HomeNew JerseyBergen CountyEmerson borough
Emerson borough, New Jersey: commercial real estate data.
Emerson borough is a Census borough of 7,305 people across 2.23 square miles of land, in Bergen County. Median household income is $155,536, 91.8 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.1 m.
76 sourced place values · tier FULL · 8 sections
Emerson
What Emerson is
- Census place typeborough
- Land area2.23 sq mi
- Water area0.19 sq mi
- Population per square mile of land3,274
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerson
How many people live in Emerson
- Population7,305
- Median age48.8
- Population under 181,462
- Share under 1820.0 percent
- Population 65 and over1,837 plus or minus 377
- Share 65 and over25.1 percent plus or minus 5.2
- Households2,636
- Family households2,174
- Share of households that are families82.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerson
Income and work in Emerson
- Median household income$155,536
- Per capita income$67,188
- Civilian labor force3,771
- Employed3,559
- Unemployed212 plus or minus 160
- Unemployment rate5.6 percent plus or minus 4.2
- Adults 25 and over5,242
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher57.0 percent
- Adults 25 and over with a graduate degree18.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerson
Housing in Emerson
- Housing units2,636
- Occupied units2,636
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied2,419
- Renter occupied217 plus or minus 108
- Ownership rate91.8 percent
- Median owner-occupied home value$645,200
- Median gross rent, monthly$1,887
- Annual rent as a share of median income14.6 percent
- Single family units2,391
- Share single family90.7 percent
- Units in buildings of two or more245 plus or minus 109
- Share in buildings of two or more9.3 percent plus or minus 4.1
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerson
How Emerson gets to work
- Workers 16 and over who commute2,854
- Commuting under 15 minutes518 plus or minus 175
- Share commuting under 15 minutes18.1 percent plus or minus 5.7
- Commuting 30 minutes or more1,268 plus or minus 306
- Share commuting 30 minutes or more44.4 percent plus or minus 9.0
- Drove alone65.2 percent
- Carpooled4.5 percent plus or minus 2.5
- Public transport6.0 percent plus or minus 3.8
- Walked3.4 percent plus or minus 2.9
- Worked from home19.5 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerson
SBA 7(a) lending to Emerson borrowers
- Approvals7
- Gross approval$3,094,700
- Average approval$442,100
- Median approval$187,000
- Ninetieth percentile approval$2,000,000
- Largest approval$2,000,000
- Jobs supported42
- Jobs per approval6.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises28.6 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Emerson
SBA 504 lending to Emerson borrowers
- Approvals1
- Gross approval$1,136,000
- Average approval$1,136,000
- Median approval$1,136,000
- Largest approval$1,136,000
- Jobs supported16
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Emerson
Bergen County context, not Emerson figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Emerson measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Emerson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Emerson questions, answered from the record.
How many people live in Emerson, New Jersey?
7,305, in 2,636 households. Emerson borough covers 2.23 square miles of land, which is 3,274 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emerson in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emerson?
$155,536. The median owner-occupied home is valued at $645,200. Median gross rent is $1,887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Emerson businesses?
7 7(a) approvals totalling $3.1 m, across 7 lenders, median approval $187,000, plus 1 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Emerson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Emerson borrowers get paid back?
No rate is published for Emerson. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Emerson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emerson.
Is zoning published for Emerson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.