HomeNew JerseyBergen CountyMontvale borough
Montvale borough, New Jersey: commercial real estate data.
Montvale borough is a Census borough of 8,901 people across 4.02 square miles of land, in Bergen County. Median household income is $178,269, 80.0 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $10.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montvale
What Montvale is
- Census place typeborough
- Land area4.02 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,212
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montvale
How many people live in Montvale
- Population8,901
- Median age40.1
- Population under 182,174
- Share under 1824.4 percent
- Population 65 and over1,634 plus or minus 369
- Share 65 and over18.4 percent plus or minus 4.1
- Households3,126
- Family households2,580
- Share of households that are families82.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montvale
Income and work in Montvale
- Median household income$178,269
- Per capita income$71,759
- Civilian labor force4,424
- Employed4,163
- Unemployed261 plus or minus 155
- Unemployment rate5.9 percent plus or minus 3.4
- Adults 25 and over6,233
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher55.0 percent
- Adults 25 and over with a graduate degree23.1 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montvale
Housing in Montvale
- Housing units3,290
- Occupied units3,126
- Vacant units164 plus or minus 139
- Vacancy rate5.0 percent plus or minus 4.2
- Owner occupied2,502
- Renter occupied624 plus or minus 191
- Ownership rate80.0 percent
- Median owner-occupied home value$709,700
- Median gross rent, monthly$2,053 plus or minus $443
- Annual rent as a share of median income13.8 percent plus or minus 3.4
- Single family units2,456
- Share single family74.7 percent
- Units in buildings of two or more834 plus or minus 271
- Share in buildings of two or more25.3 percent plus or minus 7.9
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montvale
How Montvale gets to work
- Workers 16 and over who commute2,778
- Commuting under 15 minutes449 plus or minus 159
- Share commuting under 15 minutes16.2 percent plus or minus 4.9
- Commuting 30 minutes or more1,362 plus or minus 348
- Share commuting 30 minutes or more49.0 percent
- Drove alone55.6 percent
- Carpooled5.7 percent plus or minus 3.1
- Public transport5.3 percent plus or minus 3.0
- Walked0.8 percent plus or minus 0.6
- Worked from home31.1 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montvale
SBA loans in Montvale (7(a))
- Approvals24
- Gross approval$10,887,100
- Average approval$453,629
- Median approval$248,000
- Ninetieth percentile approval$1,171,200
- Largest approval$1,810,000
- Jobs supported217
- Jobs per approval9.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more4.2 percent
- Share to franchises29.2 percent
- Distinct lenders13
- Distinct industries by NAICS16
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montvale
SBA loans in Montvale (504)
- Approvals3
- Gross approval$2,721,000
- Average approval$907,000
- Median approval$912,000
- Largest approval$927,000
- Jobs supported45
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Montvale
Bergen County context, not Montvale figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montvale measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Montvale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montvale questions, answered from the record.
How many people live in Montvale, New Jersey?
8,901, in 3,126 households. Montvale borough covers 4.02 square miles of land, which is 2,212 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montvale in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montvale?
$178,269. The median owner-occupied home is valued at $709,700. Median gross rent is $2,053 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montvale businesses?
24 7(a) approvals totalling $10.9 m, across 13 lenders, median approval $248,000, plus 3 504 approvals worth $2.7 m. These count approvals to borrowers whose address is in Montvale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montvale borrowers get paid back?
No rate is published for Montvale. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Montvale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montvale.
Is zoning published for Montvale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.