HomeNew JerseyBergen CountyRidgewood village
Ridgewood village, New Jersey: commercial real estate data.
Ridgewood village is a Census village of 26,308 people across 5.74 square miles of land, in Bergen County. Median household income is $208,211, 82.5 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $16.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ridgewood
What Ridgewood is
- Census place typevillage
- Land area5.74 sq mi
- Water area0.06 sq mi
- Population per square mile of land4,582
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
How many people live in Ridgewood
- Population26,308
- Median age41.6
- Population under 187,249
- Share under 1827.6 percent
- Population 65 and over3,665
- Share 65 and over13.9 percent
- Households8,903
- Family households7,072
- Share of households that are families79.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
Income and work in Ridgewood
- Median household income$208,211
- Per capita income$93,638
- Civilian labor force13,594
- Employed13,131
- Unemployed463 plus or minus 154
- Unemployment rate3.4 percent plus or minus 1.1
- Adults 25 and over16,957
- Adults 25 and over with a high school diploma or higher98.5 percent
- Adults 25 and over with a bachelor degree or higher80.1 percent
- Adults 25 and over with a graduate degree37.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
Housing in Ridgewood
- Housing units9,191
- Occupied units8,903
- Vacant units288 plus or minus 160
- Vacancy rate3.1 percent plus or minus 1.7
- Owner occupied7,347
- Renter occupied1,556
- Ownership rate82.5 percent
- Median owner-occupied home value$891,200
- Median gross rent, monthly$2,499
- Annual rent as a share of median income14.4 percent
- Single family units7,475
- Share single family81.3 percent
- Units in buildings of two or more1,686 plus or minus 372
- Share in buildings of two or more18.3 percent plus or minus 4.0
- Mobile homes22 plus or minus 36
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
How Ridgewood gets to work
- Workers 16 and over who commute8,718
- Commuting under 15 minutes2,552
- Share commuting under 15 minutes29.3 percent
- Commuting 30 minutes or more3,999
- Share commuting 30 minutes or more45.9 percent
- Drove alone46.9 percent
- Carpooled4.9 percent plus or minus 2.1
- Public transport12.0 percent
- Walked2.3 percent plus or minus 1.1
- Worked from home32.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgewood
SBA loans in Ridgewood (7(a))
- Approvals37
- Gross approval$16,321,100
- Average approval$441,111
- Median approval$150,000
- Ninetieth percentile approval$1,480,000
- Largest approval$2,118,000
- Jobs supported398
- Jobs per approval10.8
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises18.9 percent
- Distinct lenders20
- Distinct industries by NAICS26
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgewood
SBA loans in Ridgewood (504)
- Approvals2
- Gross approval$1,273,000
- Average approval$636,500
- Median approval$917,000
- Largest approval$917,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Ridgewood
Bergen County context, not Ridgewood figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ridgewood measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Ridgewood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ridgewood questions, answered from the record.
How many people live in Ridgewood, New Jersey?
26,308, in 8,903 households. Ridgewood village covers 5.74 square miles of land, which is 4,582 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgewood in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgewood?
$208,211. The median owner-occupied home is valued at $891,200. Median gross rent is $2,499 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgewood businesses?
37 7(a) approvals totalling $16.3 m, across 20 lenders, median approval $150,000, plus 2 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in Ridgewood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgewood borrowers get paid back?
No rate is published for Ridgewood. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ridgewood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgewood.
Is zoning published for Ridgewood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.