1.8
- Owner occupied4,105
- Renter occupied5,582
- Ownership rate42.4 percent
- Median owner-occupied home value$475,000
- Median gross rent, monthly$1,714
- Annual rent as a share of median income23.0 percent
- Single family units2,703
- Share single family26.7 percent
- Units in buildings of two or more7,084
- Share in buildings of two or more70.1 percent
- Mobile homes240 plus or minus 211
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How Lodi gets to work
- Workers 16 and over who commute12,686
- Commuting under 15 minutes3,495
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more4,688
- Share commuting 30 minutes or more37.0 percent
- Drove alone66.6 percent
- Carpooled13.8 percent plus or minus 3.4
- Public transport6.5 percent plus or minus 2.1
- Walked2.5 percent plus or minus 1.4
- Worked from home7.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
SBA loans in Lodi (7(a))
- Approvals42
- Gross approval$11,220,300
- Average approval$267,150
- Median approval$100,000
- Ninetieth percentile approval$663,800
- Largest approval$2,300,000
- Jobs supported252
- Jobs per approval6.0
- Loans with a final outcome7
- Paid in full5
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises4.8 percent
- Distinct lenders17
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Lodi, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lodi
SBA loans in Lodi (504)
- Approvals9
- Gross approval$7,137,000
- Average approval$793,000
- Median approval$827,000
- Largest approval$1,572,000
- Jobs supported79
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lodi, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lodi
Flood risk in Lodi
- NFIP communityBorough of Lodi
- NFIP community number340047
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date08/28/19
The Borough of Lodi participates in the National Flood Insurance Program as community 340047 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Lodi
Bergen County context, not Lodi figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Lodi.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lodi questions, answered from the record.
How many people live in Lodi, New Jersey?
26,082, in 9,687 households. Lodi borough covers 2.27 square miles of land, which is 11,479 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lodi in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lodi?
$89,305. The median owner-occupied home is valued at $475,000. Median gross rent is $1,714 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lodi businesses?
42 7(a) approvals totaling $11.2 m since FY2020, across 17 lenders, median approval $100,000, plus 9 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Lodi, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lodi borrowers get paid back?
No rate is published for Lodi. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lodi in the National Flood Insurance Program?
Yes. Lodi appears in the FEMA Community Status Book as Lodi, borough of, community 340047, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lodi figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lodi.
Is zoning published for Lodi?
No. Nothing on this page presents parcel level zoning.