HomeNew JerseyBergen CountySaddle River borough
Saddle River borough, New Jersey: commercial real estate data.
Saddle River borough is a Census borough of 3,389 people across 4.92 square miles of land, in Bergen County. Median household income is $212,143, 84.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $880,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Saddle River
What Saddle River is
- Census place typeborough
- Land area4.92 sq mi
- Water area0.05 sq mi
- Population per square mile of land689
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
How many people live in Saddle River
- Population3,389
- Median age52.8
- Population under 18502 plus or minus 130
- Share under 1814.8 percent plus or minus 3.8
- Population 65 and over939 plus or minus 204
- Share 65 and over27.7 percent plus or minus 6.0
- Households1,354
- Family households1,079
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
Income and work in Saddle River
- Median household income$212,143 plus or minus $97,827
- Per capita income$136,502 plus or minus $49,682
- Civilian labor force1,574 plus or minus 337
- Employed1,459 plus or minus 339
- Unemployed115 plus or minus 76
- Unemployment rate7.3 percent plus or minus 4.6
- Adults 25 and over2,547
- Adults 25 and over with a high school diploma or higher94.7 percent
- Adults 25 and over with a bachelor degree or higher70.4 percent
- Adults 25 and over with a graduate degree35.7 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
Housing in Saddle River
- Housing units1,499
- Occupied units1,354
- Vacant units145 plus or minus 96
- Vacancy rate9.7 percent plus or minus 6.3
- Owner occupied1,139
- Renter occupied215 plus or minus 112
- Ownership rate84.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$2,211 plus or minus $2,084
- Annual rent as a share of median income12.5 percent plus or minus 13.1
- Single family units1,365
- Share single family91.1 percent
- Units in buildings of two or more134 plus or minus 75
- Share in buildings of two or more8.9 percent plus or minus 4.9
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
How Saddle River gets to work
- Workers 16 and over who commute1,094 plus or minus 283
- Commuting under 15 minutes260 plus or minus 140
- Share commuting under 15 minutes23.8 percent plus or minus 11.2
- Commuting 30 minutes or more443 plus or minus 159
- Share commuting 30 minutes or more40.5 percent plus or minus 10.1
- Drove alone73.4 percent
- Carpooled0.8 percent plus or minus 1.2
- Public transport0.8 percent plus or minus 1.5
- Walked0.0 percent
- Worked from home25.0 percent plus or minus 11.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saddle River
SBA loans in Saddle River (7(a))
- Approvals5
- Gross approval$880,000
- Average approval$176,000
- Median approval$100,000
- Ninetieth percentile approval$390,000
- Largest approval$390,000
- Jobs supported13
- Jobs per approval2.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bergen County, not Saddle River
Bergen County context, not Saddle River figures
These are Bergen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saddle River measurements.
- Establishments in Bergen County31,818
- Employment at those establishments, Bergen County441,870
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Average weekly wage, Bergen County$1,551
- Housing units permitted, Bergen County3,329
- Of those, single family, Bergen County1,450
- County product, 2024, Bergen County$105,804,508,000
- County product change over the prior year, Bergen County3.9 percent
- Average income of an arriving household, Bergen County$129,007
Every figure in this section is published for Bergen County as a whole and is not a measurement of Saddle River. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Saddle River questions, answered from the record.
How many people live in Saddle River, New Jersey?
3,389, in 1,354 households. Saddle River borough covers 4.92 square miles of land, which is 689 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saddle River in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saddle River?
$212,143. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,211 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saddle River businesses?
5 7(a) approvals totalling $880,000, across 4 lenders, median approval $100,000. These count approvals to borrowers whose address is in Saddle River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saddle River borrowers get paid back?
No rate is published for Saddle River. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Saddle River figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saddle River.
Is zoning published for Saddle River?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.