HomeNew JerseyBergen CountyOakland borough
Oakland borough, New Jersey: commercial real estate data.
Oakland borough is a Census borough of 12,768 people across 8.51 square miles of land, in Bergen County. Median household income is $162,019, 92.9 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $15.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oakland
What Oakland is
- Census place typeborough
- Land area8.51 sq mi
- Water area0.26 sq mi
- Population per square mile of land1,501
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How many people live in Oakland
- Population12,768
- Median age40.7
- Population under 182,806
- Share under 1822.0 percent
- Population 65 and over2,235
- Share 65 and over17.5 percent
- Households4,488
- Family households3,438
- Share of households that are families76.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Income and work in Oakland
- Median household income$162,019
- Per capita income$67,775
- Civilian labor force7,313
- Employed6,918
- Unemployed395 plus or minus 112
- Unemployment rate5.4 percent plus or minus 1.5
- Adults 25 and over8,864
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher56.8 percent
- Adults 25 and over with a graduate degree23.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Housing in Oakland
- Housing units4,683
- Occupied units4,488
- Vacant units195 plus or minus 118
- Vacancy rate4.2 percent plus or minus 2.5
- Owner occupied4,168
- Renter occupied320 plus or minus 146
- Ownership rate92.9 percent
- Median owner-occupied home value$591,300
- Median gross rent, monthly$1,383
- Annual rent as a share of median income10.2 percent
- Single family units4,453
- Share single family95.1 percent
- Units in buildings of two or more224 plus or minus 114
- Share in buildings of two or more4.8 percent plus or minus 2.4
- Mobile homes6 plus or minus 10
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How Oakland gets to work
- Workers 16 and over who commute5,353
- Commuting under 15 minutes1,056
- Share commuting under 15 minutes19.7 percent
- Commuting 30 minutes or more2,249
- Share commuting 30 minutes or more42.0 percent
- Drove alone69.9 percent
- Carpooled4.7 percent plus or minus 2.0
- Public transport2.2 percent plus or minus 1.0
- Walked0.4 percent plus or minus 0.4
- Worked from home21.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
SBA loans in Oakland (7(a))
- Approvals25
- Gross approval$15,170,000
- Average approval$606,800
- Median approval$200,000
- Ninetieth percentile approval$1,032,000
- Largest approval$4,800,000
- Jobs supported274
- Jobs per approval11.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more24.0 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS17
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakland
SBA loans in Oakland (504)
- Approvals6
- Gross approval$10,287,000
- Average approval$1,714,500
- Median approval$1,526,000
- Largest approval$3,019,000
- Jobs supported50
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Oakland
Bergen County context, not Oakland figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oakland measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Oakland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oakland questions, answered from the record.
How many people live in Oakland, New Jersey?
12,768, in 4,488 households. Oakland borough covers 8.51 square miles of land, which is 1,501 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland?
$162,019. The median owner-occupied home is valued at $591,300. Median gross rent is $1,383 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland businesses?
25 7(a) approvals totalling $15.2 m, across 12 lenders, median approval $200,000, plus 6 504 approvals worth $10.3 m. These count approvals to borrowers whose address is in Oakland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland borrowers get paid back?
No rate is published for Oakland. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oakland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland.
Is zoning published for Oakland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.