HomeNew JerseyBergen CountyCarlstadt borough
Carlstadt borough, New Jersey: commercial real estate data.
Carlstadt borough is a Census borough of 6,378 people across 3.95 square miles of land, in Bergen County. Median household income is $115,444, 62.7 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $39.7 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carlstadt
What Carlstadt is
- Census place typeborough
- Land area3.95 sq mi
- Water area0.26 sq mi
- Population per square mile of land1,616
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlstadt
How many people live in Carlstadt
- Population6,378
- Median age44.7
- Population under 18746 plus or minus 284
- Share under 1811.7 percent plus or minus 4.4
- Population 65 and over1,287 plus or minus 298
- Share 65 and over20.2 percent plus or minus 4.7
- Households2,586
- Family households1,548
- Share of households that are families59.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlstadt
Income and work in Carlstadt
- Median household income$115,444 plus or minus $38,476
- Per capita income$53,290
- Civilian labor force3,998
- Employed3,699
- Unemployed299 plus or minus 220
- Unemployment rate7.5 percent plus or minus 5.5
- Adults 25 and over4,427
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher30.8 percent plus or minus 9.4
- Adults 25 and over with a graduate degree12.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlstadt
Housing in Carlstadt
- Housing units2,721
- Occupied units2,586
- Vacant units135 plus or minus 122
- Vacancy rate5.0 percent plus or minus 4.4
- Owner occupied1,622
- Renter occupied964 plus or minus 381
- Ownership rate62.7 percent
- Median owner-occupied home value$595,400
- Median gross rent, monthly$1,645
- Annual rent as a share of median income17.1 percent plus or minus 5.9
- Single family units1,423
- Share single family52.3 percent
- Units in buildings of two or more1,298 plus or minus 391
- Share in buildings of two or more47.7 percent plus or minus 12.8
- Mobile homes0
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlstadt
How Carlstadt gets to work
- Workers 16 and over who commute3,174
- Commuting under 15 minutes379 plus or minus 266
- Share commuting under 15 minutes11.9 percent plus or minus 8.1
- Commuting 30 minutes or more791 plus or minus 299
- Share commuting 30 minutes or more24.9 percent plus or minus 8.3
- Drove alone68.1 percent plus or minus 20.2
- Carpooled12.0 percent plus or minus 7.3
- Public transport7.6 percent plus or minus 5.2
- Walked0.0 percent
- Worked from home9.2 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carlstadt
SBA loans in Carlstadt (7(a))
- Approvals34
- Gross approval$39,672,000
- Average approval$1,166,824
- Median approval$500,000
- Ninetieth percentile approval$3,485,000
- Largest approval$5,000,000
- Jobs supported421
- Jobs per approval12.4
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more23.5 percent
- Share to franchises14.7 percent
- Distinct lenders20
- Distinct industries by NAICS24
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carlstadt
SBA loans in Carlstadt (504)
- Approvals14
- Gross approval$17,365,000
- Average approval$1,240,357
- Median approval$1,141,000
- Largest approval$4,375,000
- Jobs supported191
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Carlstadt
Bergen County context, not Carlstadt figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carlstadt measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Carlstadt. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carlstadt questions, answered from the record.
How many people live in Carlstadt, New Jersey?
6,378, in 2,586 households. Carlstadt borough covers 3.95 square miles of land, which is 1,616 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carlstadt in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carlstadt?
$115,444. The median owner-occupied home is valued at $595,400. Median gross rent is $1,645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carlstadt businesses?
34 7(a) approvals totalling $39.7 m, across 20 lenders, median approval $500,000, plus 14 504 approvals worth $17.4 m. These count approvals to borrowers whose address is in Carlstadt, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carlstadt borrowers get paid back?
No rate is published for Carlstadt. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Carlstadt figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carlstadt.
Is zoning published for Carlstadt?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.