HomeNew JerseyBergen CountyWaldwick
Waldwick, New Jersey: commercial real estate data.
Waldwick is a Census borough of 10,164 people across 2.05 square miles of land, in Bergen County. Median household income is $177,962, 87.9 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waldwick
What Waldwick is
- Census place typeborough
- Land area2.05 sq mi
- Water area0.02 sq mi
- Population per square mile of land4,967
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldwick
How many people live in Waldwick
- Population10,164
- Median age40.5
- Population under 182,516 plus or minus 526
- Share under 1824.8 percent plus or minus 5.2
- Population 65 and over1,694
- Share 65 and over16.7 percent
- Households3,433
- Family households2,818
- Share of households that are families82.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldwick
Income and work in Waldwick
- Median household income$177,962
- Per capita income$66,817
- Civilian labor force5,738
- Employed5,614
- Unemployed124 plus or minus 74
- Unemployment rate2.2 percent plus or minus 1.3
- Adults 25 and over7,079
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher59.5 percent
- Adults 25 and over with a graduate degree20.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldwick
Housing in Waldwick
- Housing units3,490
- Occupied units3,433
- Vacant units57 plus or minus 72
- Vacancy rate1.6 percent plus or minus 2.1
- Owner occupied3,017
- Renter occupied416 plus or minus 127
- Ownership rate87.9 percent
- Median owner-occupied home value$588,500
- Median gross rent, monthly$3,446
- Annual rent as a share of median income23.2 percent
- Single family units3,027
- Share single family86.7 percent
- Units in buildings of two or more463 plus or minus 146
- Share in buildings of two or more13.3 percent plus or minus 4.1
- Mobile homes0
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldwick
How Waldwick gets to work
- Workers 16 and over who commute4,391
- Commuting under 15 minutes1,090 plus or minus 248
- Share commuting under 15 minutes24.8 percent
- Commuting 30 minutes or more1,644
- Share commuting 30 minutes or more37.4 percent
- Drove alone67.3 percent
- Carpooled3.0 percent plus or minus 1.6
- Public transport6.7 percent plus or minus 2.7
- Walked1.8 percent plus or minus 1.5
- Worked from home19.0 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldwick
SBA loans in Waldwick (7(a))
- Approvals13
- Gross approval$8,314,300
- Average approval$639,562
- Median approval$90,000
- Largest approval$2,540,000
- Jobs supported41
- Jobs per approval3.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.8 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Waldwick, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waldwick
SBA loans in Waldwick (504)
- Approvals3
- Gross approval$1,843,000
- Average approval$614,333
- Median approval$710,000
- Largest approval$1,025,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waldwick, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waldwick
Flood risk in Waldwick
- NFIP communityBorough of Waldwick
- NFIP community number340078
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Waldwick participates in the National Flood Insurance Program as community 340078 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Waldwick
Bergen County context, not Waldwick figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Waldwick.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waldwick questions, answered from the record.
How many people live in Waldwick, New Jersey?
10,164, in 3,433 households. Waldwick borough covers 2.05 square miles of land, which is 4,967 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waldwick in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waldwick?
$177,962. The median owner-occupied home is valued at $588,500. Median gross rent is $3,446 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waldwick businesses?
13 7(a) approvals totaling $8.3 m since FY2020, across 9 lenders, median approval $90,000, plus 3 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Waldwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waldwick borrowers get paid back?
No rate is published for Waldwick. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waldwick in the National Flood Insurance Program?
Yes. Waldwick appears in the FEMA Community Status Book as Waldwick, borough of, community 340078, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waldwick figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waldwick.
Is zoning published for Waldwick?
No. Nothing on this page presents parcel level zoning.