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HomeNew JerseyBergen CountyElmwood Park

Elmwood Park, New Jersey: commercial real estate data.

Elmwood Park is a Census borough of 21,412 people across 2.64 square miles of land, in Bergen County. Median household income is $101,740, 57.5 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $11.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Elmwood Park

What Elmwood Park is

  • Census place typeborough
  • Land area2.64 sq mi
  • Water area0.08 sq mi
  • Population per square mile of land8,102
  • County holding the largest share of its areaBergen County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elmwood Park

How many people live in Elmwood Park

  • Population21,412
  • Median age39.9
  • Population under 184,187
  • Share under 1819.6 percent
  • Population 65 and over3,954
  • Share 65 and over18.5 percent
  • Households7,462
  • Family households5,512
  • Share of households that are families73.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elmwood Park

Income and work in Elmwood Park

  • Median household income$101,740
  • Per capita income$43,773
  • Civilian labor force11,936
  • Employed11,050
  • Unemployed886 plus or minus 346
  • Unemployment rate7.4 percent plus or minus 2.9
  • Adults 25 and over15,389
  • Adults 25 and over with a high school diploma or higher90.6 percent
  • Adults 25 and over with a bachelor degree or higher35.1 percent
  • Adults 25 and over with a graduate degree12.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elmwood Park

Housing in Elmwood Park

  • Housing units7,765
  • Occupied units7,462
  • Vacant units303 plus or minus 167
  • Vacancy rate3.9 percent plus or minus 2.1
  • Owner occupied4,289
  • Renter occupied3,173
  • Ownership rate57.5 percent
  • Median owner-occupied home value$483,700
  • Median gross rent, monthly$2,074
  • Annual rent as a share of median income24.5 percent
  • Single family units4,148
  • Share single family53.4 percent
  • Units in buildings of two or more3,617
  • Share in buildings of two or more46.6 percent
  • Mobile homes0
  • Median year structure built1958

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elmwood Park

How Elmwood Park gets to work

  • Workers 16 and over who commute9,842
  • Commuting under 15 minutes2,274
  • Share commuting under 15 minutes23.1 percent
  • Commuting 30 minutes or more3,528
  • Share commuting 30 minutes or more35.8 percent
  • Drove alone68.0 percent
  • Carpooled9.8 percent plus or minus 2.2
  • Public transport6.9 percent plus or minus 1.9
  • Walked3.4 percent plus or minus 1.7
  • Worked from home8.5 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Elmwood Park

SBA loans in Elmwood Park (7(a))

  • Approvals26
  • Gross approval$11,486,300
  • Average approval$441,781
  • Median approval$145,000
  • Ninetieth percentile approval$1,395,000
  • Largest approval$2,055,000
  • Jobs supported261
  • Jobs per approval10.0
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more15.4 percent
  • Share to franchises11.5 percent
  • Distinct lenders19
  • Distinct industries by NAICS21

Counted by borrower city: approvals to borrowers whose address is in Elmwood Park, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Elmwood Park

SBA loans in Elmwood Park (504)

  • Approvals4
  • Gross approval$4,266,000
  • Average approval$1,066,500
  • Median approval$1,022,500
  • Largest approval$1,912,000
  • Jobs supported26
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Elmwood Park, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Elmwood Park

Flood risk in Elmwood Park

  • NFIP communityBorough of Elmwood Park
  • NFIP community number340500
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/28/19

The Borough of Elmwood Park participates in the National Flood Insurance Program as community 340500 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Bergen County, not Elmwood Park

Bergen County context, not Elmwood Park figures

  • Establishments in Bergen County31,818
  • Covered employment, Bergen County438,240
  • Average annual pay, Bergen County$80,639
  • Housing units permitted, Bergen County3,329

Every figure in this section is published for Bergen County as a whole and is not a measurement of Elmwood Park.

All Bergen County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Elmwood Park questions, answered from the record.

How many people live in Elmwood Park, New Jersey?

21,412, in 7,462 households. Elmwood Park borough covers 2.64 square miles of land, which is 8,102 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Elmwood Park in?

Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Elmwood Park?

$101,740. The median owner-occupied home is valued at $483,700. Median gross rent is $2,074 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Elmwood Park businesses?

26 7(a) approvals totaling $11.5 m since FY2020, across 19 lenders, median approval $145,000, plus 4 504 approvals worth $4.3 m since FY2010. These count approvals to borrowers whose address is in Elmwood Park, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Elmwood Park borrowers get paid back?

No rate is published for Elmwood Park. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Elmwood Park in the National Flood Insurance Program?

Yes. Elmwood Park appears in the FEMA Community Status Book as Elmwood Park, borough of, community 340500, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Elmwood Park figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elmwood Park.

Is zoning published for Elmwood Park?

No. Nothing on this page presents parcel level zoning.