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HomeNew JerseyBergen CountyEnglewood Cliffs borough

Englewood Cliffs borough, New Jersey: commercial real estate data.

Englewood Cliffs borough is a Census borough of 5,362 people across 2.13 square miles of land, in Bergen County. Median household income is $230,611, 83.5 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $5.5 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Englewood Cliffs

What Englewood Cliffs is

  • Census place typeborough
  • Land area2.13 sq mi
  • Water area1.25 sq mi
  • Population per square mile of land2,522
  • County holding the largest share of its areaBergen County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Englewood Cliffs

How many people live in Englewood Cliffs

  • Population5,362
  • Median age49.8
  • Population under 181,128 plus or minus 243
  • Share under 1821.0 percent plus or minus 4.5
  • Population 65 and over1,193 plus or minus 238
  • Share 65 and over22.2 percent plus or minus 4.4
  • Households2,010
  • Family households1,664
  • Share of households that are families82.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Englewood Cliffs

Income and work in Englewood Cliffs

  • Median household income$230,611
  • Per capita income$104,433
  • Civilian labor force2,815
  • Employed2,680
  • Unemployed135 plus or minus 63
  • Unemployment rate4.8 percent plus or minus 2.2
  • Adults 25 and over3,995
  • Adults 25 and over with a high school diploma or higher95.5 percent
  • Adults 25 and over with a bachelor degree or higher74.7 percent
  • Adults 25 and over with a graduate degree41.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Englewood Cliffs

Housing in Englewood Cliffs

  • Housing units2,079
  • Occupied units2,010
  • Vacant units69 plus or minus 66
  • Vacancy rate3.3 percent plus or minus 3.2
  • Owner occupied1,678
  • Renter occupied332 plus or minus 119
  • Ownership rate83.5 percent
  • Median owner-occupied home value$1,401,600
  • Median gross rent, monthly$3,501
  • Annual rent as a share of median income18.2 percent
  • Single family units1,993
  • Share single family95.9 percent
  • Units in buildings of two or more66 plus or minus 48
  • Share in buildings of two or more3.2 percent plus or minus 2.3
  • Mobile homes20 plus or minus 27
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Englewood Cliffs

How Englewood Cliffs gets to work

  • Workers 16 and over who commute2,005
  • Commuting under 15 minutes369 plus or minus 129
  • Share commuting under 15 minutes18.4 percent plus or minus 6.0
  • Commuting 30 minutes or more1,144 plus or minus 296
  • Share commuting 30 minutes or more57.1 percent plus or minus 12.9
  • Drove alone56.7 percent
  • Carpooled12.2 percent plus or minus 4.8
  • Public transport7.1 percent plus or minus 3.2
  • Walked0.0 percent
  • Worked from home24.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Englewood Cliffs

SBA loans in Englewood Cliffs (7(a))

  • Approvals21
  • Gross approval$5,529,300
  • Average approval$263,300
  • Median approval$200,000
  • Ninetieth percentile approval$500,000
  • Largest approval$1,500,000
  • Jobs supported111
  • Jobs per approval5.3
  • Loans with a final outcome2
  • Paid in full1
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more4.8 percent
  • Share to franchises0.0 percent
  • Distinct lenders10
  • Distinct industries by NAICS18

A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Englewood Cliffs

SBA loans in Englewood Cliffs (504)

  • Approvals4
  • Gross approval$2,582,000
  • Average approval$645,500
  • Median approval$824,000
  • Largest approval$1,176,000
  • Jobs supported20
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bergen County, not Englewood Cliffs

Bergen County context, not Englewood Cliffs figures

These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Englewood Cliffs measurements.

  • Establishments in Bergen County31,818
  • Employment at those establishments, Bergen County441,870
  • Covered employment, Bergen County438,240
  • Average annual pay, Bergen County$80,639
  • Average weekly wage, Bergen County$1,551
  • Housing units permitted, Bergen County3,329
  • Of those, single family, Bergen County1,450
  • County product, 2024, Bergen County$105,804,508,000
  • County product change over the prior year, Bergen County3.9 percent
  • Average income of an arriving household, Bergen County$129,007

Every figure in this section is published for Bergen County as a whole and is not a measurement of Englewood Cliffs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Englewood Cliffs questions, answered from the record.

How many people live in Englewood Cliffs, New Jersey?

5,362, in 2,010 households. Englewood Cliffs borough covers 2.13 square miles of land, which is 2,522 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Englewood Cliffs in?

Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Englewood Cliffs?

$230,611. The median owner-occupied home is valued at $1,401,600. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Englewood Cliffs businesses?

21 7(a) approvals totalling $5.5 m, across 10 lenders, median approval $200,000, plus 4 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Englewood Cliffs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Englewood Cliffs borrowers get paid back?

No rate is published for Englewood Cliffs. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Englewood Cliffs figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Englewood Cliffs.

Is zoning published for Englewood Cliffs?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.