HomeNew JerseyBergen CountyEdgewater
Edgewater, New Jersey: commercial real estate data.
Edgewater is a Census borough of 14,759 people across 0.97 square miles of land, in Bergen County. Median household income is $124,050, 39.8 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $10.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Edgewater
What Edgewater is
- Census place typeborough
- Land area0.97 sq mi
- Water area1.46 sq mi
- Population per square mile of land15,199
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How many people live in Edgewater
- Population14,759
- Median age40.6
- Population under 182,415
- Share under 1816.4 percent
- Population 65 and over2,126
- Share 65 and over14.4 percent
- Households7,217
- Family households3,965
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Income and work in Edgewater
- Median household income$124,050
- Per capita income$84,598
- Civilian labor force9,355
- Employed8,605
- Unemployed750 plus or minus 230
- Unemployment rate8.0 percent plus or minus 2.4
- Adults 25 and over11,552
- Adults 25 and over with a high school diploma or higher98.2 percent
- Adults 25 and over with a bachelor degree or higher72.7 percent
- Adults 25 and over with a graduate degree30.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Housing in Edgewater
- Housing units7,872
- Occupied units7,217
- Vacant units655 plus or minus 311
- Vacancy rate8.3 percent plus or minus 3.9
- Owner occupied2,869
- Renter occupied4,348
- Ownership rate39.8 percent
- Median owner-occupied home value$715,700
- Median gross rent, monthly$2,579
- Annual rent as a share of median income24.9 percent
- Single family units1,160 plus or minus 277
- Share single family14.7 percent plus or minus 3.4
- Units in buildings of two or more6,712
- Share in buildings of two or more85.3 percent
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How Edgewater gets to work
- Workers 16 and over who commute5,917
- Commuting under 15 minutes1,044 plus or minus 328
- Share commuting under 15 minutes17.6 percent plus or minus 5.2
- Commuting 30 minutes or more3,910
- Share commuting 30 minutes or more66.1 percent
- Drove alone38.2 percent
- Carpooled2.8 percent plus or minus 2.0
- Public transport23.0 percent plus or minus 5.0
- Walked3.3 percent plus or minus 2.1
- Worked from home30.4 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
SBA loans in Edgewater (7(a))
- Approvals32
- Gross approval$10,818,000
- Average approval$338,063
- Median approval$187,500
- Ninetieth percentile approval$784,620
- Largest approval$1,650,000
- Jobs supported388
- Jobs per approval12.1
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises9.4 percent
- Distinct lenders17
- Distinct industries by NAICS24
Counted by borrower city: approvals to borrowers whose address is in Edgewater, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgewater
Flood risk in Edgewater
- NFIP communityBorough of Edgewater
- NFIP community number340029
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Edgewater participates in the National Flood Insurance Program as community 340029 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Edgewater
Bergen County context, not Edgewater figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Edgewater.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Edgewater questions, answered from the record.
How many people live in Edgewater, New Jersey?
14,759, in 7,217 households. Edgewater borough covers 0.97 square miles of land, which is 15,199 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Edgewater in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Edgewater?
$124,050. The median owner-occupied home is valued at $715,700. Median gross rent is $2,579 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Edgewater businesses?
32 7(a) approvals totaling $10.8 m since FY2020, across 17 lenders, median approval $187,500. These count approvals to borrowers whose address is in Edgewater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Edgewater borrowers get paid back?
No rate is published for Edgewater. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Edgewater in the National Flood Insurance Program?
Yes. Edgewater appears in the FEMA Community Status Book as Edgewater, borough of, community 340029, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Edgewater figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Edgewater.
Is zoning published for Edgewater?
No. Nothing on this page presents parcel level zoning.