HomeNew YorkSchoharie CountyCobleskill
Cobleskill, New York: commercial real estate data.
Cobleskill is a Census village of 4,682 people across 3.56 square miles of land, in Schoharie County. Median household income is $46,059, 39.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cobleskill
What Cobleskill is
- Census place typevillage
- Land area3.56 sq mi
- Water area0 sq mi
- Population per square mile of land1,313
- County holding the largest share of its areaSchoharie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cobleskill
How many people live in Cobleskill
- Population4,682
- Median age30.3
- Population under 18533 plus or minus 171
- Share under 1811.4 percent plus or minus 3.5
- Population 65 and over1,022 plus or minus 273
- Share 65 and over21.8 percent plus or minus 5.5
- Households1,858
- Family households872 plus or minus 181
- Share of households that are families46.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cobleskill
Income and work in Cobleskill
- Median household income$46,059
- Per capita income$29,514
- Civilian labor force2,054
- Employed1,915
- Unemployed139 plus or minus 87
- Unemployment rate6.8 percent plus or minus 4.1
- Adults 25 and over2,797
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent plus or minus 9.2
- Adults 25 and over with a graduate degree13.9 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cobleskill
Housing in Cobleskill
- Housing units1,995
- Occupied units1,858
- Vacant units137 plus or minus 98
- Vacancy rate6.9 percent plus or minus 4.9
- Owner occupied727 plus or minus 190
- Renter occupied1,131
- Ownership rate39.1 percent plus or minus 9.4
- Median owner-occupied home value$193,300
- Median gross rent, monthly$874
- Annual rent as a share of median income22.8 percent
- Single family units887 plus or minus 200
- Share single family44.5 percent plus or minus 9.0
- Units in buildings of two or more1,108 plus or minus 255
- Share in buildings of two or more55.5 percent plus or minus 11.5
- Mobile homes0
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cobleskill
How Cobleskill gets to work
- Workers 16 and over who commute1,652
- Commuting under 15 minutes857 plus or minus 236
- Share commuting under 15 minutes51.9 percent
- Commuting 30 minutes or more605 plus or minus 193
- Share commuting 30 minutes or more36.6 percent plus or minus 9.2
- Drove alone57.1 percent
- Carpooled13.6 percent plus or minus 7.3
- Public transport2.4 percent plus or minus 2.4
- Walked14.4 percent plus or minus 6.2
- Worked from home12.1 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cobleskill
SBA loans in Cobleskill (7(a))
- Approvals5
- Gross approval$7,878,000
- Average approval$1,575,600
- Median approval$2,000,000
- Largest approval$3,253,000
- Jobs supported15
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cobleskill, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cobleskill
Flood risk in Cobleskill
- NFIP communityVillage of Cobleskill
- NFIP community number360743
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/16/12
The Village of Cobleskill participates in the National Flood Insurance Program as community 360743 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Schoharie County, not Cobleskill
Schoharie County context, not Cobleskill figures
- Establishments in Schoharie County576
- Covered employment, Schoharie County8,062
- Average annual pay, Schoharie County$54,611
- Housing units permitted, Schoharie County39
Every figure in this section is published for Schoharie County as a whole and is not a measurement of Cobleskill.
All Schoharie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cobleskill questions, answered from the record.
How many people live in Cobleskill, New York?
4,682, in 1,858 households. Cobleskill village covers 3.56 square miles of land, which is 1,313 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cobleskill in?
Schoharie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cobleskill?
$46,059. The median owner-occupied home is valued at $193,300. Median gross rent is $874 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cobleskill businesses?
5 7(a) approvals totaling $7.9 m since FY2020, across 4 lenders, median approval $2,000,000. These count approvals to borrowers whose address is in Cobleskill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cobleskill borrowers get paid back?
No rate is published for Cobleskill. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cobleskill in the National Flood Insurance Program?
Yes. Cobleskill appears in the FEMA Community Status Book as Cobleskill, village of, community 360743, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cobleskill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Schoharie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cobleskill.
Is zoning published for Cobleskill?
No. Nothing on this page presents parcel level zoning.
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