HomeNew JerseyBergen CountyRidgefield borough
Ridgefield borough, New Jersey: commercial real estate data.
Ridgefield borough is a Census borough of 11,498 people across 2.54 square miles of land, in Bergen County. Median household income is $118,059, 51.4 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $17.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ridgefield
What Ridgefield is
- Census place typeborough
- Land area2.54 sq mi
- Water area0.33 sq mi
- Population per square mile of land4,521
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgefield
How many people live in Ridgefield
- Population11,498
- Median age39.8
- Population under 182,075
- Share under 1818.0 percent
- Population 65 and over1,886
- Share 65 and over16.4 percent
- Households4,036
- Family households3,045
- Share of households that are families75.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgefield
Income and work in Ridgefield
- Median household income$118,059
- Per capita income$50,676
- Civilian labor force6,634
- Employed6,262
- Unemployed372 plus or minus 184
- Unemployment rate5.6 percent plus or minus 2.8
- Adults 25 and over8,471
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree17.3 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgefield
Housing in Ridgefield
- Housing units4,117
- Occupied units4,036
- Vacant units81 plus or minus 71
- Vacancy rate2.0 percent plus or minus 1.7
- Owner occupied2,075
- Renter occupied1,961
- Ownership rate51.4 percent
- Median owner-occupied home value$646,200
- Median gross rent, monthly$2,095
- Annual rent as a share of median income21.3 percent
- Single family units2,148
- Share single family52.2 percent
- Units in buildings of two or more1,938
- Share in buildings of two or more47.1 percent
- Mobile homes31 plus or minus 35
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgefield
How Ridgefield gets to work
- Workers 16 and over who commute5,267
- Commuting under 15 minutes695 plus or minus 211
- Share commuting under 15 minutes13.2 percent plus or minus 3.8
- Commuting 30 minutes or more2,763
- Share commuting 30 minutes or more52.5 percent
- Drove alone56.3 percent
- Carpooled11.1 percent plus or minus 4.7
- Public transport15.2 percent plus or minus 4.0
- Walked0.8 percent plus or minus 0.7
- Worked from home14.3 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgefield
SBA loans in Ridgefield (7(a))
- Approvals37
- Gross approval$17,451,300
- Average approval$471,657
- Median approval$165,000
- Ninetieth percentile approval$974,200
- Largest approval$5,000,000
- Jobs supported278
- Jobs per approval7.5
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.6 percent
- Share to franchises2.7 percent
- Distinct lenders20
- Distinct industries by NAICS26
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgefield
SBA loans in Ridgefield (504)
- Approvals9
- Gross approval$4,775,000
- Average approval$530,556
- Median approval$306,000
- Largest approval$1,892,000
- Jobs supported43
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Ridgefield
Bergen County context, not Ridgefield figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ridgefield measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Ridgefield. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ridgefield questions, answered from the record.
How many people live in Ridgefield, New Jersey?
11,498, in 4,036 households. Ridgefield borough covers 2.54 square miles of land, which is 4,521 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgefield in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgefield?
$118,059. The median owner-occupied home is valued at $646,200. Median gross rent is $2,095 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgefield businesses?
37 7(a) approvals totalling $17.5 m, across 20 lenders, median approval $165,000, plus 9 504 approvals worth $4.8 m. These count approvals to borrowers whose address is in Ridgefield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgefield borrowers get paid back?
No rate is published for Ridgefield. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ridgefield figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgefield.
Is zoning published for Ridgefield?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.