HomeNew JerseyBergen CountyRidgewood
Ridgewood, New Jersey: commercial real estate data.
Ridgewood is a Census village of 26,308 people across 5.74 square miles of land, in Bergen County. Median household income is $208,211, 82.5 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $16.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ridgewood
What Ridgewood is
- Census place typevillage
- Land area5.74 sq mi
- Water area0.06 sq mi
- Population per square mile of land4,582
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
How many people live in Ridgewood
- Population26,308
- Median age41.6
- Population under 187,249
- Share under 1827.6 percent
- Population 65 and over3,665
- Share 65 and over13.9 percent
- Households8,903
- Family households7,072
- Share of households that are families79.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
Income and work in Ridgewood
- Median household income$208,211
- Per capita income$93,638
- Civilian labor force13,594
- Employed13,131
- Unemployed463 plus or minus 154
- Unemployment rate3.4 percent plus or minus 1.1
- Adults 25 and over16,957
- Adults 25 and over with a high school diploma or higher98.5 percent
- Adults 25 and over with a bachelor degree or higher80.1 percent
- Adults 25 and over with a graduate degree37.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
Housing in Ridgewood
- Housing units9,191
- Occupied units8,903
- Vacant units288 plus or minus 160
- Vacancy rate3.1 percent plus or minus 1.7
- Owner occupied7,347
- Renter occupied1,556
- Ownership rate82.5 percent
- Median owner-occupied home value$891,200
- Median gross rent, monthly$2,499
- Annual rent as a share of median income14.4 percent
- Single family units7,475
- Share single family81.3 percent
- Units in buildings of two or more1,686 plus or minus 372
- Share in buildings of two or more18.3 percent plus or minus 4.0
- Mobile homes22 plus or minus 36
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
How Ridgewood gets to work
- Workers 16 and over who commute8,718
- Commuting under 15 minutes2,552
- Share commuting under 15 minutes29.3 percent
- Commuting 30 minutes or more3,999
- Share commuting 30 minutes or more45.9 percent
- Drove alone46.9 percent
- Carpooled4.9 percent plus or minus 2.1
- Public transport12.0 percent
- Walked2.3 percent plus or minus 1.1
- Worked from home32.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
SBA loans in Ridgewood (7(a))
- Approvals37
- Gross approval$16,321,100
- Average approval$441,111
- Median approval$150,000
- Ninetieth percentile approval$1,417,000
- Largest approval$2,118,000
- Jobs supported398
- Jobs per approval10.8
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises18.9 percent
- Distinct lenders20
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Ridgewood, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgewood
SBA loans in Ridgewood (504)
- Approvals2
- Gross approval$1,273,000
- Average approval$636,500
- Median approval$636,500
- Largest approval$917,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ridgewood, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ridgewood
Flood risk in Ridgewood
- NFIP communityVillage of Ridgewood
- NFIP community number340067
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/28/19
The Village of Ridgewood participates in the National Flood Insurance Program as community 340067 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Ridgewood
Bergen County context, not Ridgewood figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Ridgewood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ridgewood questions, answered from the record.
How many people live in Ridgewood, New Jersey?
26,308, in 8,903 households. Ridgewood village covers 5.74 square miles of land, which is 4,582 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgewood in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgewood?
$208,211. The median owner-occupied home is valued at $891,200. Median gross rent is $2,499 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgewood businesses?
37 7(a) approvals totaling $16.3 m since FY2020, across 20 lenders, median approval $150,000, plus 2 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Ridgewood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgewood borrowers get paid back?
No rate is published for Ridgewood. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ridgewood in the National Flood Insurance Program?
Yes. Ridgewood appears in the FEMA Community Status Book as Ridgewood, village of, community 340067, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgewood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgewood.
Is zoning published for Ridgewood?
No. Nothing on this page presents parcel level zoning.