HomeNew JerseyBergen CountyRamsey borough
Ramsey borough, New Jersey: commercial real estate data.
Ramsey borough is a Census borough of 14,805 people across 5.50 square miles of land, in Bergen County. Median household income is $160,996, 79.2 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $21.7 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ramsey
What Ramsey is
- Census place typeborough
- Land area5.5 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,691
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How many people live in Ramsey
- Population14,805
- Median age41.8
- Population under 183,533
- Share under 1823.9 percent
- Population 65 and over2,264
- Share 65 and over15.3 percent
- Households5,455
- Family households3,801
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Income and work in Ramsey
- Median household income$160,996
- Per capita income$82,081
- Civilian labor force7,985
- Employed7,727
- Unemployed258 plus or minus 87
- Unemployment rate3.2 percent plus or minus 1.1
- Adults 25 and over10,050
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher67.0 percent
- Adults 25 and over with a graduate degree25.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Housing in Ramsey
- Housing units5,455
- Occupied units5,455
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied4,321
- Renter occupied1,134
- Ownership rate79.2 percent
- Median owner-occupied home value$697,300
- Median gross rent, monthly$2,245
- Annual rent as a share of median income16.7 percent plus or minus 3.9
- Single family units4,099
- Share single family75.1 percent
- Units in buildings of two or more1,356 plus or minus 291
- Share in buildings of two or more24.9 percent plus or minus 5.2
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How Ramsey gets to work
- Workers 16 and over who commute5,860
- Commuting under 15 minutes1,434 plus or minus 317
- Share commuting under 15 minutes24.5 percent plus or minus 5.0
- Commuting 30 minutes or more2,623
- Share commuting 30 minutes or more44.8 percent
- Drove alone65.5 percent
- Carpooled2.2 percent plus or minus 1.9
- Public transport6.5 percent plus or minus 2.1
- Walked2.6 percent plus or minus 1.8
- Worked from home22.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
SBA loans in Ramsey (7(a))
- Approvals47
- Gross approval$21,727,600
- Average approval$462,289
- Median approval$103,000
- Ninetieth percentile approval$2,172,000
- Largest approval$4,800,000
- Jobs supported264
- Jobs per approval5.6
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more2.1 percent
- Share to franchises14.9 percent
- Distinct lenders18
- Distinct industries by NAICS28
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramsey
SBA loans in Ramsey (504)
- Approvals5
- Gross approval$13,411,000
- Average approval$2,682,200
- Median approval$2,911,000
- Largest approval$4,999,000
- Jobs supported92
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Ramsey
Bergen County context, not Ramsey figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ramsey measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Ramsey. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ramsey questions, answered from the record.
How many people live in Ramsey, New Jersey?
14,805, in 5,455 households. Ramsey borough covers 5.50 square miles of land, which is 2,691 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ramsey in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ramsey?
$160,996. The median owner-occupied home is valued at $697,300. Median gross rent is $2,245 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ramsey businesses?
47 7(a) approvals totalling $21.7 m, across 18 lenders, median approval $103,000, plus 5 504 approvals worth $13.4 m. These count approvals to borrowers whose address is in Ramsey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ramsey borrowers get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Ramsey figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramsey.
Is zoning published for Ramsey?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.