HomeNew JerseyBergen CountySaddle River
Saddle River, New Jersey: commercial real estate data.
Saddle River is a Census borough of 3,389 people across 4.92 square miles of land, in Bergen County. Median household income is $212,143, 84.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $880,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saddle River
What Saddle River is
- Census place typeborough
- Land area4.92 sq mi
- Water area0.05 sq mi
- Population per square mile of land689
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
How many people live in Saddle River
- Population3,389
- Median age52.8
- Population under 18502 plus or minus 130
- Share under 1814.8 percent plus or minus 3.8
- Population 65 and over939 plus or minus 204
- Share 65 and over27.7 percent plus or minus 6.0
- Households1,354
- Family households1,079
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
Income and work in Saddle River
- Median household income$212,143 plus or minus $97,827
- Per capita income$136,502 plus or minus $49,682
- Civilian labor force1,574 plus or minus 337
- Employed1,459 plus or minus 339
- Unemployed115 plus or minus 76
- Unemployment rate7.3 percent plus or minus 4.6
- Adults 25 and over2,547
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher70.4 percent
- Adults 25 and over with a graduate degree35.7 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
Housing in Saddle River
- Housing units1,499
- Occupied units1,354
- Vacant units145 plus or minus 96
- Vacancy rate9.7 percent plus or minus 6.3
- Owner occupied1,139
- Renter occupied215 plus or minus 112
- Ownership rate84.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,211 plus or minus $2,084
- Annual rent as a share of median income12.5 percent plus or minus 13.1
- Single family units1,365
- Share single family91.1 percent
- Units in buildings of two or more134 plus or minus 75
- Share in buildings of two or more8.9 percent plus or minus 4.9
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
How Saddle River gets to work
- Workers 16 and over who commute1,094 plus or minus 283
- Commuting under 15 minutes260 plus or minus 140
- Share commuting under 15 minutes23.8 percent plus or minus 11.2
- Commuting 30 minutes or more443 plus or minus 159
- Share commuting 30 minutes or more40.5 percent plus or minus 10.1
- Drove alone73.4 percent
- Carpooled0.8 percent plus or minus 1.2
- Public transport0.8 percent plus or minus 1.5
- Walked0.0 percent
- Worked from home25.0 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
SBA loans in Saddle River (7(a))
- Approvals5
- Gross approval$880,000
- Average approval$176,000
- Median approval$100,000
- Largest approval$390,000
- Jobs supported13
- Jobs per approval2.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Saddle River, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saddle River
Flood risk in Saddle River
- NFIP communityBorough of Saddle River
- NFIP community number340073
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Saddle River participates in the National Flood Insurance Program as community 340073 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Saddle River
Bergen County context, not Saddle River figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Saddle River.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saddle River questions, answered from the record.
How many people live in Saddle River, New Jersey?
3,389, in 1,354 households. Saddle River borough covers 4.92 square miles of land, which is 689 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saddle River in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saddle River?
$212,143. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,211 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saddle River businesses?
5 7(a) approvals totaling $880,000 since FY2020, across 4 lenders, median approval $100,000. These count approvals to borrowers whose address is in Saddle River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saddle River borrowers get paid back?
No rate is published for Saddle River. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saddle River in the National Flood Insurance Program?
Yes. Saddle River appears in the FEMA Community Status Book as Saddle River, borough of, community 340073, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saddle River figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saddle River.
Is zoning published for Saddle River?
No. Nothing on this page presents parcel level zoning.