HomeNew JerseyBergen CountyWoodcliff Lake
Woodcliff Lake, New Jersey: commercial real estate data.
Woodcliff Lake is a Census borough of 6,152 people across 3.38 square miles of land, in Bergen County. Median household income is $213,981, 86.3 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Woodcliff Lake
What Woodcliff Lake is
- Census place typeborough
- Land area3.38 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,822
- County holding the largest share of its areaBergen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodcliff Lake
How many people live in Woodcliff Lake
- Population6,152
- Median age45.4
- Population under 181,644 plus or minus 480
- Share under 1826.7 percent plus or minus 7.8
- Population 65 and over1,041 plus or minus 254
- Share 65 and over16.9 percent plus or minus 4.1
- Households2,162
- Family households1,832
- Share of households that are families84.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodcliff Lake
Income and work in Woodcliff Lake
- Median household income$213,981 plus or minus $52,635
- Per capita income$82,853
- Civilian labor force3,034
- Employed2,669
- Unemployed365 plus or minus 225
- Unemployment rate12.0 percent plus or minus 7.3
- Adults 25 and over4,288
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher81.2 percent
- Adults 25 and over with a graduate degree29.4 percent plus or minus 7.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodcliff Lake
Housing in Woodcliff Lake
- Housing units2,235
- Occupied units2,162
- Vacant units73 plus or minus 86
- Vacancy rate3.3 percent plus or minus 3.8
- Owner occupied1,865
- Renter occupied297 plus or minus 131
- Ownership rate86.3 percent
- Median owner-occupied home value$946,400
- Median gross rent, monthly$1,888 plus or minus $394
- Annual rent as a share of median income10.6 percent plus or minus 3.4
- Single family units1,939
- Share single family86.8 percent
- Units in buildings of two or more296 plus or minus 135
- Share in buildings of two or more13.2 percent plus or minus 6.0
- Mobile homes0
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodcliff Lake
How Woodcliff Lake gets to work
- Workers 16 and over who commute1,909
- Commuting under 15 minutes174 plus or minus 86
- Share commuting under 15 minutes9.1 percent plus or minus 4.3
- Commuting 30 minutes or more952 plus or minus 310
- Share commuting 30 minutes or more49.9 percent plus or minus 15.1
- Drove alone61.7 percent
- Carpooled2.7 percent plus or minus 2.9
- Public transport7.1 percent plus or minus 4.8
- Walked0.5 percent plus or minus 1.0
- Worked from home28.0 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Woodcliff Lake
SBA loans in Woodcliff Lake (7(a))
- Approvals11
- Gross approval$8,933,000
- Average approval$812,091
- Median approval$350,000
- Largest approval$5,000,000
- Jobs supported80
- Jobs per approval7.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises9.1 percent
- Distinct lenders8
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Woodcliff Lake, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Woodcliff Lake
SBA loans in Woodcliff Lake (504)
- Approvals1
- Gross approval$414,000
- Average approval$414,000
- Median approval$414,000
- Largest approval$414,000
- Jobs supported13
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Woodcliff Lake, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Woodcliff Lake
Flood risk in Woodcliff Lake
- NFIP communityBorough of Woodcliff Lake
- NFIP community number340082
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The Borough of Woodcliff Lake participates in the National Flood Insurance Program as community 340082 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bergen County, not Woodcliff Lake
Bergen County context, not Woodcliff Lake figures
- Establishments in Bergen County31,818
- Covered employment, Bergen County438,240
- Average annual pay, Bergen County$80,639
- Housing units permitted, Bergen County3,329
Every figure in this section is published for Bergen County as a whole and is not a measurement of Woodcliff Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Woodcliff Lake questions, answered from the record.
How many people live in Woodcliff Lake, New Jersey?
6,152, in 2,162 households. Woodcliff Lake borough covers 3.38 square miles of land, which is 1,822 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Woodcliff Lake in?
Bergen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Woodcliff Lake?
$213,981. The median owner-occupied home is valued at $946,400. Median gross rent is $1,888 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Woodcliff Lake businesses?
11 7(a) approvals totaling $8.9 m since FY2020, across 8 lenders, median approval $350,000, plus 1 504 approvals worth $414,000 since FY2010. These count approvals to borrowers whose address is in Woodcliff Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Woodcliff Lake borrowers get paid back?
No rate is published for Woodcliff Lake. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Woodcliff Lake in the National Flood Insurance Program?
Yes. Woodcliff Lake appears in the FEMA Community Status Book as Woodcliff Lake, borough of, community 340082, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Woodcliff Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bergen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Woodcliff Lake.
Is zoning published for Woodcliff Lake?
No. Nothing on this page presents parcel level zoning.