HomeNew JerseyBergen CountyRamsey
Ramsey, New Jersey: commercial real estate data.
Ramsey is a Census borough of 14,805 people across 5.50 square miles of land, in Bergen County. Median household income is $160,996, 79.2 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $21.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ramsey
What Ramsey is
- Census place typeborough
- Land area5.5 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,691
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How many people live in Ramsey
- Population14,805
- Median age41.8
- Population under 183,533
- Share under 1823.9 percent
- Population 65 and over2,264
- Share 65 and over15.3 percent
- Households5,455
- Family households3,801
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Income and work in Ramsey
- Median household income$160,996
- Per capita income$82,081
- Civilian labor force7,985
- Employed7,727
- Unemployed258 plus or minus 87
- Unemployment rate3.2 percent plus or minus 1.1
- Adults 25 and over10,050
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher67.0 percent
- Adults 25 and over with a graduate degree25.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Housing in Ramsey
- Housing units5,455
- Occupied units5,455
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied4,321
- Renter occupied1,134
- Ownership rate79.2 percent
- Median owner-occupied home value$697,300
- Median gross rent, monthly$2,245
- Annual rent as a share of median income16.7 percent plus or minus 3.9
- Single family units4,099
- Share single family75.1 percent
- Units in buildings of two or more1,356 plus or minus 291
- Share in buildings of two or more24.9 percent plus or minus 5.2
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How Ramsey gets to work
- Workers 16 and over who commute5,860
- Commuting under 15 minutes1,434 plus or minus 317
- Share commuting under 15 minutes24.5 percent plus or minus 5.0
- Commuting 30 minutes or more2,623
- Share commuting 30 minutes or more44.8 percent
- Drove alone65.5 percent
- Carpooled2.2 percent plus or minus 1.9
- Public transport6.5 percent plus or minus 2.1
- Walked2.6 percent plus or minus 1.8
- Worked from home22.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
SBA loans in Ramsey (7(a))
- Approvals47
- Gross approval$21,727,600
- Average approval$462,289
- Median approval$103,000
- Ninetieth percentile approval$1,164,600
- Largest approval$4,800,000
- Jobs supported264
- Jobs per approval5.6
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more2.1 percent
- Share to franchises14.9 percent
- Distinct lenders18
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Ramsey, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramsey
SBA loans in Ramsey (504)
- Approvals5
- Gross approval$13,411,000
- Average approval$2,682,200
- Median approval$2,911,000
- Largest approval$4,999,000
- Jobs supported92
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ramsey, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ramsey
Flood risk in Ramsey
- NFIP communityBorough of Ramsey
- NFIP community number340064
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Ramsey participates in the National Flood Insurance Program as community 340064 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Ramsey
Bergen County context, not Ramsey figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Ramsey.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ramsey questions, answered from the record.
How many people live in Ramsey, New Jersey?
14,805, in 5,455 households. Ramsey borough covers 5.50 square miles of land, which is 2,691 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ramsey in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ramsey?
$160,996. The median owner-occupied home is valued at $697,300. Median gross rent is $2,245 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ramsey businesses?
47 7(a) approvals totaling $21.7 m since FY2020, across 18 lenders, median approval $103,000, plus 5 504 approvals worth $13.4 m since FY2010. These count approvals to borrowers whose address is in Ramsey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ramsey borrowers get paid back?
No rate is published for Ramsey. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ramsey in the National Flood Insurance Program?
Yes. Ramsey appears in the FEMA Community Status Book as Ramsey, borough of, community 340064, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ramsey figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramsey.
Is zoning published for Ramsey?
No. Nothing on this page presents parcel level zoning.